Inszone Team

Name: Business Insurance | Personal Insurance | Inszone Insurance
Address: 2721 Citrus Rd, Suite A Rancho Cordova, CA 95742, California, CA, 95742, US
Telephone: +1(833) 819-5009

Executives

Norm Hudson

Norm Hudson is a Principal Owner and CEO at Inszone Insurance Services. He brings with him over 20 years of experience in the insurance world. Prior to purchasing Inszone Insurance in 2013, Norm was part of Freeway Insurance/Confie Seguros, one of the largest privately-owned insurance agencies in the United States, where he served as Chief Operating Officer. Before joining Freeway Insurance in October of 2010, Mr. Hudson served as President of Cost-U-Less Insurance, where he began his career in 1997 and quickly ascended to become President in 2006. During his tenure, he expanded Cost-U-Less throughout California by developing and refining back-end processes yielding improved profits for the company. Mr. Hudson has a successful track record in leadership and management roles, helping companies grow and improve efficiency. Now as owner of Inszone Insurance, a preferred lines and commercial insurance agency, Norm is back creating magic, working on growing a successful company once again.

Norm is a husband and father to two daughters and one son. He loves water skiing, riding various off road vehicles, fishing and running various distance events and triathlons.

nhudson@inszoneins.com

916-995-0234

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CEO
Chris Walters

Chris Walters is a Principal Owner and COO at Inszone Insurance Services. A Business Administration graduate of Humboldt State University, Chris is a seasoned sales manager and designated Commercial Lines Coverage Specialist. He brings with him over 15 years of experience, successfully building sales teams in the insurance industry. During his career, Chris has helped thousands of families and businesses protect their investments. Among his accomplishments, he notes his success in building successful sales teams, lasting relationships and his family, as the greatest.

Chris is a husband and father of two beautiful girls. He loves golfing, entertaining, traveling and working hard to accomplish both business and personal goals.

cwalters@inszoneins.com

877-308-9663

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COO
Pat Grignon

Pat Grignon is the Vice President of Business Development at Inszone Insurance Services. Pat has over 15 years of experience as an insurance executive and licensed insurance agent. He holds a bachelor’s degree in Business Administration with a minor in Economics and maintains a designation as a Commercial Lines Coverage Specialist (CLCS). In his current role at Inszone he oversees all aspects of the sales division, working diligently to recruit and train every staff member to maximize their potential while becoming more organized and providing the best possible customer experience.

An avid golfer, proud father and husband, and an impeccable man of leisure, Pat is an integral part of the Inszone Team.

pgrignon@inszoneins.com

916-503-6359

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VP - Business Development
Rich Lemon

Rich Lemon is the VP of Operations at Inszone Insurance Services. An insurance veteran, Rich has over 12 years of experience working in different sectors of the insurance world. He joined Inszone Insurance in 2010 and has quickly risen to be an integral part of the operation and success of the company.

On his time off, Rich enjoys ice hockey and playing drums with his kids.

rlemon@inszoneins.com

916-503-4822

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VP - Operations
Natalie Fanin

Natalie Fanin is the Vice President of Commercial Lines Service at Inszone Insurance Services. Natalie joined Inszone Insurance in 2013, dedicating her knowledge and expertise to helping all Inszone customers. Natalie has been in the insurance industry her whole life, became a licensed insurance producer after her 18^th birthday and has worked in insurance ever since, she lives and breathes insurance. One of her favorite things about her job is being able to save business owners money on their insurance premiums and policies which have earned her employee of the year award in 2015.

On her time off, Natalie enjoys jogging and reading.

nfanin@inszoneins.com

916-503-6294

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VP - Commercial Lines Service
Juan Cruz

Juan Cruz is the Director of Marketing at Inszone Insurance Services. He joined the company in 2016, bringing with him over 7 years of experience in direct response Marketing. Juan holds a Bachelor’s degree in Global Studies as well as a minor in Anthropology from the University of California Los Angeles (UCLA). In his current role at Inszone he oversees all aspects of marketing, entrusted with the task of building a consistent brand as well as successful direct response campaigns. During his career, Juan has helped multiple companies improve and expand their digital presence, grow their lead generation, and improve their brand.

Juan is a travel enthusiast with 25 countries visited so far, Scuba diver and Bike rider, believes in working hard to enjoy life to the fullest.

juanc@inszoneins.com

916-503-6355

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Director of Marketing
Janet Castrejon

Janet Castrejon is the Director of Integration at Inszone Insurance Services, Inc. Janet brings over 20 years of experience in the personal lines insurance market. Prior to joining Inszone, Janet served as Vice President of Operations for Confie Seguros Inc., where she directed and coordinated operations in support of the company’s growth, which includes successfully completing over 100 acquisitions during her tenure.

On her time off, Janet enjoys spending time with her family and friends and enjoys outdoor hobbies such as running and hiking.

jcastrejon@inszoneins.com

916-738-7805

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Director of Integration

Management

Bouachan Carey

Bouachan Carey is the Vice President of Northern California Personal Lines at Inszone Insurance Services. An Insurance Veteran, Bouachan has over 15 years of experience in the Insurance Industry. She began her career as a personal insurance agent and quickly rose up the ranks to train and lead a variety of insurance teams. Her focus is on training and helping grow a team of insurance specialists that will be able to provide the best service possible to all customers. Bouachan joined Inszone in 2018, tasked with the growth and success of the personal insurance division, and she has not disappointed. Her experience has helped Inszone Insurance to expand into new markets and form stronger relationships with both customers and carriers.

On her time off, Bouachan enjoys spending every minute with her two wonderful kids.

bcarey@inszoneins.com

916-738-7700

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VP - Northern California Personal Lines
James Choe

James Choe is the Vice President of Bay Area Commercial Sales at Inszone Insurance Services. James was the President of Global Pro Insurance Services located in Pleasanton, California. A veteran of the insurance industry, James has been in the insurance industry for over 25 years, devoted to providing property and casualty insurance services to individual and businesses throughout the Bay Area.

James joined Inszone in March 2020 after the acquisition of his previous company, Global Pro Insurance.

On his time off, James enjoys hiking with his wife and walking his dog.

jchoe@inszoneins.com

925-520-3326

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VP - Bay Area Sales
Sara Evans

Sara Evans is the Arizona State Manager at Inszone Insurance Services. She is a graduate of UNLV and has over 20 years of experience managing many sectors of the insurance world. Throughout the years, Sara has earned a national reputation as one of the best in the business and has been the recipient of top in class awards such as All American Agent and JD Power Agent.

In her current role at Inszone she oversees the state of Arizona, working diligently to recruit, train and motivate every team member to excel in their positions. She understands that by focusing on the customer relationship, the AZ team will continue to deliver an exceptional experience for all of their clients.

During her time off, Sara enjoys spending time outdoors and camping with her husband and two children.

sevans@inszoneins.com

916-503-6304

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Arizona State Manager
Norma Villafranca

Norma Villafranca is a Commercial Sales Team Manager at Inszone Insurance Services. Her career in the insurance industry goes back to 2008. Before joining Inszone Insurance Services in 2016, she served as an Office Manager, quickly moving up to become District Manager and Area Project Manager for one of the largest personal lines agencies in the country. Norma is exceptionally well-respected, not only for her excellent customer service and high ethical standards but for being an honest, hardworking ally for her customers. The majority of her new clients are referral-based, being recommended by satisfied customers. She is never too busy to help and will do absolutely everything in her power to ensure a great experience.

Since starting at Inszone, she has been awarded some of the agency’s highest honors:
Inszone – Rookie of the Year for 2017
Inszone – Leadership Award for 2018
Inszone – Core Values Award for 2020

On her time off, she enjoys spending time outdoors, camping and hiking with her family.

nvillafranca@inszoneins.com

916-503-6273

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Commercial Sales Team Manager
Jared Strong, AAI

Jared Strong is a Commercial Sales Team Manager at Inszone Insurance Services. Before joining Inszone, he pursued his education and earned a Bachelor’s Degree of Science in Business Administration with an emphasis in Marketing. Jared was drawn to the insurance industry because he saw an opportunity to educate business owners and guide them through the confusing aspects of insurance, with the end goal of ensuring business owners have the coverage they need. Jared understands that no two businesses are the same. He has an exceptional ability to analyze the unique and various needs of individual businesses and tailor a custom insurance solution that fits the perfect balance between budget and coverage needs. Jared takes pride in being more than just an insurance agent for his clients, he sees the relationship as a partnership, and works hard to be as valuable of an asset as possible. Jared strives to never become complacent when it comes to growing and developing his skills and knowledge. He pursued continuing-education courses and earned an official accreditation as an Accredited Advisor in Insurance (AAI).

