Business Owners Policy (BOP): The Essential Coverage Bundle Explained
A Business Owners Policy (BOP) bundles commercial property insurance, general liability insurance, and business interruption coverage into one streamlined policy designed for small-to-midsize businesses. For...
13 August 2026 • 8 min read
Employee Spotlight: Suraj Mistry
Here at Inszone, one of our missions is to make sure that every employee is appreciated, acknowledged, and recognized for their achievements. This Employee...
24 July 2026 • 6 min read
Your Workers’ Comp Experience Mod (EMR): How It Works and How to Lower It
Your experience modification rate (EMR) can cost or save you thousands. See how it's calculated, and how to lower it.
20 July 2026 • 6 min read
Commercial Umbrella Insurance: When Your Liability Limits Are Not Enough
A single lawsuit can exceed your general liability limits. See what commercial umbrella insurance covers, what it costs, and who needs it.
20 July 2026 • 7 min read
Condo Insurance (HO-6): What Your HOA’s Master Policy Won’t Cover
Your HOA's master policy doesn't cover your unit's interior, belongings, or liability. See what condo insurance (HO-6) actually covers.
20 July 2026 • 6 min read
Renters Insurance: What It Actually Covers and Why Every Tenant Needs It
Landlord's insurance doesn't cover your belongings or liability. See what renters insurance covers, what it costs, and how much you need.
20 July 2026 • 7 min read
Workers’ Compensation Insurance: What Every Employer Must Know
Workers’ compensation insurance is a legally mandated coverage in most U.S. states that pays for medical expenses, lost wages, and rehabilitation costs when an...
30 June 2026 • 10 min read
Community Spotlight: Inszone Orem Team Supports Tabitha’s Way
At Inszone Insurance Services, we believe that investing in our local communities is just as important as the work we do in the office....
29 June 2026 • 2 min read
Trampolines and the “Attractive Nuisance” Liability: What Homeowners Must Know
You set up a massive new trampoline in the backyard for summer break. While you are at work, a neighbor’s kid wanders into your yard uninvited,...
17 June 2026 • 5 min read
Golf Cart Insurance: The Massive Summer Coverage Gap Explained
You are taking your golf cart for a quick sunset drive around your neighborhood and accidentally swipe a parked car. You file a claim,...
17 June 2026 • 7 min read