Category: Insurance Basics
As the year ends, reviewing your insurance coverage helps ensure it still matches your life, assets, and goals. A year-end check can uncover gaps, adjust limits, and prepare you for 2026 with confidence and clarity.
When shopping for insurance, you have two primary options: buying directly from an insurance company or working with an insurance broker. While purchasing directly...
Let’s delve into the recent developments in the insurance industry, especially regarding mergers and acquisitions (M&A) for the year 2024. 2024 Insurance M&A Outlook...
When choosing an insurance policy, it’s important to understand the difference between admitted vs non-admitted insurance. These two classifications define how insurers are regulated,...
As we journey through the ever-changing landscape of medical professional liability (MPL) insurance, it's crucial to stay well-informed about the dynamics that impact your coverage. Let's unravel the impact of Claims-Made Step Factors on your medical professional liability coverage, empowering you to navigate your policy with confidence.
Blocking in the insurance market occurs when a broker submits a client's application to multiple carriers, effectively preventing other brokers from doing the same. This strategy is employed by brokers to gain a competitive edge and secure exclusive deals with insurance carriers.
Find out the many benefits of having an insurance broker assisting you in finding the right insurance policy.
Do you know what is included in your Liability policy? What about your Worker’s Comp or Crime policy? More importantly, do you know what is excluded from these policies? Exclusions can range from things like communicable diseases and viruses, employment practices, wage and hour claims, and more.
Abandonment: As used in property insurance, prohibits the insured from abandoning damaged property to the insurance company for repair or disposal