Esmeralda Gamez

Commercial Lines Account Manager

Esmeralda Gamez - Inszone Insurance Commercial Lines Account Manager

Esmeralda Gamez is a Commercial Lines Account Manager at Inszone Insurance Services. An Insurance Veteran, Esmeralda has over 25 years of experience in the Insurance Industry. Esmeralda’s working experience comes from being a Senior Underwriter, Auditor, and Specialist in the personal side of insurance and financial industry. Esmeralda was responsible for underwriting and auditing a complex personal lines book of over 1 million dollars, primarily covering the entire state of California. She stayed in the highest tier of customer loyalty scores by maintaining appropriate timely manners on service requests.

Esmeralda has brought her past work experience over to the commercial side of insurance because commercial insurance has always been an interest to her and she likes to help people with their coverage and educate them on the lines of business they can cover.

On her time off, Esmeralda loves to listen to music, write short stories or poems, and spend time with her two beautiful young boys.


5.0 out of 5 stars (based on 91 reviews)
Very good1%

Michael Kratch

2 May, 2024

Very prompt. I called right when her shift was over and she stayed after to complete a coverage change for me that was super important. It was on a Friday night also. She rocks!!!!

Aqua King Pool Spa, Inc.

Jim Vidito

8 March, 2024

Esmeralda is always accomodating, responsive and helpful. I appreciate her professionalism and guidance in handling our liabilty insureanc needs as well as our contractor bonds. She is an excellent agent and representative for Inzone

JDV and Associates Inc

Joseph Muro

5 March, 2024

Excellent service we just signed up for another year.and many more to come. Thank you Esmeralda,.

Platinum Tranzport LLC

Emilia C

29 February, 2024

Esmeralda is an exceptional broker who consistently goes above and beyond for our company. Her proactive approach, extensive knowledge, and friendly demeanor make working with her a breeze. Esmeralda takes great care of our policies, ensuring they meet our specific needs while keeping us informed every step of the way. Highly recommend her to anyone seeking top-notch service!

GT Quality Drywall

Wilburn Liddell

14 February, 2024

Very satisfied I’ve been working with her for years.

Temple of believers cc

David A. Marquez

8 February, 2024

Fantastic service. Esmeralda was a big help in my case. I highly recommend her!

Thank you so much Esmeralda, I really appreciated it!

Marquino Tile

Joseph Muro

7 February, 2024

Excellent service. Always there to take my calls. My business is where it’s at because of her she’s awesome thank you.

Platinum Tranzport LLC

Roger Gutierrez

2 February, 2024

I have been with you guys for awhile,since I started in need for help Esmeralda Gamez has provided me with excellent support and service, helping me with COI/, insurance renewal/claims ect.I thank you for having her on the team.

Rosegards Building


31 January, 2024

Esmeralda is very responsive and consistently positive to interact with. It is always a pleasure to talk to her and I know she will handle our business needs!

Shefs Catering

Jesus E. Orfin

26 January, 2024

Ever since we met Miss Esmeralda Gamez she has shown a true care for our business needs, we feel very safe knowing that Esmeralda cares for our needs. Esmeralda goes far and beyond customer service!

The fact that miss Gamez is bilingual give us a better understanding when questions arise.

Baby Os Donuts

Dung Tran

11 January, 2024

Esmeralda is only person I can trust and go to with all of my business needs. From general liabilities to workers comp. Esmeralda knows how to get it done fast, easy and affordable. I have been customer for the past five years and she has met all of our insurance needs. I have referred and will continue to refer all of my business friends to Esmeralda. Great work Esmeralda. Can’t thank you enough for all these years of your help and support.

All Homes and Construction Inc

Matt Stevens

13 December, 2023

Esmeralda is amazing – very knowledgalbe, responsive, and has gotten out of some difficult situations. Highly recommend!

Reliance Real Estate Partners

Barbara Nunez

29 November, 2023

Our experience is always great with her. When ever we need her help on anything she is always great about getting us what we need or the answer.

Coastal Pools Inc

Alex Gerasimov

14 November, 2023

This is our second business insured through Inszone and we have been very satisfied!

Esmeralda Game has been our agent for years and has been a pleasure to work with. Her responsiveness and making sure we have all the endorsements and proper coverage for our clients in a timely manner makes our job so much easier.

