Redding | North

About Redding | North

Insurance in Redding (North), CA

Inszone’s North Redding insurance office is at 920 Hilltop Dr. #B, in Redding’s Hilltop area, near the Mt. Shasta Mall on Dana Drive. It is one of two Inszone offices in Redding, and it is where households in the north end of town, and small businesses along Hilltop Drive, can start a conversation about home, car, renters, health or business policies.

We are an independent agency, so a policy can be placed with any of the carriers we represent rather than with just one. That lets an Insurance Specialist compare options for your household instead of fitting you to a single company’s rules.

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Personal Insurance in Redding (North), CA

Wildfire shapes almost every home insurance conversation in Shasta County, and a non-renewal notice is often what starts it. For home insurance in Redding, CA, an Insurance Specialist starts with your current declarations page and then looks across the carriers we represent to see which are writing homes at your address. Earthquake and flood are excluded from a standard homeowners policy, so they are quoted as separate policies.

Owners of a rental property or a condo have policy types of their own, and landlord and condo policies are written differently from a homeowners policy. Motorcycles, boats, RVs and classic cars can be quoted alongside a home or auto policy, and so can a personal umbrella policy.

Drivers in North Redding, CA are quoted for auto through the same team. California’s liability minimums rose on January 1, 2025, to $30,000 per person, $60,000 per accident and $15,000 for property damage, and we price higher limits alongside the minimum because anything above your limit comes out of your own assets.

Some leases ask for proof of a policy at move-in. Renters insurance in Redding, CA is written around your belongings and your liability, and on many policies your extra living costs if a rental becomes unlivable.

Health and Medicare plans go through Inszone’s health and benefits team, and this office can make the introduction. Health insurance in Redding, CA is quoted by that team, who can go through plan options based on your situation.

Business Insurance in Redding (North), CA

Small businesses along Hilltop Drive and around north Redding can start here too. We place general liability, commercial property, business owner’s policies, commercial auto and workers’ compensation for shops, restaurants, offices and service companies. A policy for a shop or office usually starts with the lease or contract that sets the limits.

California requires workers’ compensation from the first employee, with no small-employer exemption under Labor Code section 3700. An Insurance Specialist can go through how it applies to your payroll.

Contractor, course of construction and errors and omissions accounts are handled out of our Mistletoe Lane office, the former McFarland Commercial Insurance Services agency, and we will introduce you to that team directly.

Inszone Insurance agency near me

Our North Redding insurance office is at 920 Hilltop Dr. #B, Redding, CA 96003. Call 877-308-9663, use the quote form on this page, or come by the office.

From Hilltop Drive we work with households and small businesses in north Redding, Shasta Lake and across Shasta County. As an independent agency we compare carriers for each account, whether you are shopping for a home after a non-renewal, adding a driver, moving into a rental or opening a shop.

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FAQs

What is the difference between Inszone’s two Redding offices?

This office, at 920 Hilltop Dr. #B in the north end of town, is the starting point for personal insurance and small business accounts. The Mistletoe Lane office, the former McFarland Commercial Insurance Services agency, focuses on commercial accounts, including contractors. Either office can start a quote, and a specialist will bring in the right team.

Do I need renters insurance in Redding?

California law does not require it, but many landlords ask for proof of a policy in the lease. A renters policy is written around your belongings, your liability if someone is hurt in your unit and, on many policies, additional living expenses. A specialist can go through the details with you.

What can I do if my home insurance carrier stops writing my area?

Ask us to re-shop the policy. As an independent agency we can look across the carriers we represent, and a specialist can go through which are writing homes at your address. Defensible space and home hardening can matter to some carriers, and earthquake and flood are quoted separately.

Can this office help with health insurance or Medicare?

Yes, through Inszone’s health and benefits team. The Hilltop Drive office can start the conversation and bring that team in, and they can go through plan options based on your situation.

How do I get a quote from your North Redding CA insurance office?

Call 877-308-9663, use the quote form on this page, or stop by 920 Hilltop Dr. #B. For a home quote, have your current declarations page and any non-renewal notice to hand; for an auto quote, your driver and vehicle details; for a business, your revenue, payroll and any lease or contract insurance requirements.