Palm Springs, California

About Palm Springs, California

Inszone Insurance in Palm Springs is your local, independent agency serving homeowners, vacation-rental hosts, and businesses across the Coachella Valley. We understand the unique nature of the desert market, including seasonal occupancy, short-term rental risks, flash flood exposures, and the specific needs of hospitality and service-based businesses.

Personal Insurance

Protect your desert oasis, vehicles, and lifestyle with insurance designed for the Coachella Valley. Our Palm Springs team helps residents and snowbirds secure coverage for primary homes, vacation condos, secondary dwellings, and luxury autos. We specialize in the specific risks common to the desert, such as wind damage, flash floods, and the unique liability exposures of owning a pool or seasonal property.

Commercial Insurance

Tourism and service industries drive the Palm Springs economy, and our team is here to protect your investment. We provide customized commercial insurance solutions for vacation rental portfolios (AirBnB/VRBO), hospitality businesses, restaurants, contractors, and property managers. Coverage options may include general liability, commercial property, workers’ compensation, business auto, liquor liability, cyber liability, and surety bonds.