Jane McDowall

Senior Personal Insurance Specialist

Jane McDowall - Inszone Insurance Senior Personal Insurance Specialist

Jane McDowall is a Senior Personal Insurance Specialist at Inszone Insurance Services. Jane started her career as a teenager in her grandfather’s three-generation family agency, McDowall & Keeney Insurance Associates, under the invaluable tutelage of her father James McDowall. Jane decided to join Inszone to avail her customers the larger carrier access and technological support that comes with an agency of greater size while continuing the customer-first integrity and VIP service her clients have always enjoyed. Jane’s love of classic cars, boating, antiques and collectibles enable her to help customers create insurance portfolios not only for their typical home and auto insurance needs but to cover their cherished recreational and collector needs as well.

Jane joined Inszone in September 2020 after the merger with McDowall & Keeney Insurance Associates and is proud to continue the McDowall’s family tradition of serving customers with unparalleled care and dedication.

Jane is blessed with four daughters and ten grandchildren living in California. On her time off, she spends her time on gardening, cooking, and swimming with her family.

916-830-2740

5
Rated 5 out of 5
5 out of 5 stars (based on 47 reviews)
Excellent100%
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Lynnette Long

Rated 5 out of 5
21 September, 2022

Jane McDowall has provided the superior service we had been looking for after a previous negative insurance experience that revolved around poor service. Jane has proven numerous times how focused she is on customer service and is outstanding in that department! We couldn’t ask for a more caring, proactive insurance agent! Thank you Jane!

Town Center Family Chiropractic

Charlene

Rated 5 out of 5
15 September, 2022

Janie McDowell is like a family member to us. She is always supportive when an issue surfaces. I’m grateful for her efficiency and knowledgeable quick response. I value her suggestions. Thank you for all you do for us!!!
Best Regards,
Charlene

Tremelling LLC

Charlotte Spink

Rated 5 out of 5
6 September, 2022

always good with Jane.

none

Patricia Campbell

Rated 5 out of 5
19 August, 2022

Janie is amazing. She is persistent in finding the best insurance policies for me. She is very personable and so easy to work with. I will recommend her to others. I’m her customer because she was highly recommended to me. She is an asset to your business family.

N/A

Mark Collen

Rated 5 out of 5
24 June, 2022

My wife and I were fortunate enough to find Janie a few years back when we were searching for an agent. Never in our lives have we found such an amazing insurance agent. I had no idea there was so much to insurance but Janie’s knowledge is mind boggling and she provides the best customer service ever. She really is an exceptional agent. Thank you, Janie!

personal insurance

Myron Lew

Rated 5 out of 5
28 April, 2022

Excellent service and advice on what insurance is necessary in today’s society.

PMM Lew family llc

Sandra Payton-Foreman

Rated 5 out of 5
15 February, 2022

She is very responsive, available, knowledgeable and easy to speak with.

Self

Akilino Jacky

Rated 5 out of 5
15 February, 2022

I entrust Janie and the Inszone team with my personal insurance. Recently, they reached out to let me know there were incentives available if I had a membership to an affiliated retail outlet. Once I confirmed, I sent them proof, and it saved me close to $200 annually. This is not something that needs to be done, this was purely Janie looking out for my best interests, and I can’t tell you how much I appreciate that. Thank you Janie!!

Inszone Insurance

John J Castorina

Rated 5 out of 5
14 February, 2022

Jane has handled all of my insurance needs with no problem and made sure everything went smoothly.

JJC

Pete Wells

Rated 5 out of 5
12 January, 2022

We have been with Jane for some 15+ years. She is always a joy to work with and we trust her implicitly. A true professional. She is simply The Best!

NA

Tad Easterday

Rated 5 out of 5
30 December, 2021

Janie always gives me friendly service and knowledgeable advice.

Easterday Investment Properties

Michael Oshita

Rated 5 out of 5
17 December, 2021

Always so prompt, thorough and helpful. We have been a client of Mcdowall and Keeney for 20+ years. Very satisfied!

