Ruth Garza is a Senior Personal Insurance Specialist/Branch Manager at Inszone Insurance Services. Originally with Yuma Foothills Insurance since May of 1999, Ruth became a member of the Inszone team following our merger in September 2021. She is a seasoned insurance professional with over 21 years of experience in Property and Casualty. Ruth is passionate about the services she provides to all her customers and loves to help them with all their insurance needs.
On her off time, Ruth loves to spend time with her husband, family, and enjoys family trips. Ruth’s favorite pastime is reading books.
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5.0 out of 5 stars (based on 72 reviews)
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Bill Holowaty
We enjoy the Excellent service with Ruth Garza. It’s a great company asset to have people of Ruth Garza caliber working for you.
Anna Vines
All encounters with Ruth have been positive and professional.
We had to switch carrier’s and A year afterwards when we needed her help, Ruth provided excellent and quick response.
Your company is lucky to have that quality of employee. Customer service is a thing of the past but not with Ruth.
Thanks Ruth. ItR17;s great their are people like you.
Kritina Mohr
She’s terrific!!
David prieto
Very polite and very helpful, very nice to talk to a very professional person,
Mary Zenger
Very good
Denise Richard
Thank you for all your help. Great as usual.
Joy Goodlett
Alexis Espinosa not only went above and beyond. She made sure and reached out to us re our car insurance. We recently traded our car in for a new one. The lender contacted Inszone she contacted us by email and called us to let us know they had taken care of it !!!! Excellent job!
Chet Yancey
I had a situation to deal with and Ruth Garza handled it in a professional manner. My concerns went away and everything is back on track.
Leanne Gilliland
Ruth was very professional, friendly and pleasant to work with. We look forward to working with Ruth in the future for our car insurance and umbrella policy.
Ruben Alvarez
Ruth is excellent courteous and fast she’s always helpful to take care of hour insurance needs.
Jim Van Schoonhoven
Ruth is a big help to me keeping up with the ever changing insurance issues.
Catherine Bailey
Ruth was amazing in helping us. So patient and helpful
Sheldon and Pat
Ruth was excellent, she went above and beyond for us finding what would work best for us. We are Canadian and felt very comfortable with Ruth as we didn’t understand some procedures, and she was able to explain what we needed and why. Ruth found what would fit us best and we will most definitely pass on our great experience.
Marilyn Cummings
I always receive fine and friendly service. Ruth knows her stuff. Plus I received a quick response regarding auto pay. TY for you kindness and knowledge.
Tim
Ruth is professional,very courteous and very easy to talk with and understand. She is quick to respond when asked for help. We were quite pleased with her efficiency in getting us set up with our new carrier.
Gary Waddell
Ruth has always been very helpful to take care of our insurance needs
Mike Rex
I have been working with Ruth for a couple of years now and I really appreciate her professionalism and the promptness she always shows in her work. She is extremely efficient and each experience I have had with her is always top notch.
Judy Babcock
We have had excellent service with Ruth from the 1st time we entered her office. She is very knowledgeable and works to find out what insurance package is of the most benefit to you. She in my opinion is not there to just SELL you insurance but to sell you what you need. We are very pleased having her as our insurance ADVISOR. Thank you Ruth for all the years you have helped us.
Jean Aitken
I needed insurance confirmation sent to Idaho Dept. Of Transportation. She sent confirmation and asked the amount of the registration fee. Now I can pay and feel cheerful. Thank you very much.
Consuela Black and Yvonne Cooper
Ruth was amazing and helpful from the beginning to end. She had to go through some additional steps to assist me because of the state and company I’m with and said she would call me back, usually when people say that, they never call back, she called back 20 minutes later and got the right department on the line to assist us and stayed on the line til the very end. I work in customer service and have for 15 years and people are usually so quick to just transfer you to get you off their line but not Ruth, she was a sweetheart the whole way through this process. Thank you Ruth because when you could have said oh this isn’t my state or department you didn’t, you said I’m not familiar but let me find out and that’s TRUE CUSTOMER SERVICE, being honest and setting proper expectations!