Jared dedicated 10 years of his life to his athletic career in water polo prior to joining the workforce. He earned a spot to play at the Division-1 level in collegiate sports, giving him the opportunity to showcase his skills at the highest level. Throughout his athletic career, he developed many essential professional and life skills that he uses to this day.

On his time off, Jared enjoys surfing and playing sports.

jstrong@inszoneins.com

916-738-7709

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Commercial Sales Team Manager
Chris Tracy

Chris Tracy is a Commercial Insurance Specialist at Inszone Insurance Services. His interest in commercial insurance was piqued in the summer of 2010 during an internship when he came to appreciate the reward of helping businesses understand and defend themselves from risk. Prior to his time in the commercial insurance field his interest in human behavior culminated in the attainment of a Master’s Degree.

Chris enjoys spending his time off with his family and friends, learning new concepts, and enjoying the outdoors – particularly hiking.

ctracy@inszoneins.com

916-738-7706

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Commercial Sales Team Manager
Craig Wiseman

Craig Wiseman is a Commercial Sales Team Manager at Inszone Insurance Services. Craig started working part-time for Wiseman Insurance Agency, a third-generation, family-owned insurance agency, in 1980 while finishing his degree at the University of Utah. Upon graduation in 1983, Craig joined the agency full-time focusing on Personal Insurance and Life & Health areas and later obtained his Certified Insurance Counselor (CIC) designation after four years. Craig concentrated his efforts in production of all lines of insurance as well as managing the agency. Craig has also been very involved in the Independent Insurance Agents Association and was awarded the Young Agent of the Year in 1993 as well as the Agent of the Year in 1998 by the Professional Insurance Agents of Utah, and served as the President of the Utah Association of Independent Insurance Agents.

Craig dedicated 30 years of his insurance career to Wiseman Insurance Agency then joined Inszone after the company’s merged in November 2020.

Craig is married to his wife for 37 years, Toni and had two wonderful daughters and three wonderful grandchildren. On his time off, Craig enjoys playing golf and both electric and acoustic guitars, mostly good old Rock and Roll.

cwiseman@inszoneins.com

801-655-0508

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Commercial Sales Team Manager
Richard Choe

Richard Choe is a Commercial Account Manager Team Lead at Inszone Insurance Services. Richard began his Insurance career in 1999 with a focus on commercial insurance. He brought a fierce determination to help business owners of all sizes protect their investments and quickly developed a large and very loyal client base. He understands that each situation is unique, and prides himself on the ability to develop a deep understanding of a business before creating custom solutions tailored to meet those individual needs.

Richard has always been interested in the constantly evolving insurance landscape and dedicates significant time to stay in tune with the market shifts. Critical knowledge in helping his clients navigate an ever-changing marketplace as well as meeting the dynamic needs of a growing business.

He joined Inszone in September 2020 after the acquisition of his previous company, Global Pacific Insurance Services.

In his spare time, Richard enjoys hiking, backpacking and spending time with his wonderful family.

rchoe@inszoneins.com

925-520-3321

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Commercial Account Manager Team Lead
Yuritzi Valdiosera

Yuritzi Valdiosera is a Commercial Lines Account Manager Supervisor at Inszone Insurance Services. Her insurance experience started here at Inszone in 2012 in the Personal Lines department, then in the Workers Compensation department and in her current role as Account Manager in the Commercial Property division. Yuritzi has excelled in her tenure at Inszone receiving the Breakthrough Performer award in 2015, Employee of the Year award in 2016 and Sales and Service MVP in 2018.

On her time off, Yuritzi enjoys spending time with her family, participating as Team Mom for her son’s basketball team, and considers herself a Disneyland expert.

yvaldiosera@inszoneins.com

916-503-4671

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Commercial Lines Account Manager Supervisor
Ubaldo Robledo

Ubaldo Robledo is a Benefits Manager at Inszone Insurance Services. Ubaldo started his career in the insurance industry from the Customer Service side in 2004 and decided to work for a few large agencies as a Benefits Account Manager in 2016. Ubaldo joined the Inszone team, to lead in the creation of our Insurance Benefits Department. He grew up in LA county, and is currently residing in the City of Orange.

On his time off, Ubaldo enjoys playing basketball, cooking, and studying various topics about yoga, stocks and history.

urobledo@inszoneins.com

916-737-2106

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Benefits Manager
Steve Keeney

Steve Keeney is a Personal Lines Team Manager at Inszone Insurance Services. An insurance veteran, Steve has been in the insurance industry since 1980 and holds a designation as an Accredited Advisor in Insurance (AAI). Before joining the industry, Steve pursued his education in The University of California, Davis where he played baseball and earned a Bachelor of Science in Managerial Economics. Steve takes pride in building and maintaining strong relationships with new and long-time clients.

Steve dedicated 30 years of his insurance career to McDowall & Keeney Insurance Associates as a Personal Lines Account Manager then joined Inszone after the company’s merged in September 2020.

On his time off, Steve enjoys golfing, fishing and spending time with his family.

skeeney@inszoneins.com

916-830-2744

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Personal Lines Team Manager
Steve Kelly

Steve Kelly is a Branch Manager at Inszone Insurance Services. Graduating from Hoover High School and California State University, Fresno (CSUF), Steve has called Fresno home since 1959. In 1980, Steve began his career practicing personal lines insurance with Liberty Mutual Group before purchasing his own insurance agency in 1985. Three years later, Steve joined with his partner, Lisa Naney, to form Kelly-Naney Insurance Agency which they jointly operated until joining Inszone Insurance Services in December 2020.

Steve has held the professional designation of Certified Insurance Counselor (CIC) since 2002.

In his leisure, Steve enjoys golfing, hiking, working out at the gym, and volunteering for Court Appointed Special Advocates (CASA) and The Salvation Army (TSA).

skelly@inszoneins.com

559-224-7164

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Branch Manager
Lisa Naney

Lisa Naney is a Branch Manager at Inszone Insurance Services. She started her career working for S.H. Mikami & Company in 1969, a company diverse in operations including income taxation, immigration work, and simultaneously operating as an insurance & travel agency. Lisa obtained her agent & broker insurance licenses during her time with the company.

In 1975, Lisa found part-time employment with Cowan and Matheus Insurance, later jointly establishing C & N Insurance until a new partner was added to rebrand as Cowan, Naney & Langford Insurance. In July 1988, Lisa and her partner, Steve Kelly, founded Kelly-Naney Insurance Agency to provide insurance to the residents of Central California. Lisa later obtained her professional designation of Certified Insurance Counselor (CIC) in 2002.

Lisa served as a board member of the local YCWA and volunteered with the Central California Women’s Conference (CCWC), having participated in group workshops for over 15 years.

Lisa joined Inszone in December 2020 after the merger with Kelly-Naney Insurance Agency.

In her leisure, Lisa enjoys family ski trips, activities at the beach, and traveling whenever possible.

lnaney@inszoneins.com

559-224-7164

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Branch Manager

Commercial Producers

Theresa Graves

Theresa Graves is a Senior Commercial Insurance Specialist at Inszone Insurance Services. A veteran of the commercial industry, Theresa has been in the commercial industry for over 20 years, with 16 of those years devoted to doing commercial insurance. She began her career writing contractors insurance, and took on the cannabis industry in 2007, now an expert in this growing field. Theresa joined Inszone Insurance over 10 years ago, and has grown to be one of the top Producers and an integral part of the team.

On the personal side, Theresa enjoys spending time with her family, including her husband, 2 children and her mom and sister who she is really close to. Theresa is also a pet lover, enjoys walking her dog and letting him run in the fields chasing squirrels when weather permits.

If you are looking for a Commercial Insurance Agent, feel free to contact Theresa, she is here to help you.

tgraves@inszoneins.com

916-503-4819

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Senior Commercial Insurance Specialist
Zack Weinberger

Zack Weinberger is a Senior Commercial Insurance Specialist at Inszone Insurance Services. He joined Inszone Insurance in 2013. Zack has been in the insurance space for over 13 years, helping customers acquire the coverage they need.

On his time off, Zack enjoys cooking and golfing.

zweinberger@inszoneins.com

916-503-6275

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Senior Commercial Insurance Specialist
DJ Mervin

DJ Mervin is a Senior Commercial Insurance Specialist. He joined Inszone Insurance in 2017, eager to help business owners protect their business and investment. DJ works primarily with contractors, helping them get protected all across the board. He has been in insurance since 2016, working hard to become an expert in all things insurance.