Michael Oshita

Martin L. Erickson

Rated 5 out of 5
16 November, 2021

I purchased my home 6 years ago. By chance my agent selected Jane McDowall and Kemper Insurance for me. I’m very grateful he did. I have needed Jane’s assistance numerous times when refinancing and most recently proving proof of coverage to my new reverse mortgage lender. I also had a potential claim that turned out not to be anything of consequence and she guided me through the claims process. Jane has always responded immediately with excellent professionalism and personal service. I could not recommend her more highly.

Placer Title Company

Chuck Dudley

Rated 5 out of 5
15 November, 2021

I always get good service and straight answers from Janie.

Rancho San Carlos

Charlene Tremelling

Rated 5 out of 5
9 November, 2021

I’m grateful to Janie McDowell for her support and efficient approach to detail. She organizes all our insurance needs, both business and personal. She is also very helpful in a crisis if one should arise. Insurance is not fun for me but Janie makes that easy. I appreciate all your help. Thank you!!!

Tremelling LLC

Gloria Abenojar

Rated 5 out of 5
4 November, 2021

She always takes care of business rightaway. She always have a very excellent customer service. Reliable and very confident.

Personal client

Larry Stanfill

Rated 5 out of 5
29 October, 2021

Jane is the consummate professional as always.

Production Proragonist

Marni Webb

Rated 5 out of 5
1 October, 2021

Wonderful. Jane is always excellent, professional, and quick!

retired

Larry Stanfill

Rated 5 out of 5
15 September, 2021

Jane was tenacious in working on my behalf to claim a refund. I have the highest praise for her knowledge and hard work

Private

John Derrick

Rated 5 out of 5
15 September, 2021

Jane did excellent job give her a raise.

Derrick marine services

Frank Alexander

Rated 5 out of 5
14 September, 2021

I would like to pass on my apparition of one of your employees. Jane McDowall has always been there for me, and given me every thing I have asked for. Polite and courteous at all times.

N/A

Carrie Telling

Rated 5 out of 5
27 August, 2021

Janie is so professional but also warm. She is always watching out for me!

Personal Insurance

Darlene C Gates

Rated 5 out of 5
14 July, 2021

Jane is very knowledgeable, helpful and very friendly.

Heetwaves Csp

Sandy Topper

Rated 5 out of 5
23 June, 2021

Jane really values her customers and is very detailed oriented. Always professional and tries to save me money. Very difficult to find service in this country. I am grateful to have her help. Inszone is lucky to have her as a representative.

Retired

Jason Ritchey

Rated 5 out of 5
15 June, 2021

Jane is always a pleasure to deal with. She is very friendly and professional.

N/A

James Casali

Rated 5 out of 5
21 May, 2021

It is always a pleasure to conduct business
with Jane McDowall. She is very knowledgeable!

839

James Casali

Rated 5 out of 5
21 May, 2021

Jane is knowledgeable and courteous. It is always a pleasure to conduct business with her!

839

Alice Wright

Rated 5 out of 5
17 May, 2021

OMGOSH! Jane McDowall is so professional and efficient! The cancellation of my insurance policy was taken care of within an hour or less via email.
Thank you so much Janie for all you did and for making me aware of other services you and you company provide.
It was a wonderful pleasure doing business with you!

Alice Wright

NANCY FITZPATRICK

Rated 5 out of 5
10 May, 2021

I just bought a new car and Jane made insuring it a breeze. We added this car to my policy and deleted my old car. We did the whole thing over the phone with her explaining all my policy options to me. Thanks Jane for making this a quick and easy experience. Happy to do business with you!

N/A

Elaine Robinett

Rated 5 out of 5
30 April, 2021

Thank you for your excellent service. You have always taken care of us and answered all of my questions!! We appreciate all that you have done for us. We would recommend you to anyone!! Thanks again!!

Ripley Robinett

Prabal Kumar Sanyal

Rated 5 out of 5
28 April, 2021

Very professional and responds to queries in a timely manner.

P.K.Sanyal

Stephen

Rated 5 out of 5
15 April, 2021

I like to take my time when changing things. I had many questions. Jane took her time and helped with all of them. She even help me with an item out of this area. Thanks Jane you deserve all your stars.

Home owner

William Kilfoyle

Rated 5 out of 5
14 April, 2021

Jane is always easy to work, responds quickly and is always very pleasant. She’s the best! She has saved me a lot of money on auto insurance too!
Excellent!!

