Employee Spotlight: Tania Gasca
Please join us in congratulating Tania Gasca, our Employee Spotlight for the month of August!
8 August 2024 • 5 min read
David Lights Up Vacation Bible Camp 2024 with Community Spirit
David Accurso joined Inszone in 2023 and has since established himself as a key contributor to the team, keen to apply his insurance expertise to meet clients' needs and build strong relationships.
6 August 2024 • 1 min read
Understanding Changes to Medicare Creditable Drug Coverage
The Inflation Reduction Act (IRA) and Final Calendar Year (CY) 2025 Part D Redesign Program Instructions bring important changes to Medicare creditable drug coverage. These updates will impact both healthcare plans and beneficiaries.
5 August 2024 • 2 min read
2024 Guide to Medicare Wages and Tips
Medicare wages are the earnings that are subject to Medicare tax. These wages include all compensation for employment, such as salaries, bonuses, commissions, and tips. The Medicare tax is part of the Federal Insurance Contributions Act (FICA) tax, which funds the Medicare program providing health insurance to individuals aged 65 and older, and to certain younger people with disabilities. According to the Internal Revenue Service (IRS), all wages, salaries, and tips are generally subject to Medicare tax unless specifically exempted (source: IRS).
4 August 2024 • 2 min read
2024 Business Insurance Guide
Every business has a custom insurance program because every business has different needs. Business insurance can seem like another language, but there are a few questions you should ask yourself to help determine what would best protect you and your business against your unique risks.
2 August 2024 • 7 min read
New Mexico Secures Funding to Combat ‘Forever Chemicals
New Mexico is set to receive $18.9 million in federal funding to detect "forever chemicals" in the state's drinking water systems. This grant aims to assess the extent of emerging contaminants, particularly per- and polyfluoroalkyl substances (PFAS), in public water systems and disadvantaged communities.
24 July 2024 • 2 min read
Caleb Gutierrez Bridging Community Impact with River City Food Bank
Caleb Gutierrez, a Commercial Lines Account Manager at our Rancho Cordova, CA office, embodies this belief. While Caleb is relatively new to the insurance industry, he has dedicated his time to volunteering in several communities, demonstrating his commitment to serving others.
23 July 2024 • 2 min read
Liability Insurance for Attorneys: What You Need to Know
Professional liability insurance, also known as malpractice insurance, is crucial for attorneys. It provides coverage against claims of negligence, errors, or omissions made by clients. This insurance helps protect attorneys from the financial repercussions of lawsuits and can cover legal defense costs, settlements, and judgments.
22 July 2024 • 2 min read
Professional Liability for CPAs: What to Expect in 2025
The landscape of professional liability insurance for Certified Public Accountants (CPAs) is evolving rapidly. In 2025, CPAs can expect significant changes driven by technological advancements, regulatory updates, and shifting client expectations.
19 July 2024 • 2 min read
State Requirements for Food Handler Certification Explained
Ensuring proper safety is critical to running a successful food and beverage establishment. This guide will help you understand how to obtain a food handler's card for yourself and your small business employees.
17 July 2024 • 4 min read