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Lakewood
Get In Touch With Us
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Address:
4010 Watson Plaza Drive, Suite 260
Lakewood, CA, 90712, United States -
Phone: 562-461-8008
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Fax: 916-400-2625
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Email: [email protected]
Office Hours:
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Mon-Fri: 8:30am - 6:00pm
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Sat: Closed/By Appointment Only
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Sun: Closed/By Appointment Only
Languages:
- Spanish
About Lakewood
Insurance in Lakewood, CA
Inszone Insurance in Lakewood, CA, a diverse, family-oriented city that perfectly blends suburban charm with convenient access to iconic Southern California destinations, making it an ideal home for our insurance services.
Our office has provided trusted coverage since 1984. As a premier Lakewood CA insurance agency, we partner with multiple carriers to deliver personalized strategies that protect your assets at affordable prices. We shop the market to ensure you get the right coverage for your unique needs.
Personal Insurance in Lakewood, CA
Protecting your home and family is our priority. We specialize in home insurance for local properties and auto insurance in Lakewood for your daily commute. Whether you are leasing an apartment or managing investment properties, we provide competitive renters insurance and landlord insurance in Lakewood CA to safeguard your assets.
Commercial Insurance in Lakewood, CA
From local shops to service providers, we support the Lakewood business community. We provide tailored business insurance and commercial insurance packages designed to mitigate your unique risks. The team at our insurance agency in Lakewood, CA has deep expertise in contractor insurance, workers compensation, and general liability insurance, giving you the peace of mind to focus on running your business.
Inszone Insurance agency near me
Visit Inszone Insurance in Lakewood, CA today! Contact our newest agency, and one of our specialists will help you with all the information you need before buying a policy. Call us today for a FREE quote!
FAQs
What are the minimum auto insurance requirements in California?
California requires liability limits of at least $30,000 per person, $60,000 per accident, and $15,000 for property damage. Those limits took effect January 1, 2025 — the first increase since 1967 — and they rise again to $50,000 / $100,000 / $25,000 on January 1, 2035. The minimum keeps you legal, but anything above your limit comes out of your own assets, which is why we usually price higher limits alongside it.
My home insurance wasn’t renewed. What are my options?
More than you’d think, and they run in order. First we re-shop the admitted market, which has improved — six of California’s top ten home insurers have committed to growing here. If admitted carriers decline, we go to surplus lines. Call as soon as the notice arrives; options narrow near the lapse date.
Does my Lakewood business need workers’ compensation insurance?
Yes. Under California Labor Code section 3700, every employer with one or more employees must carry workers’ compensation — there is no small-employer exemption. Five contractor classifications must carry it even with no employees at all: C-8 Concrete, C-20 Warm-Air Heating/HVAC, C-22 Asbestos Abatement, C-39 Roofing, and C-61/D-49 Tree Service. Every other licensee can still file a no-employee exemption until January 1, 2028.
How do I get a quote from your Lakewood insurance office?
Call our Lakewood office at 562-461-8008, use the quote form on this page, or stop by 4010 Watson Plaza Drive, Suite 260. It speeds things up if you have your current declarations page handy — for business coverage, your annual revenue, payroll by job class and loss runs for the last three to five years. If you have a non-renewal or cancellation notice, bring it; the date on it changes what options we have.
Our Lakewood Team
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What Our Clients Are Saying About Us
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Nicole has to date helped us with several of our bond and insurance needs. She is always prompt and attentive to detail. An asset to our company.
Sandra ICRS, LLC -
Very good job. I will definitely refer him to other friends. I wish to do more business with Israel.
Michael Reyes Kings Power Electric Inc. -
Very helpful, easy to work with, and got me the coverage I need within my budget.
Eric Carlson Eric the Climber -
As always, Fatima gets it done, she is polite, and listens to my concerns and answers questions. True pleasure, thank you.
James Cleaver Cleaver Logistics Inc
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