Rick Kim
Senior Commercial Lines Insurance Specialist
Rick Kim is a Senior Commercial Lines Insurance Specialist at Inszone Insurance Services, joining Inszone in March 2024. With a Master of Laws from the University of Southern California and bachelor’s degrees in Law, Accounting, and Arts from South Korea, Rick is also working towards a CPA license. His extensive insurance experience includes roles as Chief Strategy Officer at JC&Company Law and CPAs, Account Executive at CAL-KOR Insurance Services, and Senior Professional at Samsung Fire & Marine Insurance Co., Ltd. Rick holds a CPM license from IREM, specializing in Property & Casualty insurance for commercial properties such as buildings, factories, warehouses, and data centers.
Rick is dedicated to helping Korean businesses thrive in the U.S. market. With nearly two decades of experience and a background in accounting and taxation, Rick has held key roles, including Senior Professional at Samsung Fire & Marine Insurance Co., Ltd., where he served as both an Adjuster and a Senior Professional Advisor at the VIP Financial Planning Center. His innovative method for calculating insurance premiums has earned him a patent in South Korea. Rick is also the author of “Insurance Guidebook” and is currently working on “Insurance and Tax.” He offers expertise in both Property & Casualty (P&C) insurance and Group Health insurance, providing clients with comprehensive coverage solutions that address both business and employee benefit needs.
Outside of work, Rick is actively involved in several community and professional organizations, including serving on the boards of KAIFPA and KACCOC, being a member of KACPA, and partnering with KFA.
DI LEE
저희 회사는 Rick님과 함께하면서 큰 만족을 느꼈습니다. 빠른 커뮤니케이션 덕분에 업무 시간을 크게 절감할 수 있었고, 여러 보험사를 비교하여 동일한 보장 범위에서 더 저렴한 보험료를 확보할 수 있었습니다. 또한 회사 운영에 필요한 다양한 보험을 제안하고 계약까지 원활히 진행해 주셨습니다. 임직원 클레임 이슈가 발생했을 때도 신속하고 적극적으로 도움을 주셨습니다. 한국어, 영어, 스페인어까지 지원해 주셔서 임직원들과의 소통도 매우 원활했습니다. 신뢰할 수 있는 훌륭한 파트너입니다. / Our company has been extremely satisfied with Rick. Their fast and clear communication saved us significant time, and through comparing multiple insurance companies, we were able to secure lower premiums for the same coverage. They also provided comprehensive suggestions and smoothly arranged various insurance policies needed for our business. Whenever employee claim issues came up, they offered quick and proactive support. With services available in Korean, English, and Spanish, communication has been seamless across our team. A truly reliable and professional partner.
SY Choeh
Highly recommended for Korean companies expanding into the U.S. We recently needed to secure a large insurance policy for our business operations, and the coverage offered through this provider was significantly more cost-effective compared to quotes from our existing Korean insurers. The complex structure of the policy was clearly and thoroughly explained, making our internal review and approval process much smoother. Rick also responded promptly and helpfully to all our inquiries. Strongly recommended for any Korean business operating in the U.S.
YJ KWAK
언제나 빠르고 친절하게 도움 주실 뿐 아니라 고객이 모르는 부분에 대해서도 꼼꼼히 살피고 제안해주셔서 업무에 많은 도움 받고 있습니다. 늘 감사합니다! / Not only do you always provide quick and friendly assistance, but you also carefully review areas that customers are unaware of and offer suggestions, which is extremely helpful in our work. We are always grateful!
Donna Lee
I can’t recommend Rick highly enough. He helped my mother save over 50% on her small business liability insurance, which is a huge win for any small business owner. But even more importantly, I genuinely felt like we had an advocate in our corner. Rick was incredibly thorough, patient, and knowledgeable, and he took the time to explain all of our options and made sure my mom had the right coverage without paying for things she didn’t need. It’s clear he cares about his clients and isn’t just trying to close a deal. If you’re looking for someone who will take the time to understand your needs and fight for the best coverage at the best price, this is your person.
PAUL SHIN
I was searching for business insurance and workers’ compensation insurance, and I’m very thankful to Rick for doing his best and treating my needs as if they were his own. If you are looking for insurance, I highly recommend Rick.
Mia Kim
He is our business insurance agent and consistently demonstrates both professional knowledge and a great attitude. Whenever I have a question about insurance, he’s the first person I turn to. His response time is impressively quick, and he often answers my questions even outside of regular business hours. I highly recommend him!
Hae Won Lee
전문적인 정보로 너무 친절하게 도와 주셔서 얼마나 감사한지요. 큰 도움이 되어 주셔서 감사드리고 주변에 소개하고 싶은분입니다.강추합니다. / I can’t tell you how grateful I am that you were so kind to help me with your professional information, you are a great help. You’re someone I’d love to recommend to others. Highly recommended!
GARY SYNN
전문적이고 꼼꼼한 일처리 와 친절한 상담. 비지니스 인슈런스 필요하신분들께 추천드려요. / Professional and meticulous service, along with kind and helpful consultation. I highly recommend him to anyone in need of business insurance.
JK
Rick 이사님은 늘 명확하고 빠르게 답변해주셔서 주위 친구에게 소개했어요. 근데 그 친구도 좋은 조건으로 가입했다고 정말 고마워하더라고요. 다들 만족하니 저도 주변 사람들에게 계속 추천하게 되네요. 믿고 맡길 수 있는 보험 전문가입니다! / Rick always provides clear and prompt answers, so I introduced him to a friend. That friend also ended up signing up under great terms and was really thankful. Since everyone is so satisfied, I find myself continually recommending him to others. He’s a trustworthy insurance professional you can count on!
Roger
Great customer service.
Ellen
We feel incredibly fortunate to have worked with Rick. From the beginning, he took the time to clearly explain things we had found confusing and patiently walked us through every step. His dedication, knowledge, and attention to detail made a big difference, especially when it came to tailoring the right plans for us. What impressed us most was how he genuinely cared about finding the best coverage—not just selling something. After discussing all of our insurance needs and options, we trusted him so much that we decided to switch all our policies over. That kind of trust isn’t easy to earn, but he absolutely did. We’re grateful for his help and highly recommend him to anyone looking for someone reliable and truly professional.
Jaeh chung
Rick Kim has gone above and beyond to search for the best policy at best prices. He puts clients interest first and we really appreciate his honest and genuine support. We are in the process of moving all business and personal policies to Rick.
Ricky Choi
I met him at “Korean American Insurance & Finance Association” and we ‘ve been serving korean-american community together as a board members. Rick is very smart, and he has service driven heart. I strongly recommend him as your insurance consultant.
Mason Seo
Rick recently helped us find suitable business insurance, such as EPLI and BOP. Thanks to his dedication, we discovered that we had been using the wrong business insurance. He recommended much better options, and the results have been excellent. Rick responded to our questions almost immediately and delivered the results much faster than we expected. He was always transparent and never pressured us into enrolling in any insurance without good reason. I truly appreciate his dedication and highly value his professionalism in this field.