Bremerton

About Bremerton

Insurance in Bremerton, WA

Inszone writes insurance in Bremerton, WA from our office here in Kitsap County, with a focus on employee benefits and HR support for employers. Bremerton sits on Sinclair Inlet, home to Puget Sound Naval Shipyard, and the ferry to Seattle leaves from its downtown waterfront.

This office was Radwick & Lightle, an employee benefits agency founded in Bremerton in 2001, before it joined Inszone in 2026. The team works with small and mid-sized employers on benefit plan design, HR support, compliance and claims advocacy.

Our insurance agency in Bremerton, WA can place a policy with any of the carriers we represent rather than just one. For an employer comparing group plans, that means more than one quote to look at.

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Benefits Insurance in Bremerton, WA

Employee benefits are the specialty of our office. We work with Bremerton employers on group medical, dental, vision, life and disability plans, along with HR support, compliance questions and help with claims.

Washington treats an employer with 1 to 50 employees as a small group, and the state’s Office of the Insurance Commissioner notes that a small employer is not required to offer health coverage. Carriers usually set their own rules for how much of the premium the employer pays and how many eligible employees enroll. A specialist can compare the plans available for your group.

Employers also have state payroll programs to keep straight. Every Washington employer collects the employee share of Paid Family & Medical Leave premiums and reports each quarter, and the employer share applies to businesses with 50 or more employees. A specialist can point you to the state’s guidance on how this applies to your payroll.

Personal & Business Insurance in Bremerton, WA

Since the work of this office is on the benefits side, personal policies are handled a little differently. Home, auto, renters and life insurance for Bremerton households are quoted through Inszone’s wider team, with this office as your starting point. Individual health and Medicare questions can be passed to the right Inszone specialist in the same way.

Regarding business insurance, general liability, commercial property and commercial auto insurance for Bremerton businesses are quoted through Inszone’s commercial team, with this office as your starting point.

Inszone Insurance agency near me

Call 360-364-5021, use the quote form on this page, or use the office address listed above. Our Bremerton insurance office works with employers across Kitsap County, including in Silverdale, and with clients in nearby Gig Harbor.

Whether you are comparing group plans, reviewing a renewal, or asking who to call for a home or auto quote, our insurance brokers in Bremerton, WA can talk through the options available for your situation.

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FAQs

What counts as a small group for health insurance in Washington?

Washington’s Office of the Insurance Commissioner describes a small business as one with 1 to 50 employees, and those employers buy in the small-group market. A small employer is not required to offer health coverage, but one that chooses to can buy a plan directly from a carrier or through an agent. A specialist can go through what a group of your size would need to bring to a quote.

Does a Bremerton employer have to pay Paid Family & Medical Leave premiums?

Every Washington employer collects the employee share of the premium and files a quarterly report, even in a quarter with no payroll. The employer share applies only to businesses with 50 or more employees, unless a small employer received a state assistance grant. A specialist can point you to the Employment Security Department’s guidance for your situation.

What does your Bremerton office help employers with?

The team works on group medical, dental, vision, life and disability plans, and on the HR support, compliance and claims advocacy that go with them. For an employer with a plan already in place, a renewal is a common starting point. Have your current renewal, an employee census and the share of premium you pay to hand, and a specialist can go through how a group is quoted.

Is this the same office that was Radwick & Lightle?

Yes. Radwick & Lightle, an employee benefits agency founded in Bremerton in 2001, joined Inszone Insurance in 2026, and the team continues here in Bremerton. If you were a Radwick & Lightle client, call 360-364-5021 and the team can go through your plans with you.

Can I get car or home insurance through your Bremerton office?

This office focuses on employee benefits, so home, auto, renters and life policies are quoted through Inszone’s wider team. Call 360-364-5021 or use the quote form on this page, and the office will connect you with the right specialist. Have your current declarations page to hand for a home or car quote.

How do I get a quote from your Bremerton insurance office?

Call 360-364-5021 or use the quote form on this page, or use the office address listed above if you would rather do it in person. For group benefits, have an employee census and your current renewal; for a business quote, your annual revenue, payroll and recent loss runs.