Barney Stokes
Ruth was great, just helped me add a vehicle to my policy. Great service, thanks
Mark Charlton
I called Inszone to inquire about transferring my commercial class 8 diesel truck from commercial truck insurance to a personal insurance policy to cover my use of the truck after I retire from my mobile home and rv transport business. Ruth was very knowledgeable, professional, and helpful in sorting through how this could be done and provided me very quickly by the end of the day a reasonable quote and the specifics of the policy. She is very pleasant and patient to deal wiped with and I would recommend her to friends and family and others to reach out to her for great service and to meet their insurance needs.
Terry Wright
Ruth is always helpful and responds to us without hesitation. She is an asset to your organization.
Darcy Archibald
Ruth helped me out I was frustrated when I spoke to her and she addressed my concerns
Fred Hendra
I am very pleased with your service and attention to detail. I have been talking you folks up when ever the subject of insurance comes up. Keep up the good work.
jennie bennett-groshans
I’ve been a State Farm customer my entire life- when I moved to Yuma yet could/ would not cover me, I was referred to Foothills Insurance- now In Zone.
Ruth had been wonderful, providing us with all the answers and reasonable rates for all our vehicles, boats, off road and homes. Thank you Ruth for all your time ,work and outcomes with our insurance needs.
Fred Hendra
I have delt with many insurgents and agency’s. Ruth is absolutely the best. I was comfortable with her right from the start and felt she had my best interests at heart. Thank you for the excellent service.
Keith Carlson
Ruth returned all our calls and assisted us with Motor Vehicle insurance and cancelations. So appreciative of her expertise.
Catherine Meinheit
If it weren’t for Ruth Garza and the service she provides I wouldn’t be a customer of Inszone.
FRAN MERRILL
I have been dealing with Ruth for 5 years, for personal and professional services. She has provided outstanding sevice each & every time. I have sent many of my clients to her and they have experienced the same great service.
Christine Emmons
She did a great job. They are always ready to help you. Got my claim filed .Ruth thanks for all your help. Your amazing
Jeneva Bellefeuille
Ruth provided excellent service to us in providing a new house insurance policy, Thank you Ruth!
Marilyn Yeutter
Ruth provided honest, helpful, and prompt customer service. She emailed extra resources to provide more information about rental cars and insurance.
Barry Neighbour
Ruth called me back as requested. Provided me answers I needed and revised quotes as requested. Privided prompt information and made me feel she cared and wanted to help and maintain my business.
Actually, I felt good about making the call.
Richard Birkby
Ruth answered all of the questions I had after reading through an offered policy. Some of them stumped her but she was able to get back to me the following days with the answers.
Top notch agent!
Stephen Bolster
Was on hold 45 minutes, left message about cancellation of my policy. Ruth called back and assisted in my request. She was very helpful and polite. I was very impressed with her professionalism
glennm
Ruth is a true professional. It was a pleasure to deal with someone competent with such a positive attitude. She went above and beyond to provide the kind of service that is rarely seen today. Thank you, Ruth.
Denise Callaghan
Ruth Garza and her contemporaries are fabulous to work with.
Thank you so much!
Betty Weikel
Ruth is a gem. I needed a new insurance company. She is friendly, fast, efficient and an excellent listener. She found exactly what I needed at a good price. Ruth also speedily sent copies of my inspection pictures after I informed her of a problem. I’m glad she is my agent.
Jocelyne Dubien
Thank you Ruth for the great service that you provide us and always quick to respond to any questions that we might have.
It is always a pleasure speaking with you !
Sharon Graham
Ruth was excellent in providing me several quotes for Arizona and Texas insurance as we were moving out of state for a period of time and then planned to return. She provided information in a timely manner often with very little lead time and sent all documents required immediately. We were very happy with Ruth’s professionalism and knowledge!
Kenneth Burney
Ruth was very professional and answered my questions as well as providing me choices that met my needs while keeping the cost in mind.
Diane Sherman
Great prompt response to all our questions ! And got us a wonderful price for our insurance !
