Author Archives: admin-inszone

California’s workers’-comp rules are tightening fast, and January 1, 2026 is a pivotal checkpoint—despite a later 2028 universal mandate. Think of 2026 as the year...

Here are the essential types of coverage required by Taverns and Restaurants General Liability Insurance: Protects against claims of bodily injury or property damage...

Why Surety Bonds Matter In the competitive world of contracting, trust, reliability, and financial assurance are paramount. A contract surety bond is one of...

Practical guidance for general contractors and specialty trades working on data centers, biolab retrofits, and corporate-campus projects from San Jose to Mountain View. What’s...

Please join us in congratulating Brian Minihan, our Employee Spotlight for the month of June! About Brian Minihan Brian is a Senior Commercial Insurance...

Consumer-oriented briefing for landlords and asset managers of suburban office and flex properties in the Sacramento region. What’s Driving Premiums Up? Vacancy pressure: Rancho...

Recent Changes to ACA Section 1557: Compliance Guide The Affordable Care Act (ACA) continues to evolve, and understanding its nuances is essential to properly advising...

Why are trucking insurance costs climbing in 2025? California’s push for zero-emission freight is colliding with an already hard insurance market. As carriers absorb...

Professional liability claims can pose significant challenges for architects and engineers. These claims, arising from alleged mistakes, negligence, or omissions in design, planning, or...

What changed in 2025? California’s Assembly Bill 1807 raised minimum auto-liability limits for charter-party carriers and transportation-network companies. Effective July 1, 2025, any vehicle licensed...