Most insurance companies only offer flood insurance through the National Flood Insurance Program backed by FEMA. Unfortunately, due to changes in the program, rates have soared with no end in sight. Inszone can offer you more affordable flood insurance by working through private carriers. We work with several private flood insurance carriers who compete with the Federal Flood Insurance Program. These private companies can be selective on who they cover and compete aggressively for your business. As a result, rates can be MUCH LOWER than expected.