

Colorado Property Insurance Update: Wildfires, Hail & Premium Relief
Property insurance in Colorado has become one of the most important—and expensive—forms of coverage in the U.S. In 2025, rising disaster risk, new state...
11 September 2025 • 4 min read

Do I Need Umbrella Insurance? Risks, Costs & Benefits
Understanding specific insurance policies can be a challenge on its own. Read our article today to learn more about personal umbrella insurance.
11 September 2025 • 5 min read

California Event Insurance 2025 – Costs, Coverage & Rules
Organizing a special event requires meticulous planning, from securing the perfect venue to coordinating vendors and ensuring a memorable experience for attendees.
10 September 2025 • 5 min read

Landlord Insurance in California: 2025 Guide
As a landlord in California, you know how important is to protect your property investment. Whether you own a single rental unit or manage multiple properties, having the right insurance coverage is crucial to safeguarding your assets.
10 September 2025 • 5 min read

Community Spotlight: Inszone Team Supports Santa Monica Mountains Fund through “Free Plant Fridays”
At Inszone Insurance Services, we proudly recognize team members who demonstrate outstanding dedication to supporting their communities through our Charitable Time Off (CTO) program....
9 September 2025 • 1 min read

Community Spotlight: Tatum Marlatt Supports The Pregnancy Center at Annual Golf Tournament
At Inszone Insurance Services, we proudly recognize team members who devote their Charitable Time Off (CTO) to causes that strengthen local communities. On August...
9 September 2025 • 1 min read

Medicare Wages & Tips (2025): What They Are, How They’re Calculated, and Why They Matter for Payroll and Insurance
Medicare wages are the earnings that are subject to Medicare tax. These wages include all compensation for employment, such as salaries, bonuses, commissions, and tips. The Medicare tax is part of the Federal Insurance Contributions Act (FICA) tax, which funds the Medicare program providing health insurance to individuals aged 65 and older, and to certain younger people with disabilities. According to the Internal Revenue Service (IRS), all wages, salaries, and tips are generally subject to Medicare tax unless specifically exempted (source: IRS).
8 September 2025 • 4 min read

BOP Insurance Explained: Protect Your Small Business
Running a business involves taking risks, and it is crucial for business owners to protect their investments. One way to safeguard your business is through insurance coverage.
8 September 2025 • 4 min read

Business Insurance Guide 2025: What Every Business Needs to Know
Every business has a custom insurance program because every business has different needs. Business insurance can seem like another language, but there are a few questions you should ask yourself to help determine what would best protect you and your business against your unique risks.
8 September 2025 • 8 min read

Restaurant Insurance: What You Need, Why It Matters, and How to Build the Right Policy
Restaurant insurance is a custom bundle of commercial coverages (property, liability, auto, workers’ comp, cyber, and specialty endorsements) that protects food-service businesses from losses...
3 September 2025 • 5 min read