On his time off, DJ as his name would tell you enjoys DJing and stand up comedy.

dmervin@inszoneins.com

916-503-8781

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Senior Commercial Insurance Specialist
Akilino Jacky

Akilino Jacky is a Senior Commercial Insurance Specialist at Inszone Insurance Services. He joined Inszone Insurance in 2014 and continues to learn and work hard to provide the best service to his customers.

ajacky@inszoneins.com

916-503-8779

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Senior Commercial Insurance Specialist
Mohsen Khan

Mohsen Khan is a Senior Commercial Insurance Specialist at Inszone Insurance Services. An insurance veteran, Mohsen has over 15 years of experience working specifically in Commercial Lines. He brings a well-established relationship with brokerage underwriters focusing on Hospitality, Contractors, and Property risks. Mohsen is an avid Wine Aficionado holding a WSET Level 3 Degree in Wine & Spirits.

On his time off, Mohsen enjoys exploring the world of wine, traveling, cooking, and cheering for FC Barcelona.

mkhan@inszoneins.com

916-503-6274

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Senior Commercial Insurance Specialist
Carlos Campos, AAI

Carlos Campos is a Senior Commercial Insurance Specialist at Inszone Insurance Services. He has been in the insurance space since 2017 and holds a designation as an Accredited Advisor in Insurance (AAI). Carlos entered the insurance industry because he saw an opportunity to advance his career in a field where he could make a difference in the life of his customers. He has a big desire to help people, and firmly believes that good professional insurance advice is imperative for the success of any business owner.

On his time off, Carlos enjoys spending time with his wife and two young boys. If time permits, he likes to take advantage of the Tucson area to do some road cycling.

ccampos@inszoneins.com

520-257-2777

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Senior Commercial Insurance Specialist
Israel Sepulveda

Israel Sepulveda is a Senior Commercial Insurance Specialist at Inszone Insurance Services. An insurance veteran, he began his insurance career in 2005 with a focus on personal insurance. He switched his focus to commercial insurance when he joined Inszone in 2017. Utilizing a variety of skills honed throughout his many years of industry experience, Israel quickly grew a loyal customer base and has primarily focused on contractors and property risks. To this day he continues to impress with his hard work, consistency and care for each and every one of his customers. He is never too busy to help his clients! If you are looking to obtain or improve your business insurance, Israel will be a valuable asset to your process and planning.

Awards:
2018 Inszone’s Rookie of the Year

In his spare time, Israel enjoys playing sports and spending time with his family.

isepulveda@inszoneins.com

916-503-6285

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Senior Commercial Insurance Specialist
Maxwell Cusator, CLCS

Maxwell Cusator is a Senior Commercial Insurance Specialist at Inszone Insurance Services. He decided to pursue a career in the insurance industry because he saw an opportunity to showcase his ability to provide catered solutions to complex problems. Max pursued his education at California State University Long Beach, where he earned a Bachelor’s Degree of Science in Business Administration with an emphasis in Finance. Finance as an obvious choice for Max, as he is a very analytical individual. Coupling his analytical skills along with his ability to establish and maintain relationships, Max’s clients take comfort in knowing that he is there to help them achieve their goals both safely and effectively.

Max attributes many of his skills to his tenure as a water polo athlete. He had the opportunity to develop essential professional skills from an early age, mastering the crafts of time-management, communication, and overall reliability, making him an essential asset to any business owner.

In his free time, Max enjoys riding his bike and golfing.

mcusator@inszoneins.com

916-738-7717

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Senior Commercial Insurance Specialist
Ann-Marie DelMonte

Ann-Marie DelMonte is a Senior Commercial Insurance Specialist & Branch Manager with Inszone Insurance Services. With twenty-two years in the insurance industry under her belt, Ann-Marie is an insurance veteran. For seven years, Ann-Marie’s career focused on Commercial Line insurance with HUB International Limited, going on to practice commercial insurance with Schaefer Agency, Inc. for nearly a decade. Ann-Marie is known for establishing long-lasting networks with her clients and providing excellent customer service.

Ann-Marie joined Inszone in December 2020 after Inszone merged with Schaefer Insurance Agency in Colorado Springs.

In her leisure, Ann-Marie enjoys spending time on the water with her husband, four sons, and two grandchildren.

adelmonte@inszoneins.com

719-473-3770

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Senior Commercial Insurance Specialist/Branch Manager
Hea San Sin

Hea San Sin is a Senior Commercial Insurance Specialist Manager at Inszone Insurance Services. Hea San started her career in the insurance space as an insurance agent from the personal insurance side, then quickly became the Company Trainer and District Manager in 2003. Hea San was drawn into the insurance industry because she saw an opportunity to help individuals and businesses with their insurance needs by identifying their needs and educating them on how the proper insurance coverage can protect their families and businesses from risks.

Hea San joined Inszone in March 2020 after the acquisition of her previous company, Global Pro Insurance.

On her time off, Hea San enjoys gardening and traveling with friends and family.

hsin@inszoneins.com

916-503-4951

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Senior Commercial Insurance Specialist
Marc Gilbreath

Marc Gilbreath is a Senior Commercial Insurance Specialist at Inszone Insurance Services. He joined the team in 2020 and brought with him 25 years of leadership and Contractor focused experience.

Marc has witnessed first-hand the importance of securing the right commercial policy for your business. He understands the advantage of having an experienced insurance veteran, like himself, there to guide you through the policy purchasing process. His concentrated tenure has helped cultivate a deep understanding of the industry, providing a substantial benefit to his loyal customer base.

When he is not advising on insurance related matters, Marc enjoys golf, fine wine, and his wonderful family.

mgilbreath@inszoneins.com

916-273-9239

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Senior Commercial Insurance Specialist
Joe Hensler, MWCA

Joe Hensler is a Senior Commercial Property Specialist at Inszone Insurance Services. A certified Master Work Comp Advisor, Joe has 5 years of experience in the Commercial Insurance space. As his certification illustrates, Joe pushed himself to be as knowledgeable as possible in all things insurance in order to pass on this knowledge and advice to his customers. Joe has been with Inszone insurance since 2013, helping customers to protect their businesses in all aspects.

On his time off, Joe enjoys working on his 1967 Charger and coral reef fish tank.

jhensler@inszoneins.com

916-503-8771

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Senior Commercial Property Specialist
Audri Farris

Audri Farris is a Commercial Insurance Specialist at Inszone Insurance Services. She has been in the insurance industry since 2013, starting at the young age of 18. Audri started her career focusing on contractors and expanded to focus on all different types of businesses. She was drawn to the insurance industry out of a desire to help business owners understand and acquire the coverage they need. Audri focus is ensuring that all of her customers have the necessary protection at an affordable price.

On her time off, she likes spending time with her family and her Chihuahua Bentley.

afarris@inszoneins.com

916-503-6320

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Commercial Insurance Specialist
Jerry Hudson

Jerry Hudson is a Commercial Insurance Specialist at Inszone Insurance Services. Jerry started his career in the insurance industry in 2019 and focusing on building relationships with clients at Inszone, instilling the foundations of the company in his work.

On his time off, Jerry enjoys cooking and playing the piano.

jhudson@inszoneins.com

916-503-6360

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Commercial Insurance Specialist
Gustavo Marquez

Gustavo Marquez is a Commercial Insurance Specialist at Inszone Insurance Services. An insurance veteran, Gus has over 10 years of experience working in the insurance Industry. He started with a primary focus on personal lines working for one of the largest independent agencies in the nation. Throughout his tenure he managed multiple locations in the greater Los Angeles area and has successfully built several teams of top level agents.

Gustavo joined Inszone in 2017 and switched his focus to commercial lines of insurance. He takes a wealth of knowledge into his current role, along with unique problem solving skills he’s learned through his years of experience. Gus knows how critical it is to provide the highest level of quality and care to meet all of his client’s business insurance needs.

On his time off, you can probably find Gustavo at the movie theater, reading a good book or exploring the natural wonders in his city.

gmarquez@inszoneins.com

916-503-6295

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Commercial Insurance Specialist
Leonardo Guimoye

Leonardo Guimoye is a Commercial Insurance Specialist at Inszone Insurance Services. His Career in the insurance industry goes back to 2009. He started with a primary focus on personal lines working for one of the largest independent agencies in the country. Leo joined Inszone in 2018 because he saw opportunities for growth and success. He quickly grew a long term and loyal customer base and has primarily focused on contractors risk. He takes pride on offering his customers the utmost respect and expertise on their insurance needs.