Thank you, Esmeralda and your team, for taking care of our businesses and going above and beyond!

Credo Construction

Gerardo Veloz

2 November, 2023

Esmeralda has worked with us on our commercial auto and workers’ compensation insurance policy for years now. We are so pleased with the service she has provided. I highly recommend her to anyone seeking commercial insurance. She always explains everything with professionalism and diligently to ensure we understand everything about our policy. She always replies to our emails or calls in a timely manner, and always tries her best to get us a fair price.

Universal Air

Michael Reade

30 October, 2023

Esmeralda is always so responsive and knowledgeable.

It’s great to know that she’s in my corner.

Thank you Esmeralda, I appreciate you.


Michaels Pool Service

Sandee OConnor

30 October, 2023

When I contacted Esmeralda, she understood the urgency of our policy changes and reached out to those involved to get the ball rolling. Good customer service and communication are so rare these days however so pleasant and pleasing!!

Texas Elite Facility Services

Jason V.

9 October, 2023

Esmeralda is easy to work with, quick to reply, and very helpful. My company has been working with her for a few years now we appreciate her follow up.

Thanks for all you do.

Infixed Inc.

James Hollebrands

27 September, 2023

Its a pleasure working with Esmeralda. She always addresses my needs in a timely manner.

Pinch A Penny - 239

Carmen Arroyo

14 September, 2023

Thank you for all the support you have given us. Always appreciated!

Prime electrical contractor inc

Kathy Bravo

12 September, 2023

I enjoy working with Esmeralda. She is very helpful and professional.

Always thorough and quick to respond to our policy needs. The ultimate professional.

Propel Logistics Intl Inc.

Valerie Hanich

19 June, 2023

Esmeralda has been a wonderful agent to work with, she is attentive and quick to get back to me. I never have to wait long for any of the items requested of her. I appreciate that she takes our needs seriously and we matter to her.

bradCM Inc.

David Jones

15 June, 2023

Esmeralda has always been professional and capable to figure out and solve issues quickly .

always the go to for all of my business needs.

Right Size Plumbing Drain Co Inc

Angel T

25 May, 2023

Great communication and makes everything a smooth process!

All Paws Express

J Rowe

8 May, 2023

Esmeralda has been an incredible help to us through many changes in this constantly evolving industry. She is ALWAYS available, ALWAYS helpful, ALWAYS thorough, and has been an incredible asset to our business. THANK YOU!

Cannabis Consortium

Valentin Pysarev

1 May, 2023

Esmeralda is easy and clear to communicate with. She would always follow up to make sure company docs are up to date and help resolve any issues .

VP Grading

Beatriz Delgado

18 April, 2023

Esmeralda went out of her way to make it simple to download documents and is takes the time to explain every detail thoroughly. I certainly appreciate her efforts…..

Delgado Protocol Inc

Ana Diaz Ruiz

3 April, 2023

I called looking to speak with the account manager, Gabriela Hernandez on a commercial policy . However Esmeralda answered the call, told me that Gabriela has moved, and provided the name of my new account manager. However she told me my account manager was at lunch and she took the initiative to ask me why I was calling. I asked for a copy of the policy dec page. She took the time to identify me looked up the policy and emailed me a copy.

Esmeralde provided excellent customer service.

Ana Diaz Ruiz

Cuban Bird HousingLlc

Jason Lynch

28 March, 2023

Its a pleasure working with Esmeralda. She always addresses my needs in a timely manner.

Larry Walters Pool Service

Roland Wright

6 March, 2023

Esmeralda has always been on time and very helpful and thorough each time when I need to get information regarding my policy and keeping it current even it means contacting me every month. Sometimes I feel like she is my personal insurance policy secretary.

She has recently recovered from an illness and I’m so happy to hear that she’s doing well and is back in the saddle again. I would be sadden if she wasn’t. Thank you for assigning her to me. She brings EXTREME VALUE to the company and I’m fortunate to have her as my agent.

Diamond Equity Group, LLC

Tony Sholl

6 February, 2023

Esmeralda has been helping our Association for years and continues to provide excellent service. I know that I can contact her with any questions and I will receive a prompt response.

