Port Hadlock

About Port Hadlock

Insurance in Port Hadlock, WA

Inszone writes insurance in Port Hadlock, WA from our office at 209 West Patison Street, Suite D. Port Hadlock sits on Port Townsend Bay, where Samuel Hadlock arrived in 1870 and built a lumber mill, and where the Irondale furnace, completed in 1881, was the first iron-producing blast furnace in Washington Territory.

This office was part of Hawks View Insurance before it joined Inszone, and the Hawks View name still comes up when people look for us. The address and phone number are unchanged, and the same Hawks View history is shared with our Shelton and Port Orchard offices.

We are an independent insurance agency in Port Hadlock, so we can place a policy with any of the carriers we represent instead of just one. That helps on the Quimper Peninsula, where a waterfront home, a boat and a small business often need three different markets.

Buy your insurance in Port Hadlock, WA!

Personal Insurance in Port Hadlock, WA

For Port Hadlock households we write homeowners, renters, landlord, condo and auto policies, and place personal umbrella, motorcycle, RV and classic car policies through Inszone’s personal lines team. Jacklyn Schepici is the Personal Insurance Specialist in this office, and life and health insurance are quoted through Inszone’s wider team.

Living near the water shapes home insurance in Port Hadlock, WA. Winter wind and storms bring down trees, and a home close to the bay can be affected by tidal and stormwater flooding. Flood and earthquake are excluded from a standard homeowners policy and are written separately. A specialist can go through how each is quoted for a home on the water or further inland.

A boat is a separate policy from the home. Boat insurance in Port Hadlock, WA is written around the vessel, its value, where it is moored or trailered and how it is used. A lender on a boat loan, or a marina where the boat is kept, may ask for proof of insurance, so it helps to have the boat’s details ready when you call.

Washington sets its minimum liability limits for drivers at $25,000 per person, $50,000 per accident and $10,000 for property damage. Trips to Port Townsend or over the Hood Canal Bridge add up, and annual mileage is one of the things a car quote depends on.

Renters insurance is a policy for a tenant’s belongings and liability, written apart from the landlord’s building policy.

Business Insurance in Port Hadlock, WA

Small employers here range from shops and offices to contractors and businesses that work on the water. Our commercial team places general liability, commercial property, business owner’s policies, commercial auto, cyber and professional liability, and bonds, with this office as your starting point.

For a small business insurance in Port Hadlock, WA program, a business owner’s policy is often where things begin, since it pairs property and liability. General liability is often the first policy a lease or a customer contract asks a business to show.

Washington employers buy workers’ compensation from the state, through the Department of Labor and Industries, and not from a private carrier. What sits alongside it is stop-gap employers liability, which answers a claim that workers’ compensation does not, and our commercial team can quote it.

Inszone Insurance agency near me

Our Port Hadlock insurance office is open Monday to Friday, 8:30am to 5:00pm. Call 360-385-4924, use the quote form on this page, or come by 209 West Patison Street, Suite D.

As a Port Hadlock insurance agency, we work with households and businesses across Jefferson County. We also work with clients in Irondale and Chimacum, in Port Ludlow, and in Port Townsend, which is about 8 miles north.

Whether you are insuring a first home near the bay, adding a boat to your policies, or setting up coverage for a small business, our insurance specialists can talk through the options available for your situation.

Get your free insurance quote!

FAQs

What are the minimum auto insurance requirements in Washington?

Washington requires liability limits of at least $25,000 per person, $50,000 per accident and $10,000 for property damage. Limits are the most a policy pays for a claim, so a loss above them falls to the driver, and $10,000 for property damage can be used up by a single newer vehicle. A specialist can show how higher limits are quoted.

Is earthquake covered by my Washington homeowners policy?

No. Earthquake is excluded from a standard homeowners policy and is written as a separate policy or an endorsement, usually with a percentage deductible. The Washington Office of the Insurance Commissioner notes that these deductibles typically run 10% to 25% of the building limit. Flood and landslide are excluded too and are written separately.

Does my Port Hadlock business need workers’ compensation insurance?

Yes, from the first worker. Washington is a state-fund state, so workers’ compensation comes from the Department of Labor and Industries, or through self-insurance for employers that qualify. Our commercial team places stop-gap employers liability alongside it, which the state fund does not provide.

Is this the same office that was Hawks View Insurance?

Yes. The Port Hadlock office was part of Hawks View Insurance before joining Inszone and continues from 209 West Patison Street, Suite D, on the same phone number. Inszone’s Shelton and Port Orchard offices came from Hawks View as well, so if you are not sure which office holds your policy, call any of them and we will point you to the right one.

Can I insure a boat through your Port Hadlock office?

Yes, boat insurance is one of the personal lines we place. Have the boat’s make, length, value, engine details and where it is kept to hand, and a specialist can go through how it is quoted. If the boat is used for business, that is a separate conversation with our commercial team.

How do I get a quote from your Port Hadlock insurance office?

Call 360-385-4924 or use the quote form on this page, and come by 209 West Patison Street, Suite D if you would rather do it in person. For a home, have your current declarations page and any non-renewal notice; for a car, your current policy; for a business, your revenue, payroll by job class and recent loss runs.