Bill Kilfoyle CMT

Rizwan Begg

Rated 5 out of 5
10 March, 2021

Jane has really spent the time to look into my several insurance policies thoroughly and helped me get the right policies while saving me money with additional discounts and ideas that could help me save on my insurance.
I really appreciate Jane going out of her way to review my policies and providing me with excellent customer service.

RRIZ RESIDENCY LLC

Tad Easterday

Rated 5 out of 5
8 March, 2021

I have known Jane for many years. She is an outstanding and experienced insurance agent. She has always provided me with friendly and helpful advice with all my insurance needs.

No name

Stephanie

Rated 5 out of 5
3 March, 2021

Jane has been a part of our lives for over 10 years now so she feels like family. She is so responsive and helpful. Our family would be lost without her.

Lamotta

Bryan Y.

Rated 5 out of 5
27 January, 2021

Jane had been my parents’ insurance agent for decades. When it was time for me to begin purchasing my own insurance, I shopped around with other agents but nobody could offer lower rates. On top of that, Jane provides unbelievable service and always goes the extra mile! It’s almost too good to be true! Now that I’ve started my own family, I couldn’t be happier than to have Jane be our insurance agent! Thank you, Jane!

Personal

Leslie Barrentine

Rated 5 out of 5
20 January, 2021

A good friend referred me to Jane over 5 years ago and she has never disappointed me, my family and friends! Jane’ excellent service is exactly why you need a real live agent. She had been there over and over for me. Her great communication and availability as well as professional knowledge has been invaluable time and time again. She is the definition of a five star rating!

Home Blessers

Michael

Rated 5 out of 5
19 January, 2021

I’ve worked with Jane McDowall for about 12+ years with my various insurance needs (auto, home & renters). Currently and in years past, her recommendations as my broker were invaluable to me and my family. Her forward thinking, attention to detail, and experience has given me confidence in the policies and safety net I have chosen to protect my most valuable assets with. Jane has consistently provided me with levels of service I do not experience with other agencies both in insurance needs or other forms of client based interactions.
I highly recommend Jane as a broker/specialist and I look forward to continuing to work with her into the future.

Municipal Govt—personal auto

Charles Hagopian

Rated 5 out of 5
19 January, 2021

Jane McDowall is professional, knowledgable, and diligent. She not only helps ensure we have the coverage we want and need, she saves us money in the process. Her prompt responses to any and all questions are greatly appreciated. Jane cares about her clients and goes out of her way to make sure all needs are thoughtfully addressed.

3 Oaks Properties

Sandy Topper

Rated 5 out of 5
4 December, 2020

Jane has been helping me for about a year and a half. She’s very customer oriented- even answers her phone on vacation. A friend referred her to me and I am so grateful
Feel like we grew up together. She is very well versed with insurance and able to answer and solve all situations. A true gem!

Homeowner

Terri Waldron

Rated 5 out of 5
2 December, 2020

Janie is dedicated to her clients, always available and helpful in more ways than I can mention. I wouldn’t hesitate to recommend her to family and friends.

Retired - Johnny's Barbershop

David Davis

Rated 5 out of 5
2 December, 2020

Jane has been great keeping us informed and offering suggestions on changes with our coverage. My wife and I are refinancing our house Jane has responded quickly to our request for documents, helping us meet our lenders time line. Thank you Jane!

CSUS Retired

D

Rated 5 out of 5
2 December, 2020

Jane was courteous, professional, knowledgeable, and responsive. Made the process incredibly easy and was able to get a great deal for me.

Personal home and auto

Daniel Serrano

Rated 5 out of 5
2 December, 2020

She’s first class all the way, knows the insurance business very well. Been doing business with Jane well over 15 years on my auto home and antique cars. The best quotes, honesty, in the business. Also a great person.

Daniel Serrano

Reese Lavering

Rated 5 out of 5
19 November, 2020

Excellent customer service, very personable. Answers all my questions made everything very stress free for me! Got a great renters/ car insurance now! Thank you!

Inszone

Greg M LaMotta

Rated 5 out of 5
19 November, 2020

She is very fast and responsive, definitely a pleasure to work with.

LaMotta
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