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Ruth Garza

Senior Personal Insurance Specialist / Branch Manager

Ruth Garza - Inszone Insurance Personal Insurance Specialist/Branch Manager

Ruth Garza is a Senior Personal Insurance Specialist/Branch Manager at Inszone Insurance Services. Originally with Yuma Foothills Insurance since May of 1999, Ruth became a member of the Inszone team following our merger in September 2021. She is a seasoned insurance professional with over 21 years of experience in Property and Casualty. Ruth is passionate about the services she provides to all her customers and loves to help them with all their insurance needs.

On her off time, Ruth loves to spend time with her husband, family, and enjoys family trips. Ruth’s favorite pastime is reading books.

928-662-9706

5.0
5.0 out of 5 stars (based on 72 reviews)
Excellent100%
Very good0%
Average0%
Poor0%
Terrible0%

Bill Holowaty

15 November, 2024

We enjoy the Excellent service with Ruth Garza. It’s a great company asset to have people of Ruth Garza caliber working for you.

Retired

Anna Vines

31 October, 2024

All encounters with Ruth have been positive and professional.

We had to switch carrier’s and A year afterwards when we needed her help, Ruth provided excellent and quick response.

Your company is lucky to have that quality of employee. Customer service is a thing of the past but not with Ruth.

Thanks Ruth. ItR17;s great their are people like you.

Anna

Kritina Mohr

31 October, 2024

She’s terrific!!

NA

David prieto

31 October, 2024

Very polite and very helpful, very nice to talk to a very professional person,

Professional pest control

Mary Zenger

21 October, 2024

Very good

No business

Denise Richard

4 October, 2024

Thank you for all your help. Great as usual.

Retired

Joy Goodlett

11 July, 2024

Alexis Espinosa not only went above and beyond. She made sure and reached out to us re our car insurance. We recently traded our car in for a new one. The lender contacted Inszone she contacted us by email and called us to let us know they had taken care of it !!!! Excellent job!

Retired

Chet Yancey

3 July, 2024

I had a situation to deal with and Ruth Garza handled it in a professional manner. My concerns went away and everything is back on track.

Retired Airline Maintenance Manager.

Leanne Gilliland

28 June, 2024

Ruth was very professional, friendly and pleasant to work with. We look forward to working with Ruth in the future for our car insurance and umbrella policy.

NA

Ruben Alvarez

28 June, 2024

Ruth is excellent courteous and fast she’s always helpful to take care of hour insurance needs.

KG trucking

Jim Van Schoonhoven

25 April, 2024

Ruth is a big help to me keeping up with the ever changing insurance issues.

None

Catherine Bailey

24 April, 2024

Ruth was amazing in helping us. So patient and helpful

Bailey

Sheldon and Pat

12 April, 2024

Ruth was excellent, she went above and beyond for us finding what would work best for us. We are Canadian and felt very comfortable with Ruth as we didn’t understand some procedures, and she was able to explain what we needed and why. Ruth found what would fit us best and we will most definitely pass on our great experience.

Snowbirds

Marilyn Cummings

28 March, 2024

I always receive fine and friendly service. Ruth knows her stuff. Plus I received a quick response regarding auto pay. TY for you kindness and knowledge.

None

Tim

20 March, 2024

Ruth is professional,very courteous and very easy to talk with and understand. She is quick to respond when asked for help. We were quite pleased with her efficiency in getting us set up with our new carrier.

None

Gary Waddell

13 February, 2024

Ruth has always been very helpful to take care of our insurance needs

Not a business

Mike Rex

4 January, 2024

I have been working with Ruth for a couple of years now and I really appreciate her professionalism and the promptness she always shows in her work. She is extremely efficient and each experience I have had with her is always top notch.

NA

Judy Babcock

2 November, 2023

We have had excellent service with Ruth from the 1st time we entered her office. She is very knowledgeable and works to find out what insurance package is of the most benefit to you. She in my opinion is not there to just SELL you insurance but to sell you what you need. We are very pleased having her as our insurance ADVISOR. Thank you Ruth for all the years you have helped us.

Retiree

Jean Aitken

26 October, 2023

I needed insurance confirmation sent to Idaho Dept. Of Transportation. She sent confirmation and asked the amount of the registration fee. Now I can pay and feel cheerful. Thank you very much.

Nancy Jean Aitken

Consuela Black and Yvonne Cooper

20 September, 2023

Ruth was amazing and helpful from the beginning to end. She had to go through some additional steps to assist me because of the state and company I’m with and said she would call me back, usually when people say that, they never call back, she called back 20 minutes later and got the right department on the line to assist us and stayed on the line til the very end. I work in customer service and have for 15 years and people are usually so quick to just transfer you to get you off their line but not Ruth, she was a sweetheart the whole way through this process. Thank you Ruth because when you could have said oh this isn’t my state or department you didn’t, you said I’m not familiar but let me find out and that’s TRUE CUSTOMER SERVICE, being honest and setting proper expectations!