Gabriela Gutierrez
It is always a such a relief to call Ruth, she knows exactly who I am, she has always been a great help to me, she has been my home and car insurance representative since 2000, very efficient and excellent service.
Sharon Osborn
Friendly, efficient, excellent service.
Nicci
I had a very positive experience! Ruth was very patient, thorough and informative.
Leahann Rawleigh
Ruth is the most caring ,knowledgeable and efficient employee we have worked with , thank you for all your help with our new home insurance!!
Bill Holowaty
Excellent service and advice!
LA Rawleigh
Ruth is a very knowledgeable , caring professional in her field.
She is prompt and knows a vast amount of knowledge on insurance ,thank you Ruth for giving your clients customer service excellence in Yuma and the surrounding area .
Renee Lehner
Ruth is the best. She is always prompt to answer any questions, always so sweet and professional!! She provides outstanding customer service. We really appreciate her!!
Janice L. Cyphers 4/26/22
She was there for me, knows what she is doing, helpful, and is easy to do business with. Thank you Ruth.
Renee Lehner
Ruth is always quick to answer any questions or provide a quote. We are house hunting and I have asked for several quotes over the last 5 months. Ruth is always friendly, helpful and professional!! I wish everyone had the outstanding customer service that Ruth provides!! Thanks
Joe Schworm
Ruth , Was very quick to quote and write a policy on our new digs.
Highly recommend. Same day service !
Thanks ,
Eleonore Loitz
Ruth is AWESOME I HAD HER FOR insurance 3.5 years ago ..went home to Canada for a family emergency ..came back this Feb 2022 and thought of no one but her for insurance matters..will pass her name and email to ALL I can…I would pick her as a daughter..she is so great..after hours emailing even THANK YOU FOR RUTH GARZA.
Mark Iverson
Great response time.
Karen
Very quick response on a Saturday evening. Was really impressed. Thank you. Didn’t expect to hear anything until Monday.
Shelli Herred
Ruth is prompt, professional and transparent. She is such a pleasure to work with.
Claire Johnson
Ruth is right on top of everything. Fast and efficient. Thank you, Ruth!
Randy Stickles
Ruth was super helpful and knowledgeable! She is very capable!!
Guadalupe Mata
Offered excellent service and was very friendly!
Steinbach
Excellent
James Smith
Ruth is very helpful , kind, curteous and friendly. She handled our insurance quotes in an efficient and timely manner.
We definitely recommend her services.
Renee Lehner
Ruth is always so helpful and replies so quickly. She provides excellent customer service and friendly too.
Thanks.
Belinda Ingle
Ruth is great to work with never need to make a second call
Wendy von Hollen
I cannot say enough good things about how helpful, patient, and thorough Ruth Garza was to me when I was updating my automobile and home insurance policies. Ruth always goes the extra mile to make sure my policy will benefit me the best. She was very knowledgeable about the insurance industry and catered a policy specific to my needs. She also was able to get me some nice discounts too. I totally recommend Ruth Garza to anyone needing an insurance broker.
Marian Mikkelsen
She is always so helpful and patient with me and I really appreciate her
Issam Awwad
She is very very nice person and very helpful
Joanne L
She was professional, servce was fast and easy. Ruth is pleasant and a pleasure to deal with. Outstanding customer service. Thank you Ruth
Lynn H
New to town, I was referred to Ruth as a resource to help me navigate the Healthcare.gov marketplace to enroll in a health plan. Ruth was outstanding in her responsiveness, willingness to help, patience, and follow-up to make sure all of my questions were answered to complete the on-line enrollment ahead of the deadline. In a time when a poor service experience seems the norm, Ruth was a delight! Thanks, Ruth!
Adriana Arredondo
Ruth has been my agent since 2005, she is the best!!! Very efficient, professional, outstanding customer service!!! And she is super fast!!! I call her speedy Gonzalez!!! 🙂
Billy
Ruth was extremely helpful and very professional. She is great.
Irene Saldana Garza
Ruth has always been very helpful when we have any questions about our policies. I highly recommend her.