Metairie, LA

About Metairie, LA

Insurance in Metairie, LA

Formerly known as Stiel Insurance Group.

Inszone writes insurance in Metairie, LA from an office on Severn Avenue, serving Jefferson Parish and the greater New Orleans area. Metairie stretches from the edge of New Orleans toward Kenner along the south shore of Lake Pontchartrain, and its mix of neighborhoods, shopping corridors and small businesses keeps this office busy with personal and commercial work.

Clients who know this office as Stiel Insurance Services of New Orleans will find the same team here, now part of Inszone. The office belongs to an agency the Stiel family founded in Franklin in 1956, and its book runs from home and auto policies to hospitality, healthcare and specialty commercial accounts.

As an independent insurance agency in Metairie, LA, the team works with more than one carrier and underwriter, and joining Inszone has added more of them, so an Insurance Specialist can compare markets for a household or a business at each renewal. We also work with clients in nearby Kenner, Harahan and across New Orleans.

Buy your insurance in Metairie, LA!

Personal Insurance in Metairie, LA

Much of Metairie sits low, behind the levees and floodwalls strengthened after Katrina. Levees lower the risk of flooding without removing it, and standard homeowners policies exclude flood, so homeowners insurance in Metairie is usually reviewed alongside a separate flood policy, the hurricane deductible and the condition of the roof. If a carrier has non-renewed a home, an Insurance Specialist can compare what is still available, including Louisiana Citizens when the private market declines a property.

Louisiana’s minimum liability limits are 15/30/25, and that is where auto insurance in Metairie starts. Uninsured motorist coverage stays on the policy unless it is rejected or reduced on the state’s form, and an Insurance Specialist can quote higher limits alongside the minimum.

Beyond home insurance, the office also writes condo, renters, umbrella and life insurance across Jefferson Parish.

Business Insurance in Metairie, LA

This team has long experience with a few businesses that are often harder to place: towing companies, auto repair garages and security guard services. Tow truck insurance in Louisiana usually combines commercial auto, on-hook coverage for vehicles being hauled and garagekeepers coverage for customer vehicles on the lot, while garages add garage liability and security firms need liability written for guarding other people’s property.

Our underwriters in Metairie, LA also place general liability, commercial property, commercial auto, workers’ compensation and umbrella coverage for restaurants and hospitality businesses, healthcare providers, contractors, retailers and professional offices across the New Orleans area. Louisiana requires workers’ compensation from the first employee, and an Insurance Specialist can confirm how that applies to your business.

Your Local Insurance Agency in Metairie, LA

Stop in at our Severn Avenue office, call the number in the contact details on this page, or use the quote form. You keep working with the same people you already know, now backed by the carriers and resources of a national brokerage.

Whether you are comparing flood quotes, replacing a non-renewed homeowners policy or insuring a tow fleet, our insurance underwriters in Metairie, LA, can talk through the options available for your situation.

Get your free insurance quote!

FAQs

Is this the same office as Stiel Insurance Services of New Orleans?

Yes. Stiel Insurance Services of New Orleans is now part of Inszone Insurance Services, with the same team working from the same Severn Avenue office in Metairie. The team can go through your current policies whenever you are ready.

What insurance does a towing company need?

Commercial auto liability for the trucks is the starting point. Towing operators usually add on-hook coverage for the vehicles they haul and garagekeepers coverage for customer vehicles stored on the lot, along with general liability and workers’ compensation. Some motor club and police rotation contracts set their own minimum limits, and an Insurance Specialist can review your contracts against your policies.

If my home is behind the levees, do I still need flood insurance?

Levees and pumps reduce the chance of flooding, but heavy rain can overwhelm drainage, and standard homeowners insurance policies exclude flood either way. Most new flood policies have a 30-day waiting period before they take effect. An Insurance Specialist can quote flood coverage for your home so you can compare the options before storm season.

What are Louisiana’s auto insurance minimums in Metairie?

Louisiana drivers must carry at least $15,000 per person, $30,000 per accident and $25,000 for property damage. Uninsured motorist coverage is on the policy unless you reject or reduce it in writing on the state’s form, and the “No Pay, No Play” law limits what an uninsured driver can recover after a crash. An Insurance Specialist can show what higher limits would cost.

Who needs workers’ compensation in Metairie, Louisiana?

Louisiana employers need workers’ compensation beginning with the first employee, full-time or part-time. Workers on vessels, docks or offshore platforms may be covered under federal maritime rules instead of the state system. An Insurance Specialist can confirm how the rules apply to your crew.