Santa Ana

About Santa Ana

Insurance in Santa Ana, CA

Inszone writes insurance in Santa Ana, CA from our office at 801 Park Center Drive, Suite 101. The office is on Park Center Drive, a few minutes from the 5 and 55 freeways, and a short drive from the equestrian neighbourhoods of Orange Park Acres.

This office was Shahinian Insurance Services, and it joined Inszone with its specialist programs, its address and its 714-544-3963 number unchanged. Policies carried over. Shahinian built its book around animals: horses and the people who own, train and board them, and the animals that work in film, television and video production. Several of the team are horse owners and riders themselves.

Because this is an independent insurance agency, we represent many carriers rather than one, including specialty markets that write equine and animal risks. Our equine and production clients are not limited to Orange County, because a mortality or care, custody and control policy is written around the animal and the operation, not the ZIP code.

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Personal & Equine Insurance in Santa Ana, CA

For horse owners we write mortality, major medical and surgical coverage, and personal equine liability. Horse mortality insurance generally pays the insured value of the horse if it dies from an accident, illness or disease, or has to be humanely destroyed, and many policies include theft. The insured value is usually set by purchase price or appraisal, and carriers typically ask for a veterinary exam above a certain value or age. Because many carriers write horses as livestock, the same product is also sold as livestock mortality insurance.

Mortality alone does not pay vet bills. Major medical and surgical coverage is usually added to a mortality policy and helps with treatment costs for a covered illness or injury up to a set limit; colic surgery is the claim owners most often have in mind. We compare the limits, deductibles and exclusions across the equine carriers we represent, because they differ more than the premium suggests.

Owning a horse also creates liability. Equine liability insurance answers claims that your horse injured someone or damaged property, for example on a trail ride, at a show or if it gets out onto a road. Many homeowners policies limit or exclude liability for horses, so it is worth checking before you assume it is included.

Inszone’s personal lines team quotes auto and homeowners policies for Santa Ana households, with this office as your starting point. Anyone comparing car insurance in Santa Ana, CA should know California raised its liability minimums on January 1, 2025, to $30,000 per person, $60,000 per accident and $15,000 for property damage. Homeowners, renters and umbrella policies can be quoted the same way.

Business & Entertainment Insurance in Santa Ana, CA

For equine businesses we place care, custody and control coverage, commercial equine liability, and property and general liability for barns and facilities. Care, custody and control insurance is liability coverage for horses owned by other people while they are in your care, which is the exposure trainers, boarding stables and horse transporters carry every day. Horse trainer insurance usually combines it with professional liability for the training itself.

For animals that work in film, television and video, we write animal mortality insurance for the animals used in production. The owners and trainers who supply them usually need general liability and care, custody and control coverage as well. Productions typically ask animal suppliers for certificates naming the production company as an additional insured before the animal is on set, and we turn those around quickly. Owners, landlords and tenants liability is also available for the premises animals and their handlers work from.

Santa Ana employers outside the animal world can place general liability, commercial property, business owner’s policies, commercial auto and workers’ compensation through Inszone’s commercial team. California requires workers’ compensation from the first employee, with no small-employer exemption.

Inszone Insurance agency near me

Our Santa Ana insurance office is open Monday to Friday, 9:00am to 4:30pm, with weekends by appointment. Call 714-544-3963, use the quote form on this page, or come by 801 Park Center Drive, Suite 101.

Our equine and entertainment-animal clients come from across Southern California, and locally we work with clients in Tustin, Orange, Irvine, Costa Mesa and Garden Grove. Whether you are insuring a new horse, adding surgical coverage before show season, supplying animals to a production that needs a certificate this week, or looking for care, custody and control cover for a boarding barn, our insurance specialists can talk through the options available for your situation.

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FAQs

What is equine mortality insurance?

It is a policy that generally pays the insured value of a horse if it dies from an accident, illness or disease, or must be humanely destroyed, and many policies include theft. The value is usually based on purchase price or an appraisal, and a veterinary exam is often required above a certain value or age. A specialist can explain how each carrier sets and pays the insured value.

Does horse insurance pay for vet bills?

Not on its own. Mortality insurance pays if the horse dies. Vet bills for a covered illness or injury are handled by major medical and surgical coverage, which is usually added to a mortality policy with its own limit and deductible. Colic surgery is the most common reason owners add it.

What insurance does an animal need to work on a film or TV production?

Usually three things: animal mortality insurance on the animal itself, general liability for the owner or trainer, and care, custody and control coverage if the trainer handles animals owned by someone else. Most productions ask for a certificate of insurance naming the production company as an additional insured before the animal arrives on set.

What are the minimum auto insurance requirements in California?

California requires liability limits of at least $30,000 per person, $60,000 per accident, and $15,000 for property damage. Those limits took effect January 1, 2025 — the first increase since 1967 — and they rise again to $50,000 / $100,000 / $25,000 on January 1, 2035. The minimum keeps you legal, but anything above your limit comes out of your own assets, which is why we usually price higher limits alongside it.

Is this the same office that was Shahinian Insurance Services?

Yes. Shahinian Insurance Services, Inc. joined Inszone Insurance and continues from 801 Park Center Drive, Suite 101 with the same phone number, 714-544-3963, and the same equine and entertainment-animal programs. Policies carried over.

How do I get a quote from your Santa Ana insurance office?

Call 714-544-3963 or use the quote form on this page. For a horse, have its age, breed, use, purchase price or appraisal and any recent vet records to hand. For a production or training business, bring a description of the animals, the work they do and any certificate requirements from the production.