Arlington

About Arlington

Insurance in Arlington, TX

Inszone Insurance writes insurance in Arlington, TX from our office at 4110 W. Interstate 20, Suite 100. The office sits on the I-20 frontage road in south Arlington, on the interstate that links Fort Worth, Arlington and Grand Prairie, and a short drive from the entertainment district around AT&T Stadium and Globe Life Field.

This office was Jacque Pirtle Insurance, an Arlington agency since 1994, and it joined Inszone with its address and its 817-572-7971 number unchanged. Its employee benefits agency, JKJ Benefits, LLC, joined with it. Policies carried over.

Because we are an independent agency, we represent many carriers rather than one. For anyone shopping for insurance in Arlington, that means we can compare how each carrier handles the hail, wind and roof terms that shape a Texas property claim.

Buy your insurance in Arlington, TX!

Personal Insurance in Arlington, TX

For Arlington households we write homeowners, renters, condo and landlord policies, auto, personal umbrella liability, and specialty lines including motorcycles, boats, RVs and classic cars. Amy Garland, our Senior Personal Insurance Specialist, handles personal lines from this office.

Drivers comparing car insurance in Arlington, TX should know Texas requires liability limits of at least $30,000 per person, $60,000 per accident and $25,000 for property damage. Personal injury protection and uninsured/underinsured motorist coverage are included in a Texas auto policy unless you reject them in writing, so it is worth checking what was signed. When we quote auto insurance in Arlington, TX, we look at how and where the vehicle is driven, since a daily commute on I-20 or I-30 into Fort Worth or Dallas can change the rating.

Spring hail and straight-line wind are a regular part of owning a roof in Arlington. When we compare homeowners insurance in Arlington, TX, we read the wind and hail deductible, which on many Texas policies is a percentage of the dwelling limit rather than a flat dollar amount. We also check whether an older roof is settled at actual cash value or replacement cost. Two quotes for home insurance in Arlington at similar premiums can pay very differently after a storm.

If a storm has already hit, our insurance specialists can walk through how a hail damage insurance claim works under your policy, including the reporting deadline and how the deductible applies. On a roof hail damage insurance claim, the settlement basis decides much of the result: replacement cost pays to replace the roof less the deductible, while actual cash value also deducts depreciation. Flood is excluded from standard homeowners policies, and homes near Johnson Creek, Village Creek or other low-lying ground can add it through the National Flood Insurance Program or a private carrier.

For apartment residents, including students and staff near UT Arlington, renters insurance in Arlington, TX is usually quick to set up, and some leases ask for proof of a policy at move-in. Term and permanent life insurance in Arlington, TX can be quoted from this office as well.

Business Insurance in Arlington, TX

For Arlington employers we place general liability, commercial property, business owner’s policies, commercial auto, workers’ compensation, cyber and professional liability, and surety bonds. We write business insurance in Arlington, TX for contractors, logistics and trucking operations, retail, restaurants and professional offices. Larger accounts are written with Inszone’s commercial team, and commercial insurance in Arlington, TX can be placed across the carriers that team represents.

Contractor insurance in Texas is often shaped by the contract. General contractors and property managers usually ask for certificates of insurance, additional insured endorsements and waivers of subrogation before a subcontractor starts work, and we turn those around quickly.

Arlington sits on I-20, I-30 and SH-360, and many local businesses keep vehicles on the road every day. Fleet insurance puts a company’s vehicles and drivers on one commercial auto policy. Commercial fleet insurance is usually rated on the type of vehicle, how far it travels and each driver’s record.

Texas is the only state where workers’ compensation is optional for most private employers. Employers who choose not to carry it, known as non-subscribers, must file an annual notice with the Texas Department of Insurance, Division of Workers’ Compensation, and give up certain legal defenses if an employee sues over a work injury. Coverage is required for public employers and for contractors on government construction projects.

Group health and employee benefits are available through Inszone’s employee benefits team, with this office as your starting point. As an employee benefits broker, Inszone compares group medical, dental, vision and life plans across carriers. For small business health insurance in Texas, the small-group market generally applies to employers with 2 to 50 eligible employees. Group health insurance for small business owners usually comes down to how much of the premium the employer pays and which provider network employees need. Individual health insurance in Arlington, TX can be reviewed through the same team.

Inszone Insurance agency near me

Our Arlington insurance office is open Monday to Friday, 8:30am to 5:00pm, with weekends by appointment. Call 817-572-7971, use the quote form on this page, or come by 4110 W. Interstate 20, Suite 100.

As an insurance agency in Arlington, TX, we work with clients across Tarrant County and the Mid-Cities, including Grand Prairie, Mansfield, Kennedale, Euless and Fort Worth. Clients who first knew us as an Arlington insurance agency under the Pirtle name will find the same office and number.

Whether you are checking roof terms before hail season, working through a storm claim, setting up a fleet policy, or putting group health in place for a small team, our insurance agents in Arlington, TX can talk through the options available for your situation.

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FAQs

What are the minimum auto insurance requirements in Texas?

Texas requires liability limits of at least $30,000 per person, $60,000 per accident, and $25,000 for property damage. Texas is an at-fault state, so the driver who causes a crash is responsible for the damage. Personal injury protection and uninsured/underinsured motorist coverage are included unless you reject them in writing.

How do wind and hail deductibles work on a Texas home policy?

Many Texas policies carry a separate wind and hail deductible set as a percentage of the dwelling limit, commonly 1% or 2%. On a $300,000 dwelling limit, a 2% deductible is $6,000 per claim. Older roofs are often settled at actual cash value, which deducts depreciation, rather than replacement cost. A specialist can show how each quote handles both before you choose.

Does my Arlington business need workers’ compensation insurance?

Texas is the one state where workers’ compensation is optional for most private employers. It is required for public employers and for contractors on government construction projects. If you choose not to subscribe, you must file an annual notice with the Texas Department of Insurance, Division of Workers’ Compensation, notify your employees, and you lose certain legal defenses if an employee sues over a work injury.

Can a small business in Texas offer group health insurance?

Yes. In Texas, the small-group health market generally applies to employers with 2 to 50 eligible employees, and carriers usually set minimums for how much of the premium the employer pays and how many eligible employees enroll. Employers above 50 employees are rated in the large-group market. Inszone’s employee benefits team can compare the plans available for your group.

Is this the same office that was Jacque Pirtle Insurance?

Yes. Jacque Pirtle Insurance joined Inszone Insurance, and this office continues from 4110 W. Interstate 20, Suite 100 with the same phone number, 817-572-7971. Its benefits agency, JKJ Benefits, LLC, joined with it, and policies carried over.

How do I get a quote from your Arlington insurance office?

Call 817-572-7971 or use the quote form on this page, and come by 4110 W. Interstate 20, Suite 100 if you would rather do it in person. For Arlington car insurance or a home quote, have your current declarations page to hand; for business coverage, bring your annual revenue, payroll by job class and recent loss runs; for group health, a census of your employees.