On his free time, Leo loves spending time with his daughter and playing guitar.

lguimoye@inszoneins.com

916-738-7713

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Commercial Insurance Specialist
Nicole Bill

Nicole Bill is a Commercial Insurance Specialist at Inszone Insurance Services. A graduate from Humboldt State University with a Bachelors of Science in Business Administration. Nicole began her professional career in Banking and Investments, helping people invest for their retirement through Life Insurance and Annuities. Nicole was drawn to the insurance space because she saw an opportunity of growth and help business owners through the confusing aspects of insurance.

On her time off, Nicole enjoys playing with her kids and gardening.

nbill@inszoneins.com

707-440-9441

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Commercial Insurance Specialist
Sandy Merrill

Sandy Merrill is a Commercial Insurance Specialist at Inszone Insurance Services. She is the Owner and Founder of the Mosaic Insurance. In 2019 Inszone and Mosaic merged at which time Sandy took on an integral role focusing on select accounts. She has spent the last 45+ years protecting families in Arizona and across the country. Sandy is a second-generation insurance agent; her mother was in insurance for over 25 years and her daughter has now been in the industry for over 15 years. Having owned her own business for many years she is passionate about helping other business owners properly insure their business.

Thanks to her dedication, knowledge and commitment to her customers, Sandy has been the recipient of some of the top Industry awards:

All Lines All American 10 Years in a Row
Life Diamond Life Leader 8 Years in a Row
Health Company Leader 1 Year
Metlife Arizona Life Leader
Commercial Lines Gold Key Recipient 5 Years in Row
Yavapai NACOG Small Employer of the Year

On her time off, Sandy enjoys crafting and fishing.

smerrill@inszoneins.com

928-227-3268

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Commercial Insurance Specialist
Myles Storms

Myles Storms is a Commercial Insurance Specialist at Inszone Insurance Services. Myles Storms chose to work with Inszone because of his love for the industry. With a prior 2 years’ experience working at Aspire General Insurance as the Marketing Coordinator, he was able to find what he wanted to do for his career. Having experience in the industry he was able to make a smooth transition and fit right in with the sales team at Inszone. Myles truly values the relationships he creates with his clients and his goal is to always go above and beyond with his service. He is currently getting his business degree through the University of La Verne with a goal of graduating and increasing his business skill set. Myles has had a prior 7 years of water polo experience, playing water polo at the high school and collegiate level. Being a captain on his high school team and a leader on his college team has been able to form him into a trustworthy superior. Another platform that gave Myles the ability to lead and take control of a situation was the 2 years he spent in the Rancho Cucamonga Fire Explorer Program. This showed Myles the importance of confidence and integrity.

On his time off, Myles likes to spend his time riding dirt bikes and spending time in Lake Havasu Arizona.

mstorms@inszoneins.com

916-737-2115

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Commercial Insurance Specialist
Patrick Rhinehart

Patrick Rhinehart is a Commercial Insurance Specialist. He joined Inszone Insurance in 2020 eager to help business owners protect their business and investments. Patrick works primarily with contractors, helping insure them for all the risks they face. Prior to joining the Inszone team, Patrick was a business owner. He and his wife built a donut shop from scratch in 2009 – an experience that allows him to understand the nuances and unique needs of business owners.

In his free time, Patrick enjoys fishing, and spending time with his wife and two kids.

prhinehart@inszoneins.com

916-738-7714

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Commercial Insurance Specialist
Robert Wiseman

Robert Wiseman is a Commercial Insurance Specialist at Inszone Insurance Services. Robert is one of the Owners of Wiseman Insurance Agency, a third-generation, family-owned insurance agency founded in 1935. Robert has been active in the insurance agency since 1972 and been involved in the commercial business insurance, group individual benefits and agency management since the first month of working with his father then later completed his Certified Insurance Counselor (CIC) designation in 1980. Robert served as President of the Professional Insurance Agents of Utah and National Director for Utah to the National Association of Professional Insurance Agents.

Robert dedicated 48+ years of his insurance career to Wiseman Insurance Agency then joined Inszone after the company’s merged in November 2020.

On his time off, Robert loves golfing, collecting and fixing up old cars and bicycling.

rwiseman@inszoneins.com

801-655-0507

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Commercial Insurance Specialist
Telden Wiseman

Telden Wiseman is a Commercial Insurance Specialist at Inszone Insurance Services. A Certified Insurance Counselor (CIC), Telden has grown with insurance around him, with both of his Father and Uncle being veterans and Principal Owners of a third-generation insurance agency, Wiseman Insurance Agency. Telden started his career in the insurance industry in his mid-twenties as a Commercial Insurance Specialist after a handful of different sales jobs.

Telden has also been very active and involved in state associations such as Independent Agents of Utah (UIA) because it has given so much to his family, in his youth as well as now that he has a family of his own. Telden benefitted a lot from the friendships that he had formed and the networking that he has been able to do with carrier partners.

Telden dedicated most of his insurance career to Wiseman Insurance Agency then joined Inszone after the company’s merged in November 2020.

On his time off, Telden enjoys working out, hiking, camping and biking.

twiseman@inszoneins.com

801-655-0506

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Commercial Insurance Specialist
David Schuster

David Schuster is a Commercial Property Specialist at Inszone Insurance Services. He joined the team in 2020, bringing with him a background centered on real estate and customer service. A graduate of University of California, Davis, David understands the value that a knowledgeable and analytical eye brings to the table.

In his free time, David enjoys spending time with his wife and son, and patiently waiting for George RR Martin to release the next book. “Come on George, nobody lives forever!”

dschuster@inszoneins.com

916-503-8760

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Commercial Property Specialist

Commercial Account Managers

Laurie Graves

Laurie Graves is a Senior Commercial Lines Account Manager at Inszone Insurance Services. An insurance veteran, Laurie has over 24 years of experience working in the insurance Industry. Her first 7 years she worked as a personal lines service and service manager, followed by 17 years on the commercial side specializing in Contractors. Laurie has been a part of the Inszone team since 2008, always striving for success for both herself and her clients.

On her time off, Laurie enjoys the outdoors and spending time with her family.

lgraves@inszoneins.com

916-503-4813

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Senior Commercial Lines Account Manager
Jainie Yoon

Jainie Yoon is a Senior Commercial Lines Account Manager with Inszone Insurance Services. Her expertise in Commercial Lines (Commercial PKG, WC, EPLI, PROF and others) & Employee Benefits (Group Health/Dental/Vision) makes her a one-stop service for all business owners. Her dedication & meticulous attention to details has helped her get the best out of every deal for her customers. She prides herself in her outstanding performance in customer satisfaction.

Jainie joined Inszone in December 2020 after the merger with her previous company, Golden Ocean Insurance Center.

jyoon@inszoneins.com

213-252-0627

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Senior Commercial Lines Account Manager
Maria Garza

Maria Garza is a Senior Commercial Lines Account Manager with Inszone Insurance Services. Since her start in 1984, Maria has developed over 35 years of experience in the insurance sector. Her career initially focused on personal lines insurance before transitioning to business-handlings.

Maria joined Inszone in December 2020 after the merger with Kelly-Naney Insurance Agency.

In her leisure, Maria enjoys cooking, yardwork, and spending time with her husband, daughter, two sons, and three grandsons.

mgarza@inszoneins.com

559-224-7164

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Senior Commercial Lines Account Manager
Samantha Fowler

Samantha Fowler is a Senior Commercial Lines Account Manager at Inszone Insurance Services. She has been in the insurance space since 2016, accidentally getting into insurance but loving it as she gained more knowledge and skills. Samantha enjoys helping customers get the best price possible in their policies, as well as being able to interact with all types of businesses along the way. She joined Inszone Insurance in 2018.

On her time off, Samantha enjoys 4 wheeling and rock crawling.

sfowler@inszoneins.com

916-738-7708

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Senior Commercial Lines Account Manager
Sun Choe

Sun Choe is a Senior Commercial Lines Account Manager with Inszone Insurance Services. While pursuing her bachelor’s degree at California State University, Northridge (CSUN) in 1999, Sun entered the insurance industry with a part-time career as a life insurance agent. After graduation, Sun pursued a career in the Korean film industry for several years but returned to practice insurance in 2007.

Sun began a full-time career in insurance as a Worker’s Compensation Specialist, overseeing complicated audit and resolving experience modification disputes. After joining Golden Ocean Insurance Center, Sun practiced accounting and writing commercial lines insurance. As of November 2020, Sun is WCIRB CompEssentials Certified.

Sun joined Inszone in December 2020 after the merger with her previous company, Golden Ocean Insurance Center.

