Rick Kim
Senior Commercial Lines Insurance Specialist
Rick Kim is a Senior Commercial Lines Insurance Specialist at Inszone Insurance Services, joining Inszone in March 2024. With a Master of Laws from the University of Southern California and bachelor’s degrees in Law, Accounting, and Arts from South Korea, Rick is also working towards a CPA license. His extensive insurance experience includes roles as Chief Strategy Officer at JC&Company Law and CPAs, Account Executive at CAL-KOR Insurance Services, and Senior Professional at Samsung Fire & Marine Insurance Co., Ltd. Rick holds a CPM license from IREM, specializing in Property & Casualty insurance for commercial properties such as buildings, factories, warehouses, and data centers.
Rick is dedicated to helping Korean businesses thrive in the U.S. market. With nearly two decades of experience and a background in accounting and taxation, Rick has held key roles, including Senior Professional at Samsung Fire & Marine Insurance Co., Ltd., where he served as both an Adjuster and a Senior Professional Advisor at the VIP Financial Planning Center. His innovative method for calculating insurance premiums has earned him a patent in South Korea. Rick is also the author of “Insurance Guidebook” and is currently working on “Insurance and Tax.” He offers expertise in both Property & Casualty (P&C) insurance and Group Health insurance, providing clients with comprehensive coverage solutions that address both business and employee benefit needs.
Outside of work, Rick is actively involved in several community and professional organizations, including serving on the boards of KAIFPA and KACCOC, being a member of KACPA, and partnering with KFA.
Ellen
We feel incredibly fortunate to have worked with Rick. From the beginning, he took the time to clearly explain things we had found confusing and patiently walked us through every step. His dedication, knowledge, and attention to detail made a big difference, especially when it came to tailoring the right plans for us. What impressed us most was how he genuinely cared about finding the best coverage—not just selling something. After discussing all of our insurance needs and options, we trusted him so much that we decided to switch all our policies over. That kind of trust isn’t easy to earn, but he absolutely did. We’re grateful for his help and highly recommend him to anyone looking for someone reliable and truly professional.
Jaeh chung
Rick Kim has gone above and beyond to search for the best policy at best prices. He puts clients interest first and we really appreciate his honest and genuine support. We are in the process of moving all business and personal policies to Rick.
Ricky Choi
I met him at “Korean American Insurance & Finance Association” and we ‘ve been serving korean-american community together as a board members. Rick is very smart, and he has service driven heart. I strongly recommend him as your insurance consultant.
Mason Seo
Rick recently helped us find suitable business insurance, such as EPLI and BOP. Thanks to his dedication, we discovered that we had been using the wrong business insurance. He recommended much better options, and the results have been excellent. Rick responded to our questions almost immediately and delivered the results much faster than we expected. He was always transparent and never pressured us into enrolling in any insurance without good reason. I truly appreciate his dedication and highly value his professionalism in this field.