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Yuma
Get In Touch With Us
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Address:
11487 S Fortuna Rd, Suite 3
Yuma, AZ, 85367, United States -
Phone: 928-342-3077
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Fax: 916-400-2625
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Email: [email protected]
Office Hours:
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Mon-Fri: 8:30am – 5:00pm
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Sat: Closed/By Appointment Only
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Sun: Closed/By Appointment Only
About Yuma
Inszone Insurance in Yuma, AZ, a city home to Yuma Territorial Prison State Historic Park, Castle Dome Mines Museum & Ghost Town, and the Yuma Proving Ground Heritage Center.
Our insurance agents in Yuma, AZ, have been helping clients find the best insurance for their unique needs since 1994. We are located near the intersection of S Fortuna Rd and E 35th Place, perfectly positioned to serve the community.
As a premier insurance agency in Yuma, AZ, we are dedicated to creating customized solutions for your personal and business needs. Operating as an independent insurance agency, we shop multiple carriers to find the right policy for you.
Personal Insurance in Yuma, AZ
We specialize in home insurance and auto insurance in Yuma, AZ, as well as specific coverage for motorcycles, boats, and umbrellas. Given our proximity to the border, we also offer specialized Mexico Insurance for your travels south.
For those renting in the area, we offer affordable renters insurance, and for property investors, we provide reliable landlord insurance to safeguard your rental income.
Commercial Insurance in Yuma, AZ
Whether you are looking to protect your business from hazards or manage employee benefits, our team is here to help. We provide tailored business insurance and commercial insurance in Yuma, AZ.
Our insurance agents in Yuma, AZ, have deep expertise in contractor insurance, ensuring your projects are covered. We also specialize in workers compensation and general liability insurance, protecting your assets from lawsuits and employee injuries.
Inszone Insurance agency near me
Visit Inszone Insurance in Yuma, AZ today! Contact our newest agency, and one of our specialists will help you with all the information you need before buying a policy.
FAQs
What are the minimum auto insurance requirements in Arizona?
Arizona requires liability limits of at least $25,000 per person, $50,000 per accident, and $15,000 for property damage — limits that took effect July 1, 2020. Arizona is an at-fault state with no PIP requirement. Uninsured and underinsured motorist coverage is not mandatory here, which makes it one of the more common gaps we find on existing policies.
Why does my policy pay less than a new roof costs?
Because many Arizona policies now settle roof claims on an actual cash value or scheduled basis rather than full replacement cost — the older the roof, the larger the depreciation. It is one of the most common surprises after a hail or haboob event. We read the roof settlement terms before you buy so you know what you are agreeing to, and we can usually quote both versions side by side.
Does my Yuma business need workers’ compensation insurance?
Almost certainly. Arizona sets no employee-count threshold: if you regularly hire workers in your customary business, you need workers’ compensation regardless of how many. Sole proprietors with no employees, true independent contractors and casual labor outside your usual course of business fall outside it.
How do I get a quote from your Yuma office?
Call our Yuma office at 928-342-3077, use the quote form on this page, or stop by 11487 S Fortuna Rd, Suite 3. It speeds things up if you have your current declarations page handy — for business coverage, your annual revenue, payroll by job class and loss runs for the last three to five years. If you have a non-renewal or cancellation notice, bring it; the date on it changes what options we have.
Our Yuma Team
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What Our Clients Are Saying About Us
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New to town, I was referred to Ruth as a resource to help me navigate the Healthcare.gov marketplace to enroll in a health plan. Ruth was outstanding in her responsiveness, willingness to help, patience, and follow-up to make sure all of my questions were answered to complete the on-line enrollment ahead of the deadline. In a time when a poor service experience seems the norm, Ruth was a delight! Thanks, Ruth!
Lynn H Self Employed -
I cannot say enough good things about how helpful, patient, and thorough Ruth Garza was to me when I was updating my automobile and home insurance policies. Ruth always goes the extra mile to make sure my policy will benefit me the best. She was very knowledgeable about the insurance industry and catered a policy specific to my needs. She also was able to get me some nice discounts too. I totally recommend Ruth Garza to anyone needing an insurance broker.
Wendy von Hollen Retired with no business name -
Ruth has been my agent since 2005, she is the best!!! Very efficient, professional, outstanding customer service!!! And she is super fast!!! I call her speedy Gonzalez!!! :)
Adriana Arredondo N/A -
She was professional, service was fast and easy. Ruth is pleasant and a pleasure to deal with. Outstanding customer service. Thank you Ruth
Joanne L Joanne L
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