Aviation Insurance From People Who Fly
Inszone Aviation insures aircraft owners, corporate flight departments, aerial applicators, and aviation businesses across the country. You get specialists who speak both languages, aviation and insurance, and quotes that come back in hours, not weeks.
Introduction
Most insurance agencies handle aviation as a sideline. Inszone Aviation is built around it.
Aircraft owners know their airplanes: they know how to fly them, maintain them, and what they're worth. Where things get complicated is the insurance side: the terminology, the coverage structures, the underwriting requirements. Bridging those two worlds is the whole job.
Whether you're a private owner with a single-engine aircraft, a corporate flight department operating a King Air, an aerial applicator running a season, or an FBO with a repair facility, you're working with someone who understands the exposure before you finish explaining it.
What We Insure
Coverage built around how you actually fly.
Personal & Business Aircraft
Owner-flown aircraft, from single-engine pistons to light twins. This is the largest group of individual clients we serve, and it's also the fastest to quote. Instead of a VIN, we work from a tail number — with hull value, flight hours, ratings, and who else will be flying it, we can often have quotes from multiple carriers the same day.
Coverage Includes
- Hull coverage for your aircraft, in motion and at rest
- Liability coverage for bodily injury and property damage
- Passenger liability
- Medical payments
- Coverage for hangared and non-owned aircraft
Industrial Aid Aircraft
Corporate-flown business aircraft: King Airs, heavy twins, jets, and turbine helicopters. These are professionally flown operations with more complex exposures, underwritten individually rather than off a rate table. Because our teams work directly with aviation underwriters and speak with them regularly, we can position your operation properly rather than submitting it cold.
Coverage Includes
- Hull and liability for turbine and jet aircraft
- Professional pilot and crew considerations
- Passenger and non-owned liability
- Coverage structured around corporate flight operations
Aerial Applicators
Crop dusting and aerial application is one of the most specialized corners of aviation insurance. Chemical exposure, low-altitude operations, seasonal fleets, and tight application windows make it a market most agencies won't touch. It's one of ours. We know the carriers who write it, we know what they need to see, and we know how to get an application in front of an underwriter and get an answer back before the season starts.
Coverage Includes
- Hull and liability for application aircraft
- Chemical drift and application liability
- Ground equipment, nurse trucks, and support vehicles
- Hangar and premises coverage
- Seasonal and fleet arrangements
Commercial Aviation Businesses
FBOs, repair stations, engine shops, flight schools, and hangar operations. If your business touches aircraft that other people own, you have exposures a standard commercial policy won't address.
Coverage Includes
- Hangarkeepers liability
- Premises and products liability
- Aircraft in your care, custody, and control
- Property, equipment, and tools
- Commercial general liability tailored to aviation operations
Why Inszone Aviation
More than an insurance line — a dedicated practice
Specialists, not a department.
The largest brokerages treat aviation as one line among hundreds. Inszone Aviation is a dedicated practice, staffed by people who work in this market every day and backed by the resources of a top-30 national brokerage.
We move fast.
For owner-flown aircraft, we can often quote in minutes across multiple carriers. Need a certificate for your lender? You get it the same day, not next week.
You talk to a person who knows aviation.
Our agents have spent their careers in this market, and many of them fly the aircraft they insure.
Real relationships with aviation underwriters.
This market still runs on relationships. Our teams speak with their underwriters regularly, which means your submission gets a conversation instead of a form response.
How It Works
Three steps to coverage.
Tell us about your aircraft or operation.
Submit the quote form online, complete an application, or just call. If paper is easier, complete the application by hand and email or fax it back. Whatever works for how you do business.
We go to market.
For owner-flown aircraft, that often means same-day quotes from multiple carriers. For industrial aid, aerial application, and hangar risks, we take your submission directly to the underwriters who specialize in it.
You get coverage and the paperwork you need.
Including certificates for your bank or lienholder, issued promptly.
Our Agency
An established name, backed by a national platform.
Inszone Aviation is built on established reputations in aviation insurance. Unlimited Aviation keeps the name its clients know, with the markets, technology, and resources of a national platform behind it.
Unlimited Aviation
Personal and business aircraft, industrial aid, aerial application, and commercial aviation businesses.
Frequently Asked Questions
Common questions about aviation insurance
These six are drafted placeholders. Real questions our agents field from clients will perform better in search, so please replace or supplement them as those come in.
What does aircraft insurance actually cover?
Aircraft policies generally have two main parts. Hull coverage protects the aircraft itself against physical damage, whether in flight, taxiing, or parked. Liability coverage protects you if your aircraft causes bodily injury or property damage to others, including passengers. Most owners carry both, though the right structure depends on how the aircraft is used, financed, and hangared.
How much does aircraft insurance cost?
It depends on the aircraft, its value, how it's used, and pilot experience. Owner-flown personal and business aircraft typically fall in a moderate annual range, while turbine equipment, aerial application operations, and commercial aviation businesses are priced individually based on exposure. The fastest way to get a real number is to send us the aircraft details.
How quickly can I get a quote?
For owner-flown aircraft, often within minutes to the same day across multiple carriers. Aerial applicators, industrial aid aircraft, and hangar risks are individually underwritten, so those take longer, but we work them directly with underwriters to keep things moving.
What information do you need to quote my aircraft?
For most owner-flown aircraft: the tail number, the hull value, your total and make-and-model flight hours, your ratings, who else will be flying, and your contact information. That is usually enough to get started.
Can you provide a certificate of insurance for my bank or lender?
Yes, and quickly. Financing and lease agreements almost always require the lienholder to be named, and we handle those requests promptly.
Do you insure crop dusting and aerial application operations?
Yes. Aerial application is one of our core specialties. We work with the carriers who write this class and understand the seasonal timing, chemical liability, and ground equipment exposures that come with it.
Let's Get You Covered
Send us your aircraft details and we'll get to work. Most owner-flown quotes come back the same day.