Mercury Insurance

Barney Stokes

15 September, 2023

Ruth was great, just helped me add a vehicle to my policy. Great service, thanks

Retired

Mark Charlton

21 July, 2023

I called Inszone to inquire about transferring my commercial class 8 diesel truck from commercial truck insurance to a personal insurance policy to cover my use of the truck after I retire from my mobile home and rv transport business. Ruth was very knowledgeable, professional, and helpful in sorting through how this could be done and provided me very quickly by the end of the day a reasonable quote and the specifics of the policy. She is very pleasant and patient to deal wiped with and I would recommend her to friends and family and others to reach out to her for great service and to meet their insurance needs.

Wagon Towing

Terry Wright

20 June, 2023

Ruth is always helpful and responds to us without hesitation. She is an asset to your organization.

none

Darcy Archibald

15 June, 2023

Ruth helped me out I was frustrated when I spoke to her and she addressed my concerns

Residential

Fred Hendra

16 May, 2023

I am very pleased with your service and attention to detail. I have been talking you folks up when ever the subject of insurance comes up. Keep up the good work.

N/A

jennie bennett-groshans

16 May, 2023

I’ve been a State Farm customer my entire life- when I moved to Yuma yet could/ would not cover me, I was referred to Foothills Insurance- now In Zone.

Ruth had been wonderful, providing us with all the answers and reasonable rates for all our vehicles, boats, off road and homes. Thank you Ruth for all your time ,work and outcomes with our insurance needs.

Personal insurance

Fred Hendra

3 May, 2023

I have delt with many insurgents and agency’s. Ruth is absolutely the best. I was comfortable with her right from the start and felt she had my best interests at heart. Thank you for the excellent service.

Inszone

Keith Carlson

19 April, 2023

Ruth returned all our calls and assisted us with Motor Vehicle insurance and cancelations. So appreciative of her expertise.

Retired

Catherine Meinheit

27 February, 2023

If it weren’t for Ruth Garza and the service she provides I wouldn’t be a customer of Inszone.

Catherine Meinheit

FRAN MERRILL

23 February, 2023

I have been dealing with Ruth for 5 years, for personal and professional services. She has provided outstanding sevice each & every time. I have sent many of my clients to her and they have experienced the same great service.

JEM Home Sales

Christine Emmons

23 February, 2023

She did a great job. They are always ready to help you. Got my claim filed .Ruth thanks for all your help. Your amazing

Ruth Garza

Jeneva Bellefeuille

8 February, 2023

Ruth provided excellent service to us in providing a new house insurance policy, Thank you Ruth!

Inszone

Marilyn Yeutter

11 January, 2023

Ruth provided honest, helpful, and prompt customer service. She emailed extra resources to provide more information about rental cars and insurance.

N/A

Barry Neighbour

30 December, 2022

Ruth called me back as requested. Provided me answers I needed and revised quotes as requested. Privided prompt information and made me feel she cared and wanted to help and maintain my business.

Actually, I felt good about making the call.

Yuma foothills inzone ins.

Richard Birkby

30 December, 2022

Ruth answered all of the questions I had after reading through an offered policy. Some of them stumped her but she was able to get back to me the following days with the answers.

Top notch agent!

None

Stephen Bolster

29 December, 2022

Was on hold 45 minutes, left message about cancellation of my policy. Ruth called back and assisted in my request. She was very helpful and polite. I was very impressed with her professionalism

Not a business

glennm

13 December, 2022

Ruth is a true professional. It was a pleasure to deal with someone competent with such a positive attitude. She went above and beyond to provide the kind of service that is rarely seen today. Thank you, Ruth.

inszone

Denise Callaghan

5 December, 2022

Ruth Garza and her contemporaries are fabulous to work with.

Thank you so much!

inszone

Betty Weikel

2 December, 2022

Ruth is a gem. I needed a new insurance company. She is friendly, fast, efficient and an excellent listener. She found exactly what I needed at a good price. Ruth also speedily sent copies of my inspection pictures after I informed her of a problem. I’m glad she is my agent.

Private homeowner

Jocelyne Dubien

30 November, 2022

Thank you Ruth for the great service that you provide us and always quick to respond to any questions that we might have.

It is always a pleasure speaking with you !

Retired

Sharon Graham

15 November, 2022

Ruth was excellent in providing me several quotes for Arizona and Texas insurance as we were moving out of state for a period of time and then planned to return. She provided information in a timely manner often with very little lead time and sent all documents required immediately. We were very happy with Ruth’s professionalism and knowledge!

Personal

Kenneth Burney

4 November, 2022

Ruth was very professional and answered my questions as well as providing me choices that met my needs while keeping the cost in mind.

None

Diane Sherman

28 September, 2022

Great prompt response to all our questions ! And got us a wonderful price for our insurance !

Home insurance

Gabriela Gutierrez

15 August, 2022

It is always a such a relief to call Ruth, she knows exactly who I am, she has always been a great help to me, she has been my home and car insurance representative since 2000, very efficient and excellent service.

