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Vacaville
Get In Touch With Us
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Address:
1990 Alamo Dr, Suite 1
Vacaville, CA, 95687, United States -
Phone: 707-446-9864
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Fax: 916-400-2625
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Email: [email protected]
Office Hours:
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Mon-Fri: 8:00am - 6:00pm
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Sat: Closed/By Appointment Only
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Sun: Closed/By Appointment Only
Languages:
- Lao
- Farsi
About Vacaville
Inszone Insurance Vacaville, CA, a city celebrated for its rich agricultural heritage and diverse outdoor activities. Our office has provided reliable coverage since 1985. Backed by decades of customer service excellence, our seasoned agents connect you to top carriers nationwide.
We are located on the corner of Alamo Dr. and Peabody Rd., perfectly positioned to serve the community. As a premier Vacaville CA insurance agency, we help you find the perfect policy tailored to your unique needs. We have access to a variety of custom programs to ensure you get the best value.
Personal Insurance in Vacaville, CA
We help you protect your lifestyle in this vibrant city. We specialize in home insurance to safeguard your property and auto insurance in Vacaville, CA, for your daily commute.
For those renting in the area, we offer affordable renters insurance in Vacaville CA, and for property investors, we provide comprehensive landlord insurance to safeguard your rental income.
We also handle the two big exclusions in every California policy: earthquake, which is written separately and is usually only available through a carrier participating in the California Earthquake Authority, and flood. We would rather show you what raising a limit actually costs than quote you the cheapest possible policy and leave you to find out later.
Commercial Insurance in Vacaville, CA
From local farms to main street shops, our insurance agency in Vacaville, CA support the businesses that drive our economy. We provide tailored business insurance and commercial insurance packages.
Our insurance agents in Vacaville have deep expertise in general liability, commercial property, business owner’s policies, commercial auto and fleet, workers’ compensation, cyber liability, professional liability and surety bonds for Vacaville businesses.
California employers carry one of the strictest workers’ compensation mandates in the country, and we handle class codes, payroll audits and experience modification review rather than just issuing the policy. We also issue certificates of insurance and additional insured endorsements quickly, because that is usually what is holding up your job.
Inszone Insurance agency near me
Visit Inszone Insurance in Vacaville, CA today! Contact our newest agency, and one of our specialists will help you with all the information you need before buying a policy.
FAQs
What are the minimum auto insurance requirements in California?
California requires liability limits of at least $30,000 per person, $60,000 per accident, and $15,000 for property damage. Those limits took effect January 1, 2025 — the first increase since 1967 — and they rise again to $50,000 / $100,000 / $25,000 on January 1, 2035. The minimum keeps you legal, but anything above your limit comes out of your own assets, which is why we usually price higher limits alongside it.
My home insurance wasn’t renewed. What are my options?
More than you’d think, and they run in order. First we re-shop the admitted market, which has improved — six of California’s top ten home insurers have committed to growing here. If admitted carriers decline, we go to surplus lines. If that fails, we place a California FAIR Plan policy and wrap it with a difference-in-conditions policy to restore the water damage, theft and liability coverage the FAIR Plan leaves out. Call as soon as the notice arrives; options narrow near the lapse date.
Does my Vacaville business need workers’ compensation insurance?
Yes. Under California Labor Code section 3700, every employer with one or more employees must carry workers’ compensation — there is no small-employer exemption. Five contractor classifications must carry it even with no employees at all: C-8 Concrete, C-20 Warm-Air Heating/HVAC, C-22 Asbestos Abatement, C-39 Roofing, and C-61/D-49 Tree Service. Every other licensee can still file a no-employee exemption until January 1, 2028.
How do I get a quote from your Vacaville insurance office?
The fastest way is to call 707-446-9864 or use the quote form on this page. Have your current policy declarations page ready if you can, and for commercial coverage your revenue, payroll by class and recent loss runs. You can also come by the office at 1990 Alamo Dr, Suite 1. If a carrier has sent you a non-renewal notice, call sooner rather than later — options narrow as the lapse date gets closer.
Our Vacaville Team
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What Our Clients Are Saying About Us
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Bouachan Carey reached out to me just in time to re-insure my vehicle before the previous plan was set to expire. She was very professional and quite helpful. I received my proof of insurance almost instantly. Thank you!!!
John Kelly Heart Artery and Vein Clinic -
I’m very happy with the excellent service she rendered me. She’s very patient and knowledgeable on what she’s doing, ready to answer my questions with clarity. She acts fast, my escrow officer got the declaration page in a few minutes. Will definitely recommend her to others needing insurance.
Elizabeth Personal -
Just wanted to say thank you to Rotunda for being patient with me and providing service that I haven’t seen in years. Thank you
Donnie Elliott Donnie R Elliott -
Trinidad was kind, efficient and very helpful in helping me with my insurance needs.
Denise Erlach N/A
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