In her leisure, Sun enjoys swimming, travelling, and snowboarding with her husband and daughter.

schoe@inszoneins.com

213-252-0626

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Senior Commercial Lines Account Manager
Amanda Moore

Amanda Moore is a Commercial Lines Account Manager at Inszone Insurance Services. Amanda is new to the insurance space but not to customer service, she has over 18 years of experience under her belt in the financial services industry. She brings an amazing amount of customer service experience in order to help all of her customers here at Inszone insurance. Amanda joined Inszone Insurance in 2017.

On her time off, Amanda enjoys being a mom to her 3 adopted daughters and she is an avid advocate for children in need.

amoore@inszoneins.com

916-503-6303

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Commercial Lines Account Manager
Inna Drozd

Inna Drozd is a Commercial Lines Account Manager at Inszone Insurance Services. Inna joined Inszone Insurance in 2018 and serves all commercial accounts with a focus on workers compensation. She was drawn to insurance because of the growth potential and diversity that the field offers.

On her time off, Inna enjoys spending time with her two kids as well as traveling, sightseeing and taking pictures of everything!

idrozd@inszoneins.com

916-738-7701

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Commercial Lines Account Manager
Natasha Fanin

Natasha Fanin is a Commercial Lines Account Manager at Inszone Insurance Services. She is new to the insurance industry but comes from a family that is highly invested in insurance industry and she has been able to receive a lot of guidance from them as she enters into the insurance space. Natasha chose to pursue a career in insurance because she enjoys learning the new guidelines, rules and coverage forms in insurance. Her goal is to continue to grow with Inszone and pass on her knowledge to business owners. Natasha joined Inszone Insurance in 2018.

On her time off, Natasha enjoys spending time with her son and loves to work as a professional baker in her spare time.

nafanin@inszoneins.com

916-738-7710

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Commercial Lines Account Manager
Jasmine Olivares

Jasmine Olivares is a Commercial Lines Account Manager at Inszone Insurance Services. A Certified Pharmacy Technician, Jasmine has grown with insurance around her, with both of her older sisters being veterans in the insurance industry. She decided to follow the example of her sisters and join the insurance industry. Jasmine enjoys helping clients with their commercial insurance needs, focused on long-term relationship building as well as excellent customer service. She has high aspirations in the insurance industry and her goal is to be better every day.

On her time off, Jasmine enjoys hiking and the outdoors.

jolivares@inszoneins.com

916-737-2107

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Commercial Lines Account Manager
Jonathan Campos

Jonathan Campos is a Commercial Lines Account Manager at Inszone Insurance Services. Jonathan joined Inszone in 2020 and has been helping our clients with their commercial insurance needs. Jonathan was drawn to insurance industry out of his desire to help other people through insurance.

On his time off, Jonathan enjoys hanging out with his friends and family and playing sports.

jcampos@inszoneins.com

520-257-3174

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Commercial Lines Account Manager
Anayeli Cisneros

Anayeli Cisneros is a Commercial Lines Account Manager at Inszone Insurance Services. Anayeli joined the Inszone team in 2017 and brought with her over 2 years of insurance experience. She started as a personal lines agent and transition to the commercial side shortly after. She has grown with knowledge in the past three years that allows her to be able to assist her clients get the coverage they need. Her goal is to build long time relationship with her clients and assist them to get the coverage they need at an affordable price. She is bilingual and fluent in Spanish which gives the opportunity to also assist the Spanish speaking business owners and contractors as well.

On her time off, Anayeli enjoys cooking and spending time with her family.

acisneros@inszoneins.com

916-503-6287

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Commercial Lines Account Manager
Aranda Ward

Aranda Ward is a Commercial Lines Account Manager at Inszone Insurance Services. Aranda is new to the Inszone team, but not new to the insurance space. She brings with her over 10 years of insurance experience, 8 years on the life insurance side and 2 years as a Managing General Agent (MGA).

On her time off, Aranda enjoys backpacking and camping.

award@inszoneins.com

916-738-7803

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Commercial Lines Account Manager
Kassandra Ortiz

Kassandra Ortiz is a Commercial Lines Account Manager at Inszone Insurance Services. She has been in the insurance industry since 2014, focused on providing her customers with the best service possible. Kassandra enjoys helping customers understand the importance of getting properly protected and understanding the insurance options available to them. Kassandra joined Inszone in 2018.

On her time off, Kassandra enjoys traveling, spending time with her family and keeping an active lifestyle.

kortiz@inszoneins.com

916-738-7806

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Commercial Lines Account Manager
Esmeralda Gamez

Esmeralda Gamez is a Commercial Lines Account Manager at Inszone Insurance Services. An Insurance Veteran, Esmeralda has over 25 years of experience in the Insurance Industry. Esmeralda’s working experience comes from being a Senior Underwriter, Auditor, and Specialist in the personal side of insurance and financial industry. Esmeralda was responsible for underwriting and auditing a complex personal lines book of over 1 million dollars, primarily covering the entire state of California. She stayed in the highest tier of customer loyalty scores by maintaining appropriate timely manners on service requests.

Esmeralda has brought her past work experience over to the commercial side of insurance because commercial insurance has always been an interest to her and she likes to help people with their coverage and educate them on the lines of business they can cover.

On her time off, Esmeralda loves to listen to music, write short stories or poems, and spend time with her two beautiful young boys.

egamez@inszoneins.com

916-738-7817

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Commercial Lines Account Manager
Fatima Gomez

Fatima Gomez is a Commercial Lines Account Manager at Inszone Insurance Services. She joined Inszone Insurance in 2019 and has been in the insurance industry for over 12 years, helping customers on their commercial insurance needs.

On her time off, Fatima enjoys spending time with her kids, crafting, and hiking.

fgomez@inszoneins.com

562-461-8008

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Commercial Lines Account Manager
Dawn Marsh

Dawn Marsh is a Commercial Lines Account Manager at Inszone Insurance Services. She joined Inszone in 2019 and continues to grow in her role managing ongoing commercial clients, retention of new and renewal clients and maintaining high service standards.

During her down time, she spends time with family and loves to go camping.

dmarsh@inszoneins.com

520-586-2226

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Commercial Lines Account Manager
Paul Lee

Paul Lee is a Senior Commercial Lines Account Manager at Inszone Insurance Services.

Paul is a veteran in the insurance industry, he began his career in 2006 committed to providing the absolute best guidance to his client base. Despite his tenure, he firmly believes a true professional must learn daily and have a solution oriented mindset in order to solve the most complex of problems. He enjoys the engagement and interaction with business owners, and takes pride in knowing his collaboration was critical in helping them expand over the years.

He joined Inszone in September 2020 after the acquisition of his previous company, Global Pacific Insurance Services.

Outside the office, Paul likes to spend his time on music production, photography, videography and movies.

plee@inszoneins.com

925-520-3320

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Senior Commercial Lines Account Manager
Bill Krist

Bill Krist is a Commercial Lines Account Manager at Inszone Insurance Services. He joined Inszone Insurance in 1998, one of our oldest and most experienced employees. Bill has been a licensed agent since 2001, and since then has actively worked to become an expert in the insurance space. He enjoys sharing his experience and knowledge in the insurance field with all of his customers.

bkrist@inszoneins.com

916-503-4806

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Commercial Lines Account Manager
Rachel Munoz

Rachel Munoz is a Commercial Lines Account Manager at Inszone Insurance Services. An Insurance Veteran, Rachel has over 19 years of experience in the insurance industry, devoted to doing personal and commercial insurance. Rachel joined McGhee Insurance in 2016 and later joined Inszone Insurance after the acquisition of the company in 2019. She chose to work in the insurance industry because of her passion for helping others and working with people.

On her time off, Rachel enjoys camping and spending time with her husband and two daughters.

rmunoz@inszoneins.com

916-738-7801

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Commercial Lines Account Manager
Alice Sfatcu

Alice Sfatcu is a Commercial Lines Account Manager at Inszone Insurance Services. Alice has over 6 years of experience as a practicing lawyer and over 3 years in the insurance field. Over the years she distinguished herself as an experienced and dynamic professional, involved in advising clients on a wide variety of projects as an insurance consultant. Her broad experience includes advisory work as leading lawyer, defending commercial business owner’s rights on a case-by-case basis or as insurance consultant, advising clients regarding claim liability and debt recovery in a professional and timely manner.

Alice holds a Master’s Degree in Public Relations and Global Communications Management and a Bachelor’s Degree in International Business.

On her time off, Alice likes to spend precious time with family and friends, cooking, playing the piano, reading and is an avid tennis player.

asfatcu@inszoneins.com

916-485-7000

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Commercial Lines Account Manager
Sohaib Khan

Sohaib Khan is a Commercial Lines Account Manager at Inszone Insurance Services. He started his insurance career in 2016 working at a family friend’s agency. He quickly developed a robust skill set and also a passion for service. He knows the value that an established relationship brings to his clients and prides himself on making that a top priority. Sohaib will be proactive, taking the initiative to discover potential problems and provide a wide range of solutions for his customers.

