

PFAS Exclusions in Insurance for Environmental Consulting Firms
Concern over perfluoroalkyl and polyfluoroalkyl substances (PFAS)—often called “forever chemicals”—continues to escalate. These persistent contaminants pose significant challenges not only to regulators and industries...
18 February 2025 • 4 min read

Community Champion: Vanessa Mula’s Dedication to the North County Food Bank
At Inszone Insurance Services, we appreciate employees who actively give back to their communities. Vanessa Mula, a producer in our Commercial Lines department, recently...
18 February 2025 • 1 min read

Umbrella Insurance 101: What is a Personal Umbrella Insurance?
Understanding specific insurance policies can be a challenge on its own. Read our article today to learn more about personal umbrella insurance.
17 February 2025 • 6 min read

Special Event Insurance in California Explained
Organizing a special event requires meticulous planning, from securing the perfect venue to coordinating vendors and ensuring a memorable experience for attendees.
13 February 2025 • 6 min read

A Guide to Insurance for Bars, Restaurants, Taverns, and Pubs
Running a bar involves various risks, especially when serving alcohol. Business insurance helps cover costs from expensive accidents, including customer injuries. It’s also a legal requirement in many places. At a minimum, you’ll likely need the following types of insurance:
12 February 2025 • 4 min read

What Are Contract Bonds and Why Are They Necessary?
Contract bonds are a critical component of the construction and contracting industries, providing financial guarantees that protect both project owners and contractors. By ensuring...
12 February 2025 • 3 min read

Employment Practices Liability Insurance (EPLI) in 2025
As a business owner, you have to ask yourself: Can you afford a $150,000 lawsuit without insurance coverage?
12 February 2025 • 4 min read

Motorcycle Lane Splitting Laws by State: A Practical Guide
What is Lane Splitting? Lane splitting is a riding technique where a motorcyclist travels between lanes of slow-moving or stopped vehicles, usually moving no...
30 January 2025 • 4 min read

A Guide to Motorcycle Insurance in California
In California, the requirements for owning and operating a motorcycle are: A valid driver's license with a motorcycle endorsement (M1) or a separate motorcycle-only license (M2). A registered and insured motorcycle. A helmet that meets California Department of Transportation (DOT) standards. A functioning muffler to reduce noise pollution. Properly working lights for night riding.
30 January 2025 • 8 min read

How Technology and Data Security impact Professional Liability for CPAs
Technology has profoundly impacted the professional liability landscape for Certified Public Accountants (CPAs). With the advent of advanced accounting software, cloud computing, and artificial intelligence, CPAs can perform their tasks more efficiently and accurately.
28 January 2025 • 2 min read