Mexico Travel Insurance General FAQs

15 April 2021 / Category: Blog
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As the world slowly goes back to a level of normalcy, you might now be resuming your travel plans to Mexico! As much as traveling is a fun adventure and adds color to your life, you must take necessary precautions so that you can enjoy your travels worry free.

While travel insurance is not mandatory for anyone to have when travelling to Mexico, there are major benefits to having this type of coverage in order to have the peace of mind you deserve while exploring the beauty Mexico has to offer.

What is Travel Insurance?

Travel insurance is a cost-effective coverage for unexpected expenses on a vacation or business trip. It typically covers, medical emergencies, trip cancellation, trip interruption and baggage loss, accidental death and dismemberment and flight accidents.

Do I Really Need Travel Insurance to Mexico?

Mexico is a wonderful country. Of course, like any other big countries around the world, some places have a much a higher rate of theft and scams. Not to mention unforeseen events such as accidents, getting sick, losing baggage and cancelled trips are not far from happening. Even the smart and experienced visitors still face these issues. Having travel insurance would ensure that you are covered during your trip, leaving you to enjoy and discover what Mexico has to offer.

How Much is Mexico Travel Insurance?

The cost of insurance depends on the specifics of your vacation. There are a number of factors that determine what you would be paying for your travel insurance plan, including various coverages, benefits and whether or not you will be insuring the cost of your trip. The best way to find out how much travel insurance will cost is by filling out our Mexico travel insurance quote request for a comprehensive quote.

Medical Emergencies

Not all travelers give much forethought to what will happen if they need medical attention during their trip. But it is certainly smart to plan for it. Travel insurance can help protect you from medical expenses that your normal health insurance does not cover. This type of insurance coverage focuses on medical emergencies such as emergency evacuations and medical expenses. Some plans can even provide coverage for pre-existing conditions, long-term travel, multi-trip renewable protection and much more. Having medical expense coverage is absolutely essential during long trips and is one of the most popular benefits of travel insurance.

Does my health insurance cover me while in Mexico?

Most health insurance plans do not provide full coverage in foreign countries and some health plans provide no coverage at all, including Medicare. Travel insurance works in addition to your everyday health insurance and can help supplement medical costs if you get sick or injured before or during your vacation. Therefore, it is important to purchase a travel insurance policy that provides emergency healthcare coverage while in Mexico.

Will My Travel Insurance Policy Cover Me If I get the Coronavirus on my Trip to Mexico?

At this point in time, many insurance companies do not have a straightforward answer to this question. A good rule of thumb is, “If the insurer doesn’t prominently advertise that they cover the virus, that likely means they won’t” (Nathan Hake, a highly featured digital nomad).

No matter what your plans you have to visit Mexico, it is important to get a Mexico travel insurance policy to protect yourself against many unforeseen events. For more information, please contact Inszone Insurance for all your Mexico travel insurance needs!

Does my auto insurance cover me while driving in Mexico?

You are required to purchase Mexico Auto Insurance when driving your car across the border because it provides a customer with liability and asset protection necessary to be in compliance with the Mexican law while visiting Mexico. Under the Mexican law, this insurance is required to drive into Mexico as it provides the renter/occupants and vehicle with legal compliance upon crossing the border. It usually covers liability for injury and/or damages to third parties, collision and comprehensive coverage for the rental vehicle, medical expenses for vehicle occupants, and theft of rental vehicle (source, Hertz).

Just remember, if you are traveling and needing insurance, Inszone Insurance is here to help. Click this link to obtain a free, no obligation Mexico Auto Insurance Quote.

Corey Elsasser - Inszone Insurance Personal Insurance Specialist

Corey Elsasser

Senior Personal Insurance Specialist

Corey Elsasser is a Senior Personal Lines Insurance Specialist at Inszone Insurance Services. He holds a Bachelor of Arts degree in Communications from Cal State University, Fullerton. Corey joined the Inszone team in 2019 after being drawn to the insurance industry as a result of his extensive experience in customer service.

He uses his Communications degree on a daily basis to develop strong working relationships with those in need of personal insurance. His extensive background in organized sports has created an incredibly strong work ethic, which allows him to deliver the highest level of customer service.

In his time off, Corey enjoys snowboarding, the beach, and spending time with family.

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