A Guide to Insurance for Bars, Restaurants, Taverns, and Pubs
Running a bar involves various risks, especially when serving alcohol. Business insurance helps cover costs from expensive accidents, including customer injuries. It’s also a legal requirement in many places. At a minimum, you’ll likely need the following types of insurance:
12 February 2025 • 4 min read
What Are Contract Bonds and Why Are They Necessary?
Contract bonds are a critical component of the construction and contracting industries, providing financial guarantees that protect both project owners and contractors. By ensuring...
12 February 2025 • 3 min read
Employment Practices Liability Insurance (EPLI) in 2025
As a business owner, you have to ask yourself: Can you afford a $150,000 lawsuit without insurance coverage?
12 February 2025 • 4 min read
Employee Spotlight: Amanda Miller
Please join us in congratulating Amanda Miller, our Employee Spotlight for the month of February! Amanda Miller is a Benefits Account Manager at Inszone...
11 February 2025 • 4 min read
A Guide to Motorcycle Insurance in California
In California, the requirements for owning and operating a motorcycle are: A valid driver's license with a motorcycle endorsement (M1) or a separate motorcycle-only license (M2). A registered and insured motorcycle. A helmet that meets California Department of Transportation (DOT) standards. A functioning muffler to reduce noise pollution. Properly working lights for night riding.
30 January 2025 • 8 min read
How Technology and Data Security impact Professional Liability for CPAs
Technology has profoundly impacted the professional liability landscape for Certified Public Accountants (CPAs). With the advent of advanced accounting software, cloud computing, and artificial intelligence, CPAs can perform their tasks more efficiently and accurately.
28 January 2025 • 2 min read
Guide to Medicare Wages and Tips for 2025
Medicare wages are the earnings that are subject to Medicare tax. These wages include all compensation for employment, such as salaries, bonuses, commissions, and tips. The Medicare tax is part of the Federal Insurance Contributions Act (FICA) tax, which funds the Medicare program providing health insurance to individuals aged 65 and older, and to certain younger people with disabilities. According to the Internal Revenue Service (IRS), all wages, salaries, and tips are generally subject to Medicare tax unless specifically exempted (source: IRS).
28 January 2025 • 2 min read
Food Security & Family: Ryan Butler’s Holiday Volunteer Effort at The Crossing’s Nutrition Center
At Inszone Insurance Services, our dedication to community engagement shines through employees who willingly devote their time and resources to meaningful causes. Ryan Butler,...
23 January 2025 • 2 min read
Prevention of Sexual Harassment in the Workplace
Not only is training the proven practice in preventing harassment in the workplace but also is required by law in the state of California.
21 January 2025 • 5 min read
Fire Risk Reduction: Homeowner Insurance on a Wildfire Risk Area
Proactive communication can go a long way. Keep your insurance agent or broker informed of any changes to your property!
17 January 2025 • 4 min read