Previously working at ISU Global Business Insurance Agency, who merged with Inszone in March 2020, he brings over his expertise to the Inszone team when he joined in October 2020.

On his time off, Sohaib enjoys spending time with friends and family, playing video games and is working toward his Bachelor’s Degree.

skhan@inszoneins.com

916-738-7819

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Commercial Lines Account Manager
Carla Estrada

Carla Estrada is a Commercial Lines Account Manager at Inszone Insurance Services. Carla is new to the insurance industry but eager to learn as much as she can to help her clients protect their businesses and investments. She joined the Inszone team in 2020, bringing with her 10 years of experience as a licensed cosmetologist, and excited to bring her customer service experience into the insurance space.

On her time off, Carla likes to go hiking, spending time with her family, and enjoying outdoors.

cestrada@inszoneins.com

916-737-2116

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Commercial Lines Account Manager
Gabriela Hernandez

Gabriela Hernandez is a Commercial Lines Account Manager at Inszone Insurance Services. Gabriela brings with her over seven years of insurance experience helping customers with their personal insurance. Commercial insurance has always been of interest to Gabriela, and recently she made the jump into the commercial side of insurance as a Commercial Lines Account Manager. She is looking to build upon her knowledge of insurance and become a wealth of knowledge to all her future customers, ensuring their business is properly covered.

On her time off, Gabriela enjoys doing hot yoga, shopping, traveling with her partner, and spending time with her family and friends.

ghernandez@inszoneins.com

916-503-8734

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Commercial Lines Account Manager
Tracey Hodge

Tracey Hodge is a Commercial Lines Account Manager at Inszone Insurance Services. Tracey joined Inszone Insurance in 2020, a veteran of the insurance industry, she has over 20 years of experience in both Personal and Commercial insurance under her belt. Tracey has been specializing in Commercial Contractors Insurance for the past 14 years, building a vast amount of knowledge to protect all different types of contractors.

On her time off, Tracey loves to travel and paddleboard with her dog Olive.

thodge@inszoneins.com

916-503-6358

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Commercial Lines Account Manager
Stephanie Hutchings

Stephanie Hutchings is a Commercial Lines Account Manager at Inszone Insurance Services. An insurance professional with Certified Insurance Service Representative (CISR) and Certified Insurance Counselor (CIC) designations, her working experience with Wiseman Insurance Agency goes back in 1997. Originally started in the personal lines department and has been working as a Commercial Lines Account Manager since 2007.

Stephanie dedicated 23 years of her insurance career to Wiseman Insurance Agency then joined Inszone after the company’s merged in November 2020.

On her time off, Stephanie donates a substantial amount of time doing weddings for brides that cannot afford time or have no support and need help. She also enjoys traveling, crafting and quilting.

shutchings@inszoneins.com

801-655-0302

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Commercial Lines Account Manager
Monika Torrez

Monika Torrez is a Commercial Lines Account Manager with Inszone Insurance Services. Since starting in 2010, Monika has accumulated over a decade’s worth of knowledge from experience in the insurance sector. Monika finds delight in aiding her customers decide on the coverage that best suits their insurance needs and having her clients leave better informed of their insurance.

Monika Torrez joined Inszone in December 2020 after the merger with Schaefer Insurance Agency.

mtorrez@inszoneins.com

719-633-2642

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Commercial Lines Account Manager
Doyun Chung

Doyun Chung is a Commercial Lines Account Manager with Inszone Insurance Services. Starting as a life insurance agent in South Korea in 2006, Doyun has been active in the insurance sector for over a decade.

Previously with Golden Ocean Insurance Center, Doyun practiced accounting & health insurance. Doyun prides herself in maintaining a history of providing outstanding customer service.

Doyun joined Inszone in December 2020 after the merger with Golden Ocean Insurance.

In her leisure, Doyun enjoys camping & traveling with her family.

dchung@inszoneins.com

213-252-0623

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Commercial Lines Account Manager
Patty Cicogni

Patty Cicogni is a Commercial Lines Account Manager with Inszone Insurance Services. Patty joined the Inszone team in 2012 with no prior experience in the industry. Starting off as an account manager assistant, Patty climbed her way up the company ladder, obtained her insurance license, and worked diligently to be where she is today. Patty is a prime example of a hardworking employee deserving of merit, earning the award, “Employee of the Year” in 2016. Patty holds an AA in Fire Technology from America River College.

In her leisure, Patty is a volunteer with the American Red Cross, Sierra – Delta Chapter. She has participated in their operations since 2011, helping against local disasters & home fires. Patty considers aiding clients in their turbulent times humbling & rewarding. She also loves binge watching TV when time permits.

pcicogni@inszoneins.com

916-503-6296

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Commercial Lines Account Manager
Sharon Aragon

Sharon Aragon is a Commercial Lines Account Manager at Inszone Insurance Services. She joined Inszone in February 2021 with over 20 years of leadership, customer service and sales experience in both personal and commercial sides of insurance. Sharon holds a designation as a Commercial Lines Coverage Specialist (CLCS) and enjoys working with her customers and reviewing their insurance portfolio to make sure they have the coverage they need without breaking the bank.

Sharon holds an insurance license in almost all states and has quickly grew her customer base all over the country. To this day she enjoys reading and taking courses to continue improving her skill set and learn new skills.

On her time off, Sharon enjoys spending time with her husband and ten grandchildren, fishing, hiking, sitting on the beach or next to a lake with a good book and a glass of fine wine. Sharon also loves traveling and has been able to visit places in Mexico, England, Italy and Hawaii.

saragon@inszoneins.com

916-738-7715

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Commercial Lines Account Manager
Sally Partida

Sally Partida is a Commercial Lines Account Manager at Inszone Insurance Services. An insurance veteran, Sally joined the Inszone team in December 2020 after the merger with CBIA Insurance Agency, bringing with her over 10 years of experience in the insurance industry and holds a designation as a Certified Insurance Service Representative (CISR) since 2019. Her varied people skills as well as knowledge in insurance have made her a very successful insurance professional with a track record of success.

On her time off, Sally enjoys reading, puzzles, and spending time with her four kids.

spartida@inszoneins.com

818-264-4955

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Commercial Lines Account Manager

Personal Lines

Jose Vidrios

Jose Vidrios is a Senior Personal Insurance Specialist at Inszone Insurance Services. An insurance veteran, Jose entered the Industry in 2007 with his focus on Home and Auto Insurance. With a strong background in personal finance and banking, he was able to transition into his new insurance career seamlessly and was able to bring immediate upside to his new clients as he built his base. Over his career, he has successfully developed several teams, making a positive impact for dozens of insurance professionals and their customers most importantly. Jose has been the recipient of countless top performance awards over the years for his incredible customer service and if you ask any of his clients, they would tell you he’s earned it.

Jose joined the Inszone Team in 2014 and has been the foundation of the Personal Lines Division. Since starting, he has been awarded some of the agency’s highest honors:

Excellence Award – 2016
Agency MVP – 2018

In his off time, Jose enjoys traveling, restoring vintage cars and spending time with his amazing family.

jvidrios@inszoneins.com

916-503-4855

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Senior Personal Insurance Specialist
Janet Teague

Janet Teague is a Senior Personal Insurance Specialist/Branch Manager at Inszone Insurance Services. With a career running for 42 years (and counting), Janet started working in the insurance field from an early age with her mom and continued in the industry after her mom retired.

Janet is proud mother of two sons, a wife of 43 years, mother in law of 18 years and a loving grandmother of a 7-year-old grandson.

jteague@inszoneins.com

520-586-2226

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Senior Personal Insurance Specialist/Branch Manager
Jane McDowall

Jane McDowall is a Senior Personal Insurance Specialist at Inszone Insurance Services. Jane started her career as a teenager in her grandfather’s three-generation family agency, McDowall & Keeney Insurance Associates, under the invaluable tutelage of her father James McDowall. Jane decided to join Inszone to avail her customers the larger carrier access and technological support that comes with an agency of greater size while continuing the customer-first integrity and VIP service her clients have always enjoyed. Jane’s love of classic cars, boating, antiques and collectibles enable her to help customers create insurance portfolios not only for their typical home and auto insurance needs but to cover their cherished recreational and collector needs as well.

Jane joined Inszone in September 2020 after the merger with McDowall & Keeney Insurance Associates and is proud to continue the McDowall’s family tradition of serving customers with unparalleled care and dedication.

