Burleson

About Burleson

Insurance in Burleson, TX

Inszone writes insurance in Burleson, TX from an office on Northwest Lorna Street, just south of Fort Worth along I-35W in the fast-growing Johnson County suburbs. Most of this team’s clients never need to visit, though: for 25 years the agency has worked with contractors and businesses across the state, from Dallas and Houston to El Paso, Lubbock and the Rio Grande Valley.

Clients who know this office as Quote Texas Insurance will find the same team here, now part of Inszone. Founded in 2001, the agency built its practice around commercial insurance for the contracting trades, with a quote process designed around how contractors work: answers by phone or online, and carrier options laid out side by side.

Our insurance agency in Burleson, TX represents more than one carrier, and joining Inszone has added more of them, so an Insurance Specialist can compare markets for a contractor, a business or a household at each renewal. We also work with clients in nearby Crowley, Joshua and Cleburne.

Buy your insurance in Burleson, TX!

Personal Insurance in Burleson, TX

Texas requires liability limits of at least $30,000 per person, $60,000 per accident and $25,000 for property damage, and that is where car insurance in Burleson starts. Insurers must offer personal injury protection and uninsured motorist coverage, which can be rejected in writing, and an insurance Specialist can check what a current policy includes, especially when a work truck doubles as the family vehicle.

The office also writes home, renters and life insurance, often for the same business owners whose companies it insures. Hail and spring storms shape home insurance across North Texas, so the wind and hail deductible and how a roof claim is settled are worth reviewing with a specialist.

Contractor & Business Insurance in Burleson, TX

Contractor insurance in Texas is the core of this office. The team places general liability, workers’ compensation, commercial auto, commercial property, professional liability and excess liability for general contractors and the trades, built around the work each one does. Learn more on our contractors insurance page.

A general liability policy is written for injuries and damage to others, not a contractor’s own gear, which is where tools and equipment insurance comes in. Contractor’s equipment coverage, a form of inland marine, may include tools and machinery on job sites, in transit and in work trucks, and rented or leased equipment can often be added.

Most general contractor agreements require subcontractors to carry specific limits, name the general contractor as an additional insured and provide certificates before work starts. An Insurance Specialist can read those requirements against your policies so the paperwork lines up with the contract.

Surety bonds are part of the same conversation, from license and permit bonds to bid bonds and the performance and payment bonds required on public work. Beyond construction, the office writes commercial coverage for businesses in more than 200 industries across Texas, including liquor liability for bars and restaurants.

Your Local Insurance Agency in Burleson, TX

You never have to come in to work with this team. Start a quote online or call the number in the contact details on this page, and the same people handle your coverage from the first quote through renewals and certificates. If you are local and would rather talk face to face, you are welcome to stop by the Northwest Lorna Street office.

Clients who prefer to meet in person closer to locations can also reach our Arlington office and Granbury office.

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FAQs

Is this the same office as Quote Texas Insurance?

Yes. Quote Texas Insurance, founded in 2001, is now part of Inszone Insurance Services, with the same team working from the same Burleson office and serving contractors and businesses across Texas. The team can go through your current policies whenever you are ready.

Do Texas contractors need workers’ compensation insurance?

For most private work, Texas lets employers decide whether to carry workers’ compensation. Contractors on government building and construction projects must carry it for everyone on the job, and many general contractors require it from subcontractors by contract. Employers who go without it give up certain legal defenses if an injured worker sues. An Insurance Specialist can talk through how the rules apply to your business.

When does a Texas contractor need a surety bond?

It depends on the work. Texas public work contracts require a performance bond once the contract is over $100,000, and a payment bond at lower contract amounts, with the exact threshold depending on the government entity. Many cities and counties also require license or permit bonds before permits are issued, and some private owners ask for bid or performance bonds. An Insurance Specialist can help confirm which bonds a job calls for.

Does general liability insurance include my tools and equipment?

General liability is written for injuries and property damage you cause to others, not your own gear, and a commercial property policy usually applies to equipment at your business location. Contractor’s equipment coverage, sometimes called inland marine, may include tools and machinery on job sites, in transit and in your trucks. An Insurance Specialist can review which fits how you work.

What car insurance do I need to drive in Burleson?

Texas requires at least $30,000 per person, $60,000 per accident and $25,000 for property damage. Insurers must offer personal injury protection and uninsured motorist coverage, and both can only be rejected in writing. An Insurance Specialist can show what higher limits would cost alongside the minimum.

Do I have to come into the office to get a quote?

No. Most of this team’s clients never visit the office. You can start a quote online or by phone, and an Insurance Specialist will compare coverage across multiple carriers and lay out the options side by side.