California Surf Lifesaving Association

Suzy Joralmon

3 February, 2023

Esmeralda is one of the most delightful people I’ve had the pleasure of dealing with for our business. She is prompt, professional, and takes the time to explain anything I don’t understand. She’s has great communication and customer support with me and my husband.I can’t say enough good things about her!!! I’ll always be a returning customer and she has a lot to do with that!

Desert Design Pool Tile

Joseph Muro

1 February, 2023

Good morning,

Esmeralda her service are excellent I am so happy to work with her and her company. I will never go anywhere else because of her. She gets the job done good job Esmerada.

Platinum Tranzport LLC

Brandi W

23 January, 2023

Prompt and helpful

Pro rooter & septic

Matt Stevens

16 January, 2023

Esmeralda and the team at InZone have been incredible to work with since acquiring our first apartment building back in 2020. Esmeralda is professional, courteous and knowledgable – a real pleasure to work with.

Reliance Multifamily LLC

Harrt C Neakok

15 December, 2022

Inszone has been a great help with providing us with our workmans comp, bonding and liability insurance. Esmeralda has been a great help to us. When we first signed up I knew very little of how the Bonding and Liability worked. After working with Esmeralda, I now have a decent understanding of how it all works and this is 100% because of her help. Her knowledge of this space is evident when speaking to her and hearing her recommendations. She communicates very well and always reaches out when there is a concern with our account. As a construction company owner, this is very helpful as I am very busy and cannot always read emails or keep track of this. A friendly text reminder or question from Esmeralda seems to be the most efficient way to correct my account and keep in compliance. Thank you Esmeralda Gomez for always going above and beyond for us.

Bay Central Builder Group

Carmen Arroyo

9 December, 2022

Super helpful.

Thank you for your assistance.

Prime electrical contractor inc

Roland Wright

28 November, 2022

Emeralda has always been professional and very helpful in making sure that all my needs are taken care of when it comes to a new policy or my current policy. She is very thorough and on time.

4215 Degnan Blvd trust

Dianna Jones

18 November, 2022

Esmeralda has been very helpful. Anything that we need, she takes care of it quickly . I never have not gotten a answer from her what ever it is. She make our renewals easy. It makes my life easier just having her to depend on.

Creative Custom Concrete

Fredi Alvarez

18 November, 2022

Esmeralda is very professional great customer service.

Alvarez indoor plants


15 November, 2022

Esmeralda is very professional and always ready to help if we have any questions, or need any documents, she is always prepared to answer by email or just a phone call away. Esmeralda always makes everything less stressful with her unique attention and dedication.



8 November, 2022

Esmeralda went above and beyond! She is very knowledgeable and was very efficient in providing us with the right insurance as timing was critical for us. Very friendly and polite with excellent customer service. Thank you!

Hazlu, Inc.

Carmen Arroyo

3 November, 2022

I love talking to Esmeralda.

She’s super helpful, kind and very efficient.

Thank you for all your help. I really appreciate your assistance.

Prime electrical contractor inc

Jose virgen

13 October, 2022

Every time I call Esmeralda Gamez

Provides me with excellent service

Artist tree service


10 October, 2022

Esmeralda is always so attentive and helpful. I really appreciate her awesome customer service!

Wine Country Pool and Spa

Marissa Smith

4 October, 2022

Esmerelda has been an incredible asset as I have set up my business and I have appreciated her follow-up and guidance for Bloom’s insurance needs. She is always professional, helpful, and goes above and beyond. It is such a breath of fresh air working with her and knowing she is competent, does the job well, and when I don’t do my part, she follows-up. Someone with her capabilities is a rare find and I can’t thank her enough for the support she has offered Bloom!

Bloom Early Education

Michael Salazar

22 September, 2022

Working with Insurance is always stressful, but when you work with individuals such as Esmeralda, the experience is for the best. Thank you, Esmeralda, for the best support and service.

Colorado Custom


19 September, 2022

She is very professional and always ready to help.

Priority Mechanical

Dana Schmerber

15 September, 2022

I have been using Esmeralda for over a year now because of here you will have my business as long as she works for this company she has gone above and beyond for me she is definitely on her game and she should get a raise good employees are hard to come by theses days and she definitely is a keeper

Monterey custom tile

Hasnizah Collins

25 August, 2022

We have been with this company for 12 years and counting; and so far have experienced very good service from all its employees. Ms Esmeralda took over our account since 2020 and have been very helpful in sorting out our business affairs regarding assorted insurance policies and coverages. The best part is Inszone sustains its role as a vital supporter to our nonprofit food bank. Like her predecessors, Ms Esmeralda informed us the company waived its broker’s fees to lend a helping hand as our charity assists the underserved and underprivileged people in Greater Sacramento areas. Thank you for your great service!