Yuma Foothills Insurance

Sharon Osborn

10 August, 2022

Friendly, efficient, excellent service.

Home owner

Nicci

26 July, 2022

I had a very positive experience! Ruth was very patient, thorough and informative.

Nicci’s Salon

Leahann Rawleigh

29 June, 2022

Ruth is the most caring ,knowledgeable and efficient employee we have worked with , thank you for all your help with our new home insurance!!

Mesa Del Sol

Bill Holowaty

28 June, 2022

Excellent service and advice!

Tiga Kali Holdings Inc.

LA Rawleigh

20 May, 2022

Ruth is a very knowledgeable , caring professional in her field.

She is prompt and knows a vast amount of knowledge on insurance ,thank you Ruth for giving your clients customer service excellence in Yuma and the surrounding area .

Not A Business

Renee Lehner

28 April, 2022

Ruth is the best. She is always prompt to answer any questions, always so sweet and professional!! She provides outstanding customer service. We really appreciate her!!

N/A

Janice L. Cyphers 4/26/22

26 April, 2022

She was there for me, knows what she is doing, helpful, and is easy to do business with. Thank you Ruth.

Not a Business

Renee Lehner

11 March, 2022

Ruth is always quick to answer any questions or provide a quote. We are house hunting and I have asked for several quotes over the last 5 months. Ruth is always friendly, helpful and professional!! I wish everyone had the outstanding customer service that Ruth provides!! Thanks

Na

Joe Schworm

8 March, 2022

Ruth , Was very quick to quote and write a policy on our new digs.

Highly recommend. Same day service !

Thanks ,

J&S Restaurant Services Inc

Eleonore Loitz

4 March, 2022

Ruth is AWESOME I HAD HER FOR insurance 3.5 years ago ..went home to Canada for a family emergency ..came back this Feb 2022 and thought of no one but her for insurance matters..will pass her name and email to ALL I can…I would pick her as a daughter..she is so great..after hours emailing even THANK YOU FOR RUTH GARZA.

Personal

Mark Iverson

10 February, 2022

Great response time.

N.A.

Karen

30 January, 2022

Very quick response on a Saturday evening. Was really impressed. Thank you. Didn’t expect to hear anything until Monday.

Hubscher

Shelli Herred

27 January, 2022

Ruth is prompt, professional and transparent. She is such a pleasure to work with.

Herred

Claire Johnson

24 January, 2022

Ruth is right on top of everything. Fast and efficient. Thank you, Ruth!

policy holder

Randy Stickles

20 January, 2022

Ruth was super helpful and knowledgeable! She is very capable!!

Policy holder

Guadalupe Mata

18 January, 2022

Offered excellent service and was very friendly!

N/A

Steinbach

13 January, 2022

Excellent

Retired

James Smith

7 January, 2022

Ruth is very helpful , kind, curteous and friendly. She handled our insurance quotes in an efficient and timely manner.

We definitely recommend her services.

Ruth Garza Inszone

Renee Lehner

4 January, 2022

Ruth is always so helpful and replies so quickly. She provides excellent customer service and friendly too.

Thanks.

Na

Belinda Ingle

30 December, 2021

Ruth is great to work with never need to make a second call

None

Wendy von Hollen

30 December, 2021

I cannot say enough good things about how helpful, patient, and thorough Ruth Garza was to me when I was updating my automobile and home insurance policies. Ruth always goes the extra mile to make sure my policy will benefit me the best. She was very knowledgeable about the insurance industry and catered a policy specific to my needs. She also was able to get me some nice discounts too. I totally recommend Ruth Garza to anyone needing an insurance broker.

Retired with no business name

Marian Mikkelsen

29 December, 2021

She is always so helpful and patient with me and I really appreciate her

Retired no business name

Issam Awwad

27 December, 2021

She is very very nice person and very helpful

Uner

Joanne L

21 December, 2021

She was professional, servce was fast and easy. Ruth is pleasant and a pleasure to deal with. Outstanding customer service. Thank you Ruth

Joanne L

Lynn H

15 December, 2021

New to town, I was referred to Ruth as a resource to help me navigate the Healthcare.gov marketplace to enroll in a health plan. Ruth was outstanding in her responsiveness, willingness to help, patience, and follow-up to make sure all of my questions were answered to complete the on-line enrollment ahead of the deadline. In a time when a poor service experience seems the norm, Ruth was a delight! Thanks, Ruth!

Self Employed

Adriana Arredondo

13 December, 2021

Ruth has been my agent since 2005, she is the best!!! Very efficient, professional, outstanding customer service!!! And she is super fast!!! I call her speedy Gonzalez!!! 🙂

N/A

Billy

13 December, 2021

Ruth was extremely helpful and very professional. She is great.

Billy vaughn

Irene Saldana Garza

10 November, 2021

Ruth has always been very helpful when we have any questions about our policies. I highly recommend her.

Self
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