Ruth Garza

Senior Personal Insurance Specialist/Branch Manager

Ruth Garza - Inszone Insurance Personal Insurance Specialist/Branch Manager

Ruth Garza is a Senior Personal Insurance Specialist/Branch Manager at Inszone Insurance Services. Originally with Yuma Foothills Insurance since May of 1999, Ruth became a member of the Inszone team following our merger in September 2021. She is a seasoned insurance professional with over 21 years of experience in Property and Casualty. Ruth is passionate about the services she provides to all her customers and loves to help them with all their insurance needs.

On her off time, Ruth loves to spend time with her husband, family, and enjoys family trips. Ruth’s favorite pastime is reading books.


Rated 5 out of 5
5 out of 5 stars (based on 40 reviews)
Very good0%

Marilyn Yeutter

Rated 5 out of 5
11 January, 2023

Ruth provided honest, helpful, and prompt customer service. She emailed extra resources to provide more information about rental cars and insurance.


Barry Neighbour

Rated 5 out of 5
30 December, 2022

Ruth called me back as requested. Provided me answers I needed and revised quotes as requested. Privided prompt information and made me feel she cared and wanted to help and maintain my business.
Actually, I felt good about making the call.

Yuma foothills inzone ins.

Richard Birkby

Rated 5 out of 5
30 December, 2022

Ruth answered all of the questions I had after reading through an offered policy. Some of them stumped her but she was able to get back to me the following days with the answers.
Top notch agent!


Stephen Bolster

Rated 5 out of 5
29 December, 2022

Was on hold 45 minutes, left message about cancellation of my policy. Ruth called back and assisted in my request. She was very helpful and polite. I was very impressed with her professionalism

Not a business


Rated 5 out of 5
13 December, 2022

Ruth is a true professional. It was a pleasure to deal with someone competent with such a positive attitude. She went above and beyond to provide the kind of service that is rarely seen today. Thank you, Ruth.


Denise Callaghan

Rated 5 out of 5
5 December, 2022

Ruth Garza and her contemporaries are fabulous to work with.
Thank you so much!


Betty Weikel

Rated 5 out of 5
2 December, 2022

Ruth is a gem. I needed a new insurance company. She is friendly, fast, efficient and an excellent listener. She found exactly what I needed at a good price. Ruth also speedily sent copies of my inspection pictures after I informed her of a problem. I’m glad she is my agent.

Private homeowner

Jocelyne Dubien

Rated 5 out of 5
30 November, 2022

Thank you Ruth for the great service that you provide us and always quick to respond to any questions that we might have.
It is always a pleasure speaking with you !


Sharon Graham

Rated 5 out of 5
15 November, 2022

Ruth was excellent in providing me several quotes for Arizona and Texas insurance as we were moving out of state for a period of time and then planned to return. She provided information in a timely manner often with very little lead time and sent all documents required immediately. We were very happy with Ruth’s professionalism and knowledge!


Kenneth Burney

Rated 5 out of 5
4 November, 2022

Ruth was very professional and answered my questions as well as providing me choices that met my needs while keeping the cost in mind.


Diane Sherman

Rated 5 out of 5
28 September, 2022

Great prompt response to all our questions ! And got us a wonderful price for our insurance !

Home insurance

Gabriela Gutierrez

Rated 5 out of 5
15 August, 2022

It is always a such a relief to call Ruth, she knows exactly who I am, she has always been a great help to me, she has been my home and car insurance representative since 2000, very efficient and excellent service.

Yuma Foothills Insurance

Sharon Osborn

Rated 5 out of 5
10 August, 2022

Friendly, efficient, excellent service.

Home owner


Rated 5 out of 5
26 July, 2022

I had a very positive experience! Ruth was very patient, thorough and informative.

Nicci’s Salon

Leahann Rawleigh

Rated 5 out of 5
29 June, 2022

Ruth is the most caring ,knowledgeable and efficient employee we have worked with , thank you for all your help with our new home insurance!!

Mesa Del Sol

Bill Holowaty

Rated 5 out of 5
28 June, 2022

Excellent service and advice!

Tiga Kali Holdings Inc.

LA Rawleigh

Rated 5 out of 5
20 May, 2022

Ruth is a very knowledgeable , caring professional in her field.
She is prompt and knows a vast amount of knowledge on insurance ,thank you Ruth for giving your clients customer service excellence in Yuma and the surrounding area .

