Karen Ojeda
Personal Insurance Specialist
Karen Ojeda is a Personal Lines Insurance Specialist at Inszone Insurance Services, joining the company in March 2025 after the merger with Hart Insurance Agency. She began her insurance career in 1980 with United Pacific/Reliance Insurance Company, advancing from clerical roles to Underwriting and later leading a non-standard business department. Karen spent nearly three decades at Bratrud Middleton/Propel Insurance Agency, earning a nomination for Regional Rookie of the Year and later working in the high-net-worth division. She holds ongoing education in Property and Casualty Underwriting and has pursued her ACSR designation.
With a strong foundation in underwriting and client service, Karen brings empathy, adaptability, and effective communication to every interaction. Her decades of experience allow her to connect with clients and deliver tailored insurance solutions with care and precision.
Off the clock, Karen enjoys golfing, camping, cooking, and crafts. She is also passionate about giving back, supporting organizations like the American Cancer Society-Relay for Life, St. Jude Children’s Hospital, Junior Achievement, Salvation Army, Tacoma Rescue Mission, Mary Bridge Festival of Trees, March of Dimes & United Way.
Sharlene Cora Bright
Karen is not only knowledgeable, but she was personable, and her expertise was very evident! I received a copy of the endorsement which showed that she added the vehicle that I recently purchased to my existing insurance policy the same evening that I requested it. The reason I was so amazed is because I barely made it to her office before closing time. I was impressed with the excellent service she provided for me regarding the update of my Insurance policy. It was the first time that I met her. I had lots of questions, but she definitely satisfied me with her answers. I am so glad that Karen is working there. She was a pleasure to talk with and she was very fast at getting things done. I’m very happy that she is working at Hart Insurance agency. Thank you for hiring her!