Ar-Razzaq Food Bank

Eric Dias

21 July, 2022

She is great, and would be better if there was an easier way to get hold of her on the phone.

805 Tree Service, Inc

Jody Alderson

21 July, 2022

Esmeralda is a great communicator and prompt help. Thank you very much for your service!

JA Demo and recycling


20 July, 2022

Esmeralda Gamez has provided me with a excellent Service,she is on top of the Game


Luyani Fong

14 July, 2022

Esmeralda is a god send to our business. We are a newer company and dealing with all the insurance requirements for a full construction company was overwhelming and paralyzing before Esmeralda came into the picture. She was able to work with us and help us navigate this confusing side of the business and prepare for our audits. I seriously would give her more stars if available. I can’t even imagine where we would be without her assistance and pro-active approach. She makes it so easy to navigate and update our insurance needs that i can focus more time on our sales and growth.

Leli Construction, Inc

Stephanie Carlson

1 July, 2022

We have had the good fortune to work with Esmeralda for the past year and I could not be happier! I know when I contact Esme that I will be taken care of. Her attention to detail, and care for the customer is superior. She is a delight!

Action Power Inc


24 June, 2022

Team was very helpful and responsive.

Infixed Inc

Daniel O Lazo

15 March, 2022

We appreciate! Esmeralda Gamez for the quick response to all our questions and business needs.

Opti-Comm Technologies, Inc.

Christopher Massoth

3 March, 2022

Esmeralda Gamez is great to work with. Esmeralda is always responsive when we need answers are updates. Always looking for ways to save us Money and getting us the best rates. I have enjoyed working with

Esmeralda the past 2 years. we don’t see us working with anyone else as Esmeralda always taking care of us on the highest level of professionalism. Thank you for all you do for us !!!

California Solar & Electric

Hasnizah Ghazali-Collins

17 January, 2022

We have been a client since 2010, and over the years we have had several agents who helped Ar-Razzaq Food Bank obtained affordable insurance coverages for Commercial/Property, Workers’ Compensation, Vehicular liabilities. They did the research and found competitive prices that fit our budget and our needs, which is a great relief for us in the long run. The icing on the cake is their excellent customer relations, and Ms Esmeralda Gamez continues to carry this solidly, making us at Ar-Razzaq Food Bank at ease. We never take good services by good people for granted, and we look forward to keeping our business at Inszone for many years. Thank you so much for all your help, Ms Esmeralda!

Ar-Razzaq Food Bank

Sky M Gutierrez

10 January, 2022

Esmeralda as always was curtious and helpful. A joy to have her handle my commercial affairs

sky gutierrez construction

Sky Gutierrez

10 January, 2022

Needed to update automatic withdrawal. Emeralds took care of this matter quickly and efficiently. Great service

sky gutierrez construction


15 December, 2021

It’s been nice having Esmeralda working with my company, she’s responsive and personable and demonstrates a high level of Customer service. Thanks for all you help!

Infixed Inc.

Yolanda Carrasco

29 November, 2021

Esmeralda has always provided Rhinos Roofing Company with excellent service, I appreciate that she gives time frames on when to expect my request.

Rhinos Roofing Company

Joseph Muro

17 November, 2021

Once again Awesome customer service. Esmeralda is very professional and nice. I’m definitely not going anywhere.

Rapid Deliveries, Inc

John Marsala

16 November, 2021

Esmeralda is always very helpful for whatever our needs are. She is understanding and always has a quick response

Vertical Pools

Norwina Gabuten

10 November, 2021

Esmeralda is very professional, polite and quick to help in any way.


Ron Garcia

28 October, 2021

Esmeralda and the entire team are the best!! quick to help. They are on it.

ALLPRO pool services

Lori .muir

6 October, 2021

Esmeralda..is awesome ..always professional and so kind. Always calls back and is on top of things..I appreciate her so much

I can fix any pool

Gregory Jordan

26 September, 2021

No problems since you took over when my former agent retired. Thank You

Jordans Janitorial Service

Joseph Muro

17 September, 2021

Very professional and polite.