Not A Business

Renee Lehner

Rated 5 out of 5
28 April, 2022

Ruth is the best. She is always prompt to answer any questions, always so sweet and professional!! She provides outstanding customer service. We really appreciate her!!


Janice L. Cyphers 4/26/22

Rated 5 out of 5
26 April, 2022

She was there for me, knows what she is doing, helpful, and is easy to do business with. Thank you Ruth.

Not a Business

Renee Lehner

Rated 5 out of 5
11 March, 2022

Ruth is always quick to answer any questions or provide a quote. We are house hunting and I have asked for several quotes over the last 5 months. Ruth is always friendly, helpful and professional!! I wish everyone had the outstanding customer service that Ruth provides!! Thanks


Joe Schworm

Rated 5 out of 5
8 March, 2022

Ruth , Was very quick to quote and write a policy on our new digs.
Highly recommend. Same day service !
Thanks ,

J&S Restaurant Services Inc

Eleonore Loitz

Rated 5 out of 5
4 March, 2022

Ruth is AWESOME I HAD HER FOR insurance 3.5 years ago ..went home to Canada for a family emergency ..came back this Feb 2022 and thought of no one but her for insurance matters..will pass her name and email to ALL I can…I would pick her as a daughter..she is so great..after hours emailing even THANK YOU FOR RUTH GARZA.


Mark Iverson

Rated 5 out of 5
10 February, 2022

Great response time.



Rated 5 out of 5
30 January, 2022

Very quick response on a Saturday evening. Was really impressed. Thank you. Didn’t expect to hear anything until Monday.


Shelli Herred

Rated 5 out of 5
27 January, 2022

Ruth is prompt, professional and transparent. She is such a pleasure to work with.


Claire Johnson

Rated 5 out of 5
24 January, 2022

Ruth is right on top of everything. Fast and efficient. Thank you, Ruth!

policy holder

Randy Stickles

Rated 5 out of 5
20 January, 2022

Ruth was super helpful and knowledgeable! She is very capable!!

Policy holder

Guadalupe Mata

Rated 5 out of 5
18 January, 2022

Offered excellent service and was very friendly!



Rated 5 out of 5
13 January, 2022



James Smith

Rated 5 out of 5
7 January, 2022

Ruth is very helpful , kind, curteous and friendly. She handled our insurance quotes in an efficient and timely manner.
We definitely recommend her services.

Ruth Garza Inszone

Renee Lehner

Rated 5 out of 5
4 January, 2022

Ruth is always so helpful and replies so quickly. She provides excellent customer service and friendly too.


Belinda Ingle

Rated 5 out of 5
30 December, 2021

Ruth is great to work with never need to make a second call


Wendy von Hollen

Rated 5 out of 5
30 December, 2021

I cannot say enough good things about how helpful, patient, and thorough Ruth Garza was to me when I was updating my automobile and home insurance policies. Ruth always goes the extra mile to make sure my policy will benefit me the best. She was very knowledgeable about the insurance industry and catered a policy specific to my needs. She also was able to get me some nice discounts too. I totally recommend Ruth Garza to anyone needing an insurance broker.

Retired with no business name

Marian Mikkelsen

Rated 5 out of 5
29 December, 2021

She is always so helpful and patient with me and I really appreciate her

Retired no business name

Issam Awwad

Rated 5 out of 5
27 December, 2021

She is very very nice person and very helpful


Joanne L

Rated 5 out of 5
21 December, 2021

She was professional, servce was fast and easy. Ruth is pleasant and a pleasure to deal with. Outstanding customer service. Thank you Ruth

Joanne L

Lynn H

Rated 5 out of 5
15 December, 2021

New to town, I was referred to Ruth as a resource to help me navigate the marketplace to enroll in a health plan. Ruth was outstanding in her responsiveness, willingness to help, patience, and follow-up to make sure all of my questions were answered to complete the on-line enrollment ahead of the deadline. In a time when a poor service experience seems the norm, Ruth was a delight! Thanks, Ruth!

Self Employed

Adriana Arredondo

Rated 5 out of 5
13 December, 2021

Ruth has been my agent since 2005, she is the best!!! Very efficient, professional, outstanding customer service!!! And she is super fast!!! I call her speedy Gonzalez!!! 🙂



Rated 5 out of 5
13 December, 2021

Ruth was extremely helpful and very professional. She is great.

Billy vaughn

Irene Saldana Garza

Rated 5 out of 5
10 November, 2021

Ruth has always been very helpful when we have any questions about our policies. I highly recommend her.

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