How to prevent fire hazards at home during holidays

2 November 2023

Holidays and fire related to insurance in the USA are similar to other countries, but there may be some differences in the types and costs of coverage.

Many holidays involve activities that can increase the risk of fires.

    • Christmas: Christmas trees, especially dry ones, can catch fire easily. Strings of lights, candles, and cooking activities also present heightened risks.
    • Halloween: Candles in jack-o-lanterns can ignite flammable costumes or decorations.
    • Thanksgiving: Overloaded ovens and deep-frying turkeys are common causes of house fires.
    • Fourth of July: Fireworks can cause fires if not used safely.

Insurance companies are keenly aware of these heightened risks and often run public safety campaigns advising caution during these times.

Holidays present unique fire risks, and both firehouses and insurance companies play roles in managing and mitigating these risks. Homeowners can benefit by being aware of these risks and taking preventative measures, not just to protect their homes and loved ones but also to potentially enjoy lower insurance premiums.

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