Jane is blessed with four daughters and ten grandchildren living in California. On her time off, she spends her time on gardening, cooking, and swimming with her family.

jmcdowall@inszoneins.com

916-830-2740

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Senior Personal Insurance Specialist
Carmen Acosta-Kyle

Carmen Acosta-Kyle is a Senior Personal Insurance Specialist at Inszone Insurance Services. She pursued her education at Fresno City College and later attended the Galen School of Medical Assistants. In 1989, Carmen started her career in the insurance s as a receptionist, gradually learning the trade from assisting in daily operations. Licensed in property & casualty insurance, Carmen’s work focuses on writing & servicing personal lines customers with their auto, home, and umbrella insurance needs as well as assistance in servicing commercial business insurance.

Carmen joined Inszone in December 2020 after the merger with Kelly-Naney Insurance Agency.

In her leisure, Carmen enjoys traveling as well as spending time with her family & friends.

cacosta@inszoneins.com

559-224-7164

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Senior Personal Insurance Specialist
Kathy Valles

Kathy Valles is a Senior Personal Insurance Specialist at Inszone Insurance Services. Kathy’s career in the insurance sector began in 1990, employed as a file clerk during her college years. She was later offered a position as a Customer Service Representative focusing on personal lines insurance. There, she learned the importance of customer satisfaction and helping her clients properly protect their assets.

Kathy dedicated 13 years of her insurance career on her previous company, Kelly-Naney Insurance, then joined Inszone after the company’s merged in December 2020.

In her leisure, Kathy enjoys traveling anywhere near the ocean and spending time with her three kids & dogs.

kvalles@inszoneins.com

559-224-7164

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Senior Personal Insurance Specialist
Leo Simental

Leonel Simental is a Senior Personal Insurance Specialist at Inszone Insurance Services. As he entered the industry in 2011, Leo knew that insurance expertise was critical in delivering a high level of service to his clients. He worked diligently to master the concepts and afterwards found he was able to bring a unique value to each interaction by utilizing that knowledge to provide solutions to even the most complex scenarios. Leo quickly grew his customer base and to this day continues to impress with his knowledge, consistency and care for each and every one of his clients.

With Inszone since 2015, Leo has won multiple awards and has been integral in the growth of the Personal Lines Division. If you’re looking to improve your insurance situation for home, auto or other personal policies, Leo is the first and only call you will need to make.

Outside of the office, Leonel enjoys spending quality time with his wonderful family, hiking and staying active.

lsimental@inszoneins.com

916-842-3011

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Senior Personal Insurance Specialist
Corey Elsasser

Corey Elsasser is a Senior Personal Lines Insurance Specialist at Inszone Insurance Services. He holds a Bachelor of Arts degree in Communications from Cal State University, Fullerton. Corey joined the Inszone team in 2019 after being drawn to the insurance industry as a result of his extensive experience in customer service.

He uses his Communications degree on a daily basis to develop strong working relationships with those in need of personal insurance. His extensive background in organized sports has created an incredibly strong work ethic, which allows him to deliver the highest level of customer service.

In his time off, Corey enjoys snowboarding, the beach, and spending time with family.

celsasser@inszoneins.com

916-842-3016

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Senior Personal Insurance Specialist
Saul Rodriguez

Saul Rodriguez is a Personal Lines Insurance Specialist at Inszone Insurance Services. After beginning in the industry in 2015, Saul spent the time needed to build the knowledge and experience critical in providing unique insurance solutions to his customers. He was drawn to Inszone because of the ability to access hundreds of relevant insurance carriers, which is exactly what he needs to ensure his customers have the best solutions possible. Saul is passionate about insurance; working continuously to increase his expertise and educate his customers on the coverage options to best fit their needs.

On his time off, Saul enjoys spending time with his family, including his two boys and playing sports.

srodriguez@inszoneins.com

916-842-3018

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Personal Insurance Specialist
Frances Shin

Frances Shin is a Personal Insurance Specialist at Inszone Insurance Services. Frances has spent years focusing on personal lines for her customers. Her experience has developed a specialized expertise for Home, Auto, Umbrella, Toys and all other personal policies. Frances prides herself on the strong service standard and work ethic she knows her customers deserve.

Frances joined Inszone in March 2020 after the merger with her previous company, Global Pro Insurance.

On her time off, Frances enjoys gardening, growing a variety of vegetables, hiking, camping, quilting and pursuing adventure with her husband and dog.

fshin@inszoneins.com

925-520-3316

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Personal Insurance Specialist
Amber Thompson

Amber Thompson is a Personal Insurance Specialist at Inszone Insurance Service. Amber is well on her journey in the insurance industry that started in the middle of June in 2019. She is a family centered individual and is passionate anything that has to do with outdoor activities with her husband and baby daughter.

athompson@inszoneins.com

520-586-2226

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Personal Insurance Specialist
Rotunda Llopis

Rotunda Llopis is a Personal Lines Insurance Specialist at Inszone Insurance Services. She began her career specializing in workers compensation claims and later transitioned into property/casualty insurance. With over 13 years of experience, she continues to excel in her job and is committed to providing the highest level of customer service for her clientele day in and day out. She would love to customize a personal insurance package to fit your unique needs.

In her spare time, Rotunda is very involved with her family and supports a variety of community service events annually. She has a passion for service and regularly works with local charities to assist in their projects. She also enjoys reading about American history, loves writing poetry and is passionate about healthy eating and culinary arts.

rllopis@inszoneins.com

916-738-7804

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Personal Insurance Specialist
Sonam Reyes

Sonam Reyes is a Personal Lines Insurance Specialist at Inszone Insurance Services. As a lifelong resident of Solano County with more than 8 years of experience in the industry, Sonam understands the needs and concerns of our neighbors. All clients have a unique situation and she will take the time to custom build an insurance solution to fit the needs of each individual.

Sonam has a background in leadership, she has played an integral role in developing product knowledge and high level service skills for countless insurance professionals throughout her career. She brings a wealth of experience as well as collaborative and solution oriented mindset to her current role at Inszone. Whether you need an auto, umbrella, or home insurance she will find the best package to fit your needs.

When she is not working, Sonam enjoys crafting, spending quality time with her family and is very active in her children’s education.

sreyes@inszoneins.com

916-738-7716

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Personal Insurance Specialist
Trinidad Radillo

Trinidad Radillo is a Personal Lines Insurance Specialist at Inszone Insurance Services. She started her insurance career in 2016 where, thanks to a strong work ethic, she quickly developed her skill set and therefore quickly grew a loyal client base. A core principle that led to such immediate success was to put your client first and deliver a consistently high level of customer service.

Trinidad joined the Inszone team in 2018 and realized by combining her customer-centric approach with Inszone’s extensive selection of Insurance providers, she would be able to find a solution for any of her client’s unique needs. She continues to thrive in this environment, and values the relationships she builds with her customers most. She is fluent in Spanish and ready to find the perfect insurance solution for her clients both locally and beyond.

Although her career is a top priority, Trinidad enjoys spending time with her family and close friends in her free time.

tradillo@inszoneins.com

916-738-7707

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Personal Insurance Specialist
Elizabeth Roeper

Elizabeth Roeper is a Personal Insurance Specialist at Inszone Insurance Services. A customer service and sales expert for over 17 years, Liz has been with Inszone since August 2019. She prides herself in finding creative solutions, helping her clients find the best combination of coverage and price to meet their unique needs. She brings a wealth of knowledge and when combined with her genuine care for each customer, Liz will more than exceed your expectations.

Liz has been a resident of Arizona for decades, bettering communities like Sierra Vista, Flagstaff and currently as a Prescott Valley resident for 6 years and counting.

On her time off, Elizabeth loves hiking with her dog, camping with family, and kayaking.

eroeper@inszoneins.com

928-460-5483

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Personal Insurance Specialist
Isabel Gil

Isabel is a Personal Insurance Specialist at Inszone Insurance Services. Isabel joined Inszone Insurance in 2020. Isabel brings with her over 20 years of experience in customer service, with 10 years of those in the restaurant industry. Isabel was drawn in the insurance industry because she saw an opportunity to assist customers with their personal insurance needs. Isabel was involved with Mariachi and various community support groups.

On her time off, Isabel enjoys spending her time with her 2-year-old daughter and visiting local festivals with friends.

igil@inszoneins.com

520-257-3835

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Personal Insurance Specialist
Matthew Choe

Matthew Choe is a Personal Insurance Specialist at Inszone Insurance Services. Matthew started his insurance career in 2012 and has been passionate about developing his expertise ever since. Over the years, he has developed a loyal customer base by focusing on educating his clients on options and helping them find the best package to suit their needs. He’s committed to a strong service standard and uses his expansive knowledge to help solve even the most complex insurance problems.

