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Stay up to date with the latest industry news, stories, informative articles, and useful tips from us at Inszone.

Understanding Business Owner's Policy Insurance in California
Insurance agent speaking with a business owner during a meeting.
Employee Spotlight: Tania Gasca

Employee Spotlight: Tania Gasca

Please join us in congratulating Tania Gasca, our Employee Spotlight for the month of August!
8 August 2024 5 min read
Understanding Changes to Medicare Creditable Drug Coverage

Understanding Changes to Medicare Creditable Drug Coverage

The Inflation Reduction Act (IRA) and Final Calendar Year (CY) 2025 Part D Redesign Program Instructions bring important changes to Medicare creditable drug coverage. These updates will impact both healthcare plans and beneficiaries.
5 August 2024 2 min read
2024 Guide to Medicare Wages and Tips

2024 Guide to Medicare Wages and Tips

Medicare wages are the earnings that are subject to Medicare tax. These wages include all compensation for employment, such as salaries, bonuses, commissions, and tips. The Medicare tax is part of the Federal Insurance Contributions Act (FICA) tax, which funds the Medicare program providing health insurance to individuals aged 65 and older, and to certain younger people with disabilities. According to the Internal Revenue Service (IRS), all wages, salaries, and tips are generally subject to Medicare tax unless specifically exempted (source: IRS).
4 August 2024 2 min read
2024 Business Insurance Guide

2024 Business Insurance Guide

Every business has a custom insurance program because every business has different needs. Business insurance can seem like another language, but there are a few questions you should ask yourself to help determine what would best protect you and your business against your unique risks.
2 August 2024 7 min read
New Mexico Secures Funding to Combat ‘Forever Chemicals

New Mexico Secures Funding to Combat ‘Forever Chemicals

New Mexico is set to receive $18.9 million in federal funding to detect "forever chemicals" in the state's drinking water systems. This grant aims to assess the extent of emerging contaminants, particularly per- and polyfluoroalkyl substances (PFAS), in public water systems and disadvantaged communities.
24 July 2024 2 min read
Caleb Gutierrez Bridging Community Impact with River City Food Bank

Caleb Gutierrez Bridging Community Impact with River City Food Bank

Caleb Gutierrez, a Commercial Lines Account Manager at our Rancho Cordova, CA office, embodies this belief. While Caleb is relatively new to the insurance industry, he has dedicated his time to volunteering in several communities, demonstrating his commitment to serving others.
23 July 2024 2 min read
Liability Insurance for Attorneys: What You Need to Know

Liability Insurance for Attorneys: What You Need to Know

Professional liability insurance, also known as malpractice insurance, is crucial for attorneys. It provides coverage against claims of negligence, errors, or omissions made by clients. This insurance helps protect attorneys from the financial repercussions of lawsuits and can cover legal defense costs, settlements, and judgments.
22 July 2024 2 min read
Professional Liability for CPAs: What to Expect in 2025

Professional Liability for CPAs: What to Expect in 2025

The landscape of professional liability insurance for Certified Public Accountants (CPAs) is evolving rapidly. In 2025, CPAs can expect significant changes driven by technological advancements, regulatory updates, and shifting client expectations.
19 July 2024 2 min read
State Requirements for Food Handler Certification Explained

State Requirements for Food Handler Certification Explained

Ensuring proper safety is critical to running a successful food and beverage establishment. This guide will help you understand how to obtain a food handler's card for yourself and your small business employees.
17 July 2024 4 min read
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