Jennifer Kozlowski

Personal Insurance Specialist

Jennifer Kozlowski- Inszone Insurance Personal Insurance Specialist

Jennifer Kozlowski is a Personal Insurance Specialist at Inszone Insurance Services, joining the Inszone team in January 2022 after the merger with Appling Insurance Agency. Jennifer started in the insurance industry working part time at International Marine Underwriters while attending UC Davis. In 2000 she began working for Progressive insurance before getting her insurance license and transitioning to Appling in 2004 as a Personal Line’s Agent.  Jennifer’s genuine concern for her clients, empathy, and years of insurance experience help her provide exceptional service.

Jennifer has been with her husband for over two decades and has enjoyed raising her daughter to young adulthood. In her off time, she enjoys singing, swimming, sewing, and reading as well as a Disney trip.


5.0 out of 5 stars (based on 13 reviews)
Very good0%

Carol Thompson

24 May, 2024

Jennifer is extremely knowledgeable! Soon after our insurance was not going to be renewed due to living in a fire area, I called numerous insurance companies only to be told we will not be covered. With that said, a friend of mine referred me to Jennifer. Jennifer immediately got looking for coverage for me. She found us coverage within a day! Excellent customer service, so refreshing there are

people out their working for the client and its not all about the money. Extremely efficient, detailed, and professional!


Mariclair OConnell

12 April, 2024

Jennifer has been our home and auto agent for years!! She is very educated, thorough, attentive, detailed and so much more….thank you Jennifer!!!!


Lynn Backman

23 February, 2024

Very knowledgeable. Explained all my options


Shelley Naredo

20 February, 2024

Jennifer is extremely efficient and professional! I’ve received excellent customer service for many years.


Gilberto Valencia Garcia

13 December, 2023

10/10 Recommend getting in contact with Jennifer. I am so grateful she was able to assist me. Getting a home policy in CA is tremendously hard if you live near Brush or the Hills. Jenner went above an beyond to help me out, she explained in detailed what my options were. She was very honest, but most importantly, she cared and understood the hard position I was in. Jennifer, thank you so much for your help. I appreciate you. ATT MANAGEMENT: You have a GEM here, and she deserves recognition.


Jesse Anderson

30 November, 2023

Jennifer was very helpful and polite she when out of her way to do what needed to be done for me


Sarah Marie Thorp

25 October, 2023



Nicole Cousins

18 August, 2023

Jennifer makes calling about insurance a pleasant experience. We have had her as our agent for many years. She listens carefully, is extremely knowledgeable, and has always provided us with excellent advice. I recommend her highly!

Private account

Shannon Wing Higgason

21 July, 2023

I was so happy to work with Jennifer. She is so polite and works with you happily.

Jennifer, thank you so much for your kindness and getting our homeowners insurance back on track. You are a great agent. I wish you the best on your journey ahead.

Seasons and Reasons LLC

Mike Franzini

28 April, 2023

Jennifer always provides excellent customer service..

When ever I call she makes everything easy..

Franzini bros

Ruthanne Lopez Crespo

27 February, 2023

Jennifer has always been “top notch!” She will respond to my questions in a timely manor, she is personable and yet always professional. She has not only taken care of our policy needs for years, but was so helpful when it came to insuring our home. She’s the best!

Private account

Client Joyce Manion

8 February, 2023

Working for years with Jennifer has always been a pleasure, very helpful and timely when questions about my insurance coverage arise. She is my go to person for prompt resolution.

Private account

Michelle Boies

10 January, 2023

Jennifer is always so helpful and easy to work with. We really appreciate her knowledge, professionalism, and responsiveness to any questions or needs we have with our insurance.

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