She is amazing I will never change agents thank you for all you’ve done for me

Rapid deliveries, Inc

David Jones

2 September, 2021

Very responsive, Polite and professional

Right Size Plumbing & Drain Co Inc

Claire Conley

11 August, 2021

Esmerelda has been a tremendous bonus to our business in getting our insurance straight. She is always friendly, professional and her knowledge of the ins and outs of insurance is very helpful. When we do not understand terms or details Esmerelda always takes the time to explain and answer our questions. She is a true asset to us and her company!

SoundSide Pools

Gus Lazrovich

4 August, 2021

She’s great always does a great job

Ace asphalt

Joseph Muro

20 July, 2021

Excellent service I wouldn’t change my insurance at all. she is the greatest,nicest, representative I ever worked with. Thank you

Rapid Deliveries, Inc


20 July, 2021

anytime we had questions or needed anything, her responses were quick and accurate. Very PLEASANT woman

Poseidon's Pools LLC

Jessica Lulucki

14 July, 2021

Esmeralda is always on top of things; if she doesn’t know the answer, she will get it and get back with you promptly. If she feels something doesn’t sound right, she will take it upon herself to volunteer to go above and beyond to understand the situation and get get back to you. She is great!!!

AquaServ Pool Service Inc


28 June, 2021

Esmeralda has been the biggest help for us when it comes to adding/removing drivers and trucks, or helping us with our claim. Anything you need she is there, and very quick with replies! She is also so polite, I really enjoy talking to her.

Premier Pool Service

Norwina Gabuten

17 June, 2021

Esmeralda is great to work with, she is quick to attending to our needs and delivers things we requested. Very professional and friendly.


Joseph Muro

16 June, 2021

Very good experience. Esmeralda is kind and hard at work for us always. Wouldn’t change at all. Very satisfied.

Rapid Deliveries, Inc

Angela Boscarino

16 June, 2021

Esmeralda is great asset to your company! She is very nice, helpful, and knowledgeable. She responds very quickly and helps with all of my needs and concerns. It has been such a pleasure working with her this past year and I hope she continues to be my account manager. Thank you, Esmeralda, for all your hard work; it is so appreciated!!!

The Water Club of America, Inc.

Darren Barr

1 June, 2021

Esmeralda was great. Our quote came in a little high and she figured out they were charging us for a different style trailer. She got it corrected and the price came down. She stays on top of things and always applys to emails promptly. Great customer service.

Klear Water Spas LLC

Theresa Rogers

25 May, 2021

Very good. Esmeralda is so kind, helpful, and complete at doing her job. I have worked with her prior; and both times have been a very good experience.

Excellent at her job skills and friendliness. Thank you, Esmeralda! Great work ethics……..


Dung Tran

7 May, 2021

Esmeralda has been very helpful and provided the up most excellent service for my business. She is always on top of my business needs. She is wonderful and I will recommend Esmeralda to all of my friends in the business. Great work Esmeralda. You deserve the highest recognition.


Dung Tran

All Homes and Construction Inc

Melchor Mateo

21 April, 2021

Esmeralda was very friendly. Answered all my questions and concerns. It was truly a pleasure talking to someone as polite and professional like Esmeralda.

Melchor Mateo

Colleen Bennett

15 March, 2021


The jasper tree


11 March, 2021

She took care of what needed to get done. Thank you.

Karos pool service

Aja Dawson

25 February, 2021

Extremely helpful and diligent



13 February, 2021

Hi everyone I want to say gotten very happy and appreciated weed Esmeralda Gámez

Very professional, always help with every question, and always had time to explain everything thank you Esmeralda you are the reason I’m going to renew my insurance with you guys every year thank you so much again

Best fl pools

Jason Wall

23 December, 2020

It was great to work with Esmeralda! She worked really hard to get the best price for my commercial auto insurance. Excellent customer service!

Wine Country Pool and Spa Service

Eric Mortimer

18 December, 2020

Great working with Esmeralda. Her forward thinking has saved me money and time. She knows what she is talking about and how to work with difficult situations quickly. I recommend her highly!👍

Access Plants LLC

Stephen Robitaille

31 August, 2020

Esmeralda was fabulous. She was prompt in her communications, took care of everything as I requested, and was a pleasure to deal with.

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