Author Archives: admin-inszone

PFAS Exclusions in Insurance for Environmental Consulting Firms

PFAS Exclusions in Insurance for Environmental Consulting Firms

Concern over perfluoroalkyl and polyfluoroalkyl substances (PFAS)—often called “forever chemicals”—continues to escalate. These persistent contaminants pose significant challenges not only to regulators and industries...
18 February 2025 4 min read
A Guide to Insurance for Bars, Restaurants, Taverns, and Pubs

A Guide to Insurance for Bars, Restaurants, Taverns, and Pubs

Running a bar involves various risks, especially when serving alcohol. Business insurance helps cover costs from expensive accidents, including customer injuries. It’s also a legal requirement in many places. At a minimum, you’ll likely need the following types of insurance:
12 February 2025 4 min read
What Are Contract Bonds and Why Are They Necessary?

What Are Contract Bonds and Why Are They Necessary?

Contract bonds are a critical component of the construction and contracting industries, providing financial guarantees that protect both project owners and contractors. By ensuring...
12 February 2025 3 min read
Guide to Medicare Wages and Tips for 2025

Guide to Medicare Wages and Tips for 2025

Medicare wages are the earnings that are subject to Medicare tax. These wages include all compensation for employment, such as salaries, bonuses, commissions, and tips. The Medicare tax is part of the Federal Insurance Contributions Act (FICA) tax, which funds the Medicare program providing health insurance to individuals aged 65 and older, and to certain younger people with disabilities. According to the Internal Revenue Service (IRS), all wages, salaries, and tips are generally subject to Medicare tax unless specifically exempted (source: IRS).
28 January 2025 2 min read
Understanding Admitted and Non-Admitted Insurance Markets

Understanding Admitted and Non-Admitted Insurance Markets

When navigating the insurance landscape, it’s essential to understand the distinction between admitted and non-admitted insurance markets. These two categories define the regulatory status...
4 December 2024 3 min read
Inszone’s Commitment on Display at Volunteer Day

Inszone’s Commitment on Display at Volunteer Day

Making a Difference Through Community Engagement At Inszone Insurance Services, we believe that our responsibility extends beyond providing exceptional insurance solutions; it includes actively...
27 November 2024 2 min read
Tips for Holidays on the Road

Tips for Holidays on the Road

Holiday season is a time for joy, celebration, and often, road trips to meet loved ones or explore new destinations. While the excitement of...
27 November 2024 2 min read
Community Champion: Janell Julander’s Dedication to Sleep in Heavenly Peace

Community Champion: Janell Julander’s Dedication to Sleep in Heavenly Peace

Janell has been a valued member of the Inszone team since [Year of Joining], bringing enthusiasm and a strong work ethic to her role. Beyond her professional responsibilities, Janell has devoted herself to making a difference through her involvement with Sleep in Heavenly Peace (SHP), a 501(c)(3) national non-profit organization dedicated to ending child bedlessness.
21 November 2024 3 min read