Do you know what’s really covered under your business insurance policy—and what isn’t? Understanding your exclusions is just as important as knowing your limits. Many business owners assume their general liability, workers’ compensation, or crime policies will cover every possible scenario, only to discover major gaps when it’s too late.
In this webinar, Senior Commercial Insurance Specialists Gary Kalina and Dennis J. Powers, AIC, ARM, SCLA, CPCU break down the fine print of your insurance coverage. They explain how exclusions work, why insurers include them, and what business owners—particularly home care agencies—should review to avoid costly surprises.
Viewers will learn:
- The five most common exclusions found in standard business insurance policies.
- How exclusions can impact coverage under liability, workers’ compensation, and crime insurance.
- Strategies to identify and address coverage gaps before a claim occurs.
- Real-world examples of how exclusions can affect home care and healthcare-related businesses.
Whether you manage a home care agency or another small business, this session provides valuable insight into policy language, risk management, and smarter insurance decisions.
Watch the full webinar below to gain a clearer understanding of how exclusions work and how to make sure your business is fully protected.
Speakers:
Gary Kalina
SENIOR COMMERCIAL INSURANCE SPECIALIST
[email protected]
847-230-3268
Dennis Powers, AIC, ARM, SCLA, CPCU
SENIOR COMMERCIAL INSURANCE SPECIALIST
[email protected]
847-230-3294