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West Des Moines
Get In Touch With Us
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Address:
4500 Westown Pkwy, Ste 350
West Des Moines, IA, 50266, United States -
Phone: 800-409-9790
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Fax: 888-645-4229
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Email: [email protected]
Office Hours:
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Mon-Fri: 8:00 AM - 5:00 PM
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Sat: Closed/By Appointment Only
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Sun: Closed/By Appointment Only
About West Des Moines
Inszone Insurance West Des Moines, IA, a thriving suburb known for its strong economy, beautiful parks, and top-rated schools. With a mix of retail, dining, and business opportunities, it provides a welcoming environment for residents and companies alike.
We are located off Westown Pkwy, perfectly positioned to serve the community. As a premier insurance agency in West Des Moines, IA, our team is committed to delivering exceptional service and solutions tailored to your needs. Operating as an independent insurance agency, we offer a range of commercial, personal, and life lines, priding ourselves on our integrity and personalized approach.
From home and auto insurance to truckers and farmers insurance, Inszone offers a wide variety of coverage options from different insurance companies in West Des Moines, AZ. Call our local office or fill in the form, and one of our expert agents will help you find the right policy for you.
Personal Insurance in West Des Moines, IA
We help you protect your assets and loved ones with confidence. We specialize in home insurance for properties of all sizes and auto insurance in West Des Moines, IA, for your daily commute.
For those renting in our vibrant neighborhoods, we offer affordable renters insurance in West Des Moines, IA, and for property investors, we provide comprehensive landlord insurance in to safeguard your rental income.
Commercial Insurance in West Des Moines, IA
From local startups to established firms, our insurance agency in West Des Moines, IA, support the businesses that drive our economy. We provide tailored business insurance and commercial insurance packages.
Our insurance agents in West Des Moines, IA, have deep expertise in contractor insurance, workers compensation, and general liability insurance, ensuring your operations are compliant and protected against unforeseen risks.
Inszone Insurance agency near me
Visit Inszone Insurance in West Des Moines, IA today! Contact our newest agency, and one of our specialists will help you with all the information you need before buying a policy.
FAQs
What are the minimum auto insurance requirements in Iowa?
Iowa requires liability limits of at least $20,000 per person, $40,000 per accident, and $15,000 for property damage — among the lowest bodily injury minimums in the country. Uninsured and underinsured motorist coverage must be included unless the named insured rejects it in writing.
Why would my policy pay less than the cost of a new roof?
Because the Iowa Insurance Division notes that many homeowners policies now include an endorsement changing how a damaged roof is settled — swapping replacement cost for actual cash value, or applying a depreciation schedule by age and material. A fifteen-year-old asphalt roof can settle for a fraction of what replacing it costs. It is the single most important thing to check on an Iowa policy, and we check it.
Does my West Des Moines business need workers’ compensation insurance?
Effectively yes, from the first employee — Iowa sets no numeric threshold. Domestic service and purely casual employment are excluded below a $1,500 annual earnings test, and agricultural pursuits are excluded unless cash payroll to non-exempt employees reached $2,500 in the prior year.
How do I get a quote from your West Des Moines office?
Call our West Des Moines office at 800-409-9790, use the quote form on this page, or stop by 4500 Westown Pkwy, Ste 350. It speeds things up if you have your current declarations page handy — for business coverage, your annual revenue, payroll by job class and loss runs for the last three to five years. If you have a non-renewal or cancellation notice, bring it; the date on it changes what options we have.
Our West Des Moines Team
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