X
Thousand Oaks | Hillcrest
Get In Touch With Us
-
Address:
2545 W Hillcrest Dr 120
Thousand Oaks, CA, 91320, United States -
Phone: 805-496-1424
-
Fax: 916-400-2625
-
Email: [email protected]
Office Hours:
-
Mon-Fri: 8:00 AM – 5:00 PM
-
Sat: Closed/By Appointment Only
-
Sun: Closed/By Appointment Only
About Thousand Oaks | Hillcrest
Insurance in Thousand Oaks, CA
Inszone Insurance is an independent insurance agency in Thousand Oaks, CA, writing personal and business coverage from our office at 2545 W Hillcrest Dr, Suite 120. We have served the Conejo Valley here since 1985 as Corbett & Associates Insurance Agency, and the same local team still answers the phone under the Inszone name.
Our office sits on the Hillcrest Drive corridor just off the 101, minutes from Amgen’s Rancho Conejo campus and the Dos Vientos and Wildwood neighborhoods on the Newbury Park side of the valley. That matters for coverage: this is the wildland-urban interface, where a home two streets apart can price very differently.
In California the conversation almost always comes back to wildfire — carriers pausing new business or non-renewing in higher-risk areas, and the California FAIR Plan sitting underneath as the insurer of last resort. As an independent agency we are not limited to one carrier’s underwriting appetite, so when a renewal comes back higher than it should or a carrier decides it no longer wants your risk, we have somewhere else to go.
Working with a Thousand Oaks insurance agency that reviews your current declarations page before quoting means the comparison is real rather than cosmetic. We explain the trade-offs in plain language and stay with the account after the policy is issued.
Personal Insurance in Thousand Oaks, CA
Most households come to us first for auto insurance in Thousand Oaks, CA. We quote across multiple carriers rather than one, which matters on a corridor where commuters run the 101 daily and rates move with mileage, garaging address and driver mix.
For property owners, homeowners insurance in Thousand Oaks, CA is where the wildfire conversation gets specific. We work through defensible space, home hardening and replacement-cost valuation.
We also write renters insurance in Thousand Oaks for tenants who want liability and personal property covered without guessing at limits.
Condo and landlord policies, personal umbrella liability, and specialty lines including motorcycle, boat, RV and classic car round out the personal side. We handle the two big exclusions in every California policy: earthquake, which is written separately and is usually only available through a carrier participating in the California Earthquake Authority, and flood.
Life insurance in Thousand Oaks is available through the same office, so term and permanent coverage can be reviewed alongside the rest of your program instead of in isolation.
Business Insurance in Thousand Oaks, CA
We place business insurance in Thousand Oaks, CA across general liability, commercial property, business owner’s and commercial package policies, commercial auto and fleet, cyber and professional liability, and surety bonds.
The Conejo Valley’s employer base is unusual for a city this size — biotech and medical device firms clustered around the Amgen campus, professional services, contractors, retail and outdoor-guide operations. Each carries a different liability profile, and we underwrite accordingly rather than issuing a generic package.
California employers carry one of the strictest workers’ compensation mandates in the country. Our insurance agents in Thousand Oaks handle class codes, payroll audits and experience modification review, plus the certificates and renewal calendar, rather than handing you a policy and disappearing.
Inszone Insurance agency near me
Searching for Corbett Insurance or Corbett Insurance Agency will bring you here — this is the same office and the same people, now operating as Inszone Insurance Services.
Because the office sits at the Thousand Oaks and Newbury Park line, we are also the local answer for insurance in Newbury Park, along with Westlake Village, Oak Park, Agoura Hills and Camarillo. Walk-ins are welcome Monday through Friday, 8:00 AM to 5:00 PM.
FAQs
Is this the same office as Corbett & Associates Insurance Agency?
Yes. Corbett & Associates Insurance Agency, Inc. has operated at this Thousand Oaks location since 1985 and is now part of Inszone Insurance Services. Same address at 2545 W Hillcrest Dr Suite 120, same phone number at 805-496-1424, and the same team — with access to a wider panel of carriers than the agency carried on its own. Existing Corbett policies transferred with the agency; nothing on your side needs to change.
What are the minimum auto insurance requirements in California?
California requires liability limits of at least $30,000 per person, $60,000 per accident, and $15,000 for property damage. Those limits took effect January 1, 2025 — the first increase since 1967 — and they rise again to $50,000 / $100,000 / $25,000 on January 1, 2035. The minimum keeps you legal, but anything above your limit comes out of your own assets, which is why we usually price higher limits alongside it.
My home insurance wasn’t renewed. What are my options?
More than you’d think, and they run in order. First we re-shop the admitted market, which has improved — six of California’s top ten home insurers have committed to growing here. If admitted carriers decline, we go to surplus lines. If that fails, we place a California FAIR Plan policy and wrap it with a difference-in-conditions policy to restore the water damage, theft and liability coverage the FAIR Plan leaves out. Call as soon as the notice arrives; options narrow near the lapse date.
Does my Thousand Oaks business need workers’ compensation insurance?
Yes. Under California Labor Code section 3700, every employer with one or more employees must carry workers’ compensation — there is no small-employer exemption. Five contractor classifications must carry it even with no employees at all: C-8 Concrete, C-20 Warm-Air Heating/HVAC, C-22 Asbestos Abatement, C-39 Roofing, and C-61/D-49 Tree Service. Every other licensee can still file a no-employee exemption until January 1, 2028.
How do I get a quote from your Thousand Oaks Hillcrest insurance office?
Call 805-496-1424, use the quote form on this page, or stop by 2545 W Hillcrest Dr Suite 120. It speeds things up if you have your current declarations page handy — for business coverage, your annual revenue, payroll by job class and loss runs for the last three to five years. If you have a non-renewal or cancellation notice, bring it; the date on it changes what options we have.
Our Thousand Oaks | Hillcrest Team
-
How To Get There