Cabot

About Cabot

Insurance in Cabot, AR

Formerly known as Boone-Ritter Insurance.

Inszone writes insurance in Cabot, AR from an office on South Pine Street, in the largest city in Lonoke County. Cabot grew up along Highway 67/167 northeast of Little Rock, and many of the families who live here work at Little Rock Air Force Base in nearby Jacksonville or commute into the metro.

Clients who know this office as Boone-Ritter Insurance will find the same team here, now part of Inszone. Boone-Ritter has served Arkansas since 1968, with a focus on commercial insurance for growing businesses alongside personal lines and employee benefits.

As an independent insurance agency in Cabot, the team works with more than one of the insurance companies writing in Arkansas, and joining Inszone has added more of them, so an Insurance Specialist can compare markets for a household or a business at each renewal. We also work with clients in nearby Jacksonville, Austin and Ward.

Buy your insurance in Cabot, AR!

Personal Insurance in Cabot, AR

Arkansas requires liability limits of at least $25,000 per person, $50,000 per accident and $25,000 for property damage, and that is where car insurance in Cabot starts. Insurers must also offer medical and income-loss benefits, which can be rejected in writing. For military families who move often, an auto policy is written for the state where the car is kept, so a reassignment usually means a new policy, and an Insurance Specialist can help time that change.

Spring storms and hail are part of life in central Arkansas, so home insurance in Cabot usually turns on the roof, the wind and hail deductible and how a roof claim is settled. Renters, on or off base, can carry a renters policy for their belongings and liability, including items in storage or in transit, subject to the policy’s limits.

The office also writes umbrella and life insurance for families across Lonoke County and the north metro.

Business Insurance in Cabot, AR

The city’s growth has brought a steady stream of new businesses along Highway 67/167, from retailers and restaurants to contractors and professional offices. The office places general liability, commercial property, commercial auto, workers’ compensation and umbrella coverage built around what each business does.

Arkansas generally requires workers’ compensation once a business has three or more employees, and building contractors need it at two. The office also handles employee benefits, from group health to life and supplemental coverage, along with HR support services such as background checks.

Your Local Insurance Agency in Cabot, AR

Stop in at our South Pine Street office, call the number in the contact details on this page, or use the quote form. You keep working with the same people you already know, now backed by the carriers and resources of a national brokerage.

Clients closer to the city can also reach our Little Rock office, which offers the same personal and business lines.

Get your free insurance quote!

FAQs

Is this the same office as Boone-Ritter Insurance in Cabot?

Yes. Boone-Ritter Insurance, serving Arkansas since 1968, is now part of Inszone Insurance Services, with the same team working from the same South Pine Street office. The team can go through your current policies whenever you are ready.

Does my car insurance follow me if I am reassigned to another state?

Usually not. Auto policies are written for the state where the vehicle is garaged, and each state sets its own minimum requirements, so a permanent move generally means a new policy in the new state. An Insurance Specialist can help time the change around your orders.

What should military families know about renters insurance?

A landlord’s or housing provider’s policy is written for the building, not your belongings or personal liability. When comparing renters policies, look at whether belongings are valued at replacement cost and how much the policy allows for items in storage or in transit during a move. An Insurance Specialist can compare a policy with any coverage your housing provider includes.

Does my Cabot business need workers’ compensation insurance?

Arkansas generally requires workers’ compensation once a business has three or more employees, and building or building-repair contractors need it at two. Farm labor and a few other categories fall outside the requirement. An Insurance Specialist can confirm how the rule applies to your business.

What car insurance do I need to drive in Cabot?

Arkansas requires at least $25,000 per person, $50,000 per accident and $25,000 for property damage. Insurers must also offer medical and income-loss benefits, which you can reject in writing. An Insurance Specialist can show what those options and higher limits would cost.