During his time off, Matthew loves spending time with his family, watching a good movie and playing games with his friends.

mchoe@inszoneins.com

925-520-3317

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Personal Insurance Specialist
Brenden Fillerup

Brenden Fillerup is a Personal Insurance Specialist at Inszone Insurance Services. Brenden began his career in the insurance space by working in the adjusting and subrogation side of insurance. A licensed adjuster and producer, Brenden is excited to expand his insurance knowledge and help share what he learns to help benefit everyone at Inszone and the customer he serves. Brenden takes pride in being honest, outgoing and friend, but most importantly he is always willing to lend a helping hand. Brenden is never too busy to help you with your insurance needs!

Brenden joined Inszone in November 2020 after the merger with his previous company, Wiseman Insurance Agency.

On his time off, Brenden enjoys being in the company of friends and family, tinkering computer hardware, and expanding his appetite by trying out new restaurants.

bfillerup@inszoneins.com

801-655-0303

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Personal Insurance Specialist
Audrey Sida

Audrey Sida is a Personal Insurance Specialist at Inszone Insurance Services. Audrey is a proud licensed insurance agent and loves helping her customers with their questions and policies. She prides herself in getting to know her clients so she can provide the best service possible to them.

Audrey dedicated three years of her insurance career to Wiseman Insurance Agency as a Personal Lines Customer Service Representative then joined Inszone after the company’s merged in November 2020.

asida@inszoneins.com

801-655-0305

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Personal Insurance Specialist
Jolleen Ruberry

Jolleen Ruberry is a Personal Insurance Specialist with Inszone Insurance Services. Her career in the insurance sector began in 2011 with the United States Automobile Association (USAA). She prides herself in developing meaningful connections with her clients and having herself readily available to their insurance needs. Jolleen yearns to continue developing her insurance know-how to continue providing her clients with exemplary service.

Jolleen joined Inszone in December 2020 after the merger with Schaefer Insurance Agency.

In her leisure, Jolleen enjoys camping, fishing, and spending time with her family.

jruberry@inszoneins.com

719-578-8660

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Personal Insurance Specialist
Hollie Robinson

Hollie Robinson is a Personal Insurance Specialist/Agency Manager at Inszone Insurance Services. With almost two decades of experience in the insurance sector, Hollie is truly a seasoned veteran in her field. Hollie originally served as an agency manager for Full Cycle Insurance, becoming a Certified Insurance Service Representative (CISR) during this time.

Hollie joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In her leisure, Hollie enjoys drawing, painting, practicing golf, yoga, and spending time with her children.

hrobinson@inszoneins.com

480-961-0101

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Personal Insurance Specialist/Agency Manager
Melody Jones

Melody Jones is a Personal Insurance Specialist at Inszone Insurance Services. Originally a part of Full Cycle Insurance, Melody became a member of the Inszone team following their recent merger, bringing with her fifteen years of experience in customer service. Before, Melody has been with Full Cycle Insurance since 2017. She prides herself on her excellent customer service skills and her outstanding record of performance.

Melody joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In her leisure, Melody enjoys exploring the outdoors with her Corgi, Boone, and spending time with her husband.

mjones@inszoneins.com

480-961-0101

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Personal Insurance Specialist
Marlen Soto

Marlen Soto is a Personal Insurance Specialist at Inszone Insurance Services. Originally with Full Cycle Insurance since 2013, Marlen became a member of the Inszone team following their recent merger. Marlen is a dependable insurance provider who strives to exceed her customers’ expectations when it comes to their insurance needs.

Marlen joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In her leisure, Marlen enjoys hiking, exploring new local restaurants, and spending time with her husband & dog.

msoto@inszoneins.com

480-961-0101

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Personal Insurance Specialist
Brenda Luna

Brenda Luna is a Personal Insurance Specialist at Inszone Insurance Services. Originally, Brenda was as an Insurance Agent/Motorcycle Insurance Specialist for Full Cycle Insurance for almost three years.

Brenda joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In her leisure, Brenda enjoys writing poetry and spending time with her boyfriend, sisters, and daughters.

bluna@inszoneins.com

480-961-0101

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Personal Insurance Specialist
Makaela Kerr

Makaela Kerr is a Personal Insurance Specialist at Inszone Insurance Services. Originally from Kansas, Makaela has held a career in the insurance sector for about three years now. Before joining Inszone, Makaela served as a Customer Service Representative for Full Cycle Insurance since 2019.

Makaela joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In her leisure, Makaela enjoys attending concerts & festivals with her friends & boyfriend. She also cherishes her pets, Mazie & Echo.

mkerr@inszoneins.com

480-961-0101

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Personal Insurance Specialist
Janette Ramsey

Janette Ramsey is a Personal Insurance Specialist at Inszone Insurance Services. Originally hailing from Scotland, Janette has lived in both Trinidad & Spain before settling in the United States. Janette possesses over twenty years’ worth of experience in the insurance industry. She has also served as a local director for both the Mortgage Women’s Association and the Women’s Council of Realtors (WCR); also, an affiliate of the local Bakersfield Board of Realtors.

Janette first attained her insurance license in early 1997, opening an Allstate office shortly after. In 2012, she sold the said agency when she was approached to open a regional office for Personal Express Insurance; the only one located in California. At the same time, she established an independent company, Janette Ramsey Insurance Agency, choosing to operate both. For over seven years, Janette has managed to successfully represent several agencies simultaneously. Janette prides herself in providing excellent customer service, constantly striving for self-improvement.

Janette joined Inszone in December 2020 after the merger with Janette Ramsey Insurance Agency.

In her leisure, Janette enjoys cycling & visiting beaches.

jramsey@inszoneins.com

661-328-9250

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Personal Insurance Specialist
Juan Mendez

Juan Mendez is a Personal Insurance Assistant at Inszone Insurance Services. Having just joined in the summer of 2020, Juan recently began his career in the insurance sector. Despite being unpracticed, Juan is eager to learn all he can and provide his best performance in providing his customers satisfactory service and quality insurance.

Juan joined Inszone in December 2020 after the merger with Full Cycle Insurance.

In his leisure, Juan enjoys drawing, oil painting, and attending church; but what he cherishes most is spending time with his wife and newborn son.

jmendez@inszoneins.com

480-961-0101

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Personal Insurance Assistant

Administrative Staff

Tatiana Oselskis

Tatiana Oselskis is part of the accounting team at Inszone Insurance Services. She has been in the insurance industry since 2009, with a focus on accounting. Tatiana joined Inszone Insurance in 2013, and has been an integral part of the accounting department since.

On her time off, Tatiana enjoys running, reading and writing.

toselskis@inszoneins.com

916-738-7802

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Accounting

Inszone Team

Executives

Norm Hudson

Chris Walters

Pat Grignon

Rich Lemon

Natalie Fanin

Juan Cruz

Janet Castrejon

Management

Bouachan Carey

James Choe

Sara Evans

Norma Villafranca

Jared Strong, AAI

Chris Tracy

Craig Wiseman

Richard Choe

Yuritzi Valdiosera

Ubaldo Robledo

Steve Keeney

Steve Kelly

Lisa Naney

Commercial Producers

Theresa Graves

Zack Weinberger

DJ Mervin

Akilino Jacky

Mohsen Khan

Carlos Campos, AAI

Israel Sepulveda

Maxwell Cusator, CLCS

Ann-Marie DelMonte

Hea San Sin

Marc Gilbreath

Joe Hensler, MWCA

Audri Farris

Jerry Hudson

Gustavo Marquez

Leonardo Guimoye

Nicole Bill

Sandy Merrill

Myles Storms

Patrick Rhinehart

Robert Wiseman

Telden Wiseman

David Schuster

Commercial Account Managers

Laurie Graves

Jainie Yoon

Maria Garza

Samantha Fowler

Sun Choe

Amanda Moore

Inna Drozd

Natasha Fanin

Jasmine Olivares

Jonathan Campos

Anayeli Cisneros

Aranda Ward

Kassandra Ortiz

Esmeralda Gamez

Fatima Gomez

Dawn Marsh

Paul Lee

Bill Krist

Rachel Munoz

Alice Sfatcu

Sohaib Khan

Carla Estrada

Gabriela Hernandez

Tracey Hodge

Stephanie Hutchings

Monika Torrez

Doyun Chung

Patty Cicogni

Sharon Aragon

Sally Partida

Personal